Multiple award-winning solutions.

Our award-winning omni-channel digital collections gateway, Straight2Bank Pay, lets you offer multiple payment options to customers — both online and offline — without different integrations and accounts with providers. From QR codes to payment links, dashboards to invoice presentment and payment, we’ve got you covered.

In addition to over 100 clearing networks globally, you can also collect instantly from your customers by leveraging our direct participation in 22 instant payment infrastructures across Africa, Asia, Europe, and the Middle East.

Benefit from improved predictability around your recurring collections through our direct debit solution. Focus on what matters most to your business and leave the direct debit mandates to us.

Benefit from With rationalised account structures and immediate payer identification from our Virtual Account for Collections solution, you can improve visibility and control over your accounts receivable while achieving operational and cost efficiencies. around your recurring collections through our direct debit solution. Focus on what matters most to your business and leave the direct debit mandates to us.

Remove the need for manual conversions — our transactional FX solution integrates FX within your transaction flows, providing you access to multiple currencies in one place while driving operational efficiencies through enhanced control and risk management.

Reporting is the final – yet no less critical – part of collections. With our Straight2Bank Pay platform, you can access dashboards, automate customised reporting, and delve into the details of transactions. It’s your new extended digital workflow.

You can now achieve higher yield on your cash, while retaining full access to funds. What’s more, our enhanced CASA (current and savings account) comes with detailed reporting to give you better visibility.

With our Client Account Services solution, you can create and manage sub-accounts online in near real-time for your operational needs. This allows you to transact, reconcile and track activities, view balances, and optimise your liquidity.

We can now help you accelerate your sustainability agenda while balancing critical organisational liquidity needs. With Sustainable Account, you can retain intraday liquidity while the cash in your account is referenced against sustainable projects based on the Bank’s Green and Sustainable Product Framework.

Visibility, control, and optimisation are unwavering needs in managing liquidity, and the demand for efficiency never takes a pause. That’s why our liquidity management solutions are built with automation at the heart: from classics such as sweeping, notional pooling and interest optimisation, to customisable options such as just-in-time sweeping, intercompany limit controls, dynamic pool payment facility and more.

From mergers and acquisitions to venturing into new digital business models, transaction risk mitigation has taken centre stage. Let us guide you through local nuances to create tailored escrow and account bank structures for the optimal safekeeping and management of your cash flows.

Smooth, frictionless payment is a common expectation. While the digitalisation drive has been focused on advancing payments, we haven’t lost sight of the basics — we offer solutions for your fundamental payment needs, from tax and payroll to telegraphic transfers. Plus, with our emerging-market footprint, we also bring understanding of local nuances and associated risk mitigation.

For bulk cross-border payments, our international automated clearing house (IACH) solution provides direct access to ACH networks from one centralised account. With no need to maintain multiple local accounts, predictable turnaround times, and automated FX conversion, IACH can help your international payment operations run smoothly.

Offered across our network, near real-time cross-border payments provide you and your beneficiaries with fast settlement — comparable to domestic payments — and often with full principal guaranteed to the beneficiary. Want to up the ante on efficiency? Give our pre-validation add-on a try to reduce errors and missing information in your transactions.

For ultimate convenience and security of urgent payments, our Instant Payments solution can help you keep up with expectations. Via a single platform, we support 24/7 instant payments, with no cut-off times, and at a lower cost than cash or cheques.

Maintaining multiple physical accounts to make regular payments can be costly and inefficient. Our Virtual Account for Payments solution can help you identify suppliers and reconcile payments with ease and control, without the need for multiple physical accounts.

The mobile wallet revolution has put a simple way to pay and receive funds into the hands of consumers everywhere – including unbanked beneficiaries. Our solution, Straight2Bank Wallet, goes beyond this to offer bank-grade security and connectivity to multiple providers, with seamless reporting functionalities through a single account.

Remove the need for manual conversions – our transactional FX solution integrates FX within your transaction flows, providing you access to multiple currencies in one place while driving operational efficiencies through enhanced control and risk management.