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Hk cc cxam overseas spending oct

Up to extra 9,000 miles rewards for overseas spendings

【Time Limited Offer】Register to enjoy extra HKD4 = 1 mile, up to 9,000 miles rewards for overseas spendings by accumulating HKD36,000 equivalent or above eligible spendings (in any currency) with your Standard Chartered Cathay Mastercard within the Promotion Period!
Hk cx autumn redleaves

Earn up to 100,000 miles as welcome offer

New cardholders can enjoy up to 100,000 miles.
Hk cc cxam dining wave banner v

Celebrating Flavours with Standard Chartered : Bliss with Every Bite in Fall Offer

From now on, Standard Chartered Cathay Mastercard® will be offering a series of exclusive dining offers. You can also double up your rewards by spending with your card to enjoy HKD4 = 1 mile on dining! Wine, dine and get rewarded now!
Hk cc cx priceless

Unlock a priceless experience with Standard Chartered Cathay Mastercard®

Immerse yourself in a world of exclusive rewards and privileges, indulging in the finer things while earning miles for your next adventure!

Hk cc cx lounge banner

Enjoy Cathay Pacific lounges

Apply Standard Chartered Cathay Mastercard® to enjoy up to 2 shareable Cathay Pacific First Class and 8 shareable Business Class lounge passes.
Lady picking up the Cathay Mastercard, , Used to promote SC Cathay Mastercard

Unlock a world of enhanced banking experiences

Sign up banking plans and upgrade your Cathay Mastercard to enjoy up to 280,000 Miles on new funds ⁷ ⁸
Hk cc cx expedia

Earn as low as HKD1 = 1 Mile for worldwide hotel bookings at Expedia

From now on until 31 December 2024, earn as low as HKD1 = 1 Mile for pre-pay worldwide hotel bookings of HKD1,000 or above at dedicated website.

Standard Chartered Cathay Mastercard

As the only bank that lets you earn miles through its services, we have partnered with Cathay to bring you the Standard Chartered Cathay Mastercard. With three tiers that recognise different banking relationships with us, each with its own travel, lifestyle and banking privileges – new heights await you in every stage.

Woman with her luggages on an esculator in Hong Kong International Airport, ready to go on a trip

Simply want a travel and lifestyle Miles earning card?

Standard Chartered Cathay Mastercard (former Asia Miles Mastercard)^

  • Up to 60,000 welcome miles
  • First-year annual fee waiver
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Man relaxing in the airport lounge; Standard Chartered Cathay Mastercard - Priority Banking card face

Want to enjoy more with more premium travel, lifestyle and banking privileges beyond Miles?

Standard Chartered Cathay Mastercard – Priority Banking

  • Up to 80,000 welcome miles
  • 4 shareable Cathay Pacific Business Class lounge passes per credit card membership yearb
  • Priority check-in at the Premium Economy Class counters and priority boarding services
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Woman reading menu in the airport lounge; Standard Chartered Cathay Mastercard - Priority Private Banking card face

Want to enjoy prestige travel and lifestyle privileges with your loved ones with Private Banking level banking services?

Standard Chartered Cathay Mastercard – Priority Private

  • Up to 100,000 welcome miles
  • 2 shareable Cathay Pacific First Class lounge passes and 8 shareable Business Class lounge passes per credit card membership yeard
  • Priority check-in at the Business Class counters and priority boarding services
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Standard Chartered Cathay Mastercard

(former Asia Miles Mastercard)^

Welcome Offer: Up to 60,000 Miles1

Credit Card Welcome offer

  • Up to 60,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)
Spending within the first 2 months upon card issuance –
  • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
  • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
  • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 40,000 Miles
  • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 60,000 Miles

Miles Earning Rewards

  • Up to HKD2 = 1 Asia Mile for eligible spending on Cathay and HK Express#
  • HKD4 = 1 Asia Mile for eligible spending on dining, hotels and overseas spending categories
  • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
  • Enjoy an exclusive rate of HKD4 = 2 Asia Miles at Cathay partner restaurants Learn more
  • Click here to learn more about our new spending rewards effective from 8 Jun 2024.
Cathay Membership Privileges
  • Earn up to 100 Status Points4 for HKD500,000 Eligible Transactions3
Standard Chartered Cathay Mastercard (former Asia Miles Mastercard) - front view

Annual Fee

  • Enjoy first-year annual fee waiver.  An annual fee of HKD2,000 will be chargeda.

Terms and Conditions apply.

Remarks:

a. All principal cardholders (“Cardholders”) of Standard Chartered Cathay Mastercard (“Card”) issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients. Cardholders are entitled to the above stated annual fee waiver so long as Cardholders meet the above stated criteria in the annual fee billing month.

Refund of annual fee: Unless stated otherwise in our banking agreement, if a credit card is terminated (whether by us, you or any supplementary cardholder), we do not refund any annual fee paid. This applies even if the credit card is terminated before the end of the year for which the annual fee is paid.

# Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.

For HKD8,000 accumulated eligible spending made directly with Cathay and HK Express, Cardholders can earn:

  • Basic Miles: up to 1,333 Asia Miles (HKD6 = 1 Asia Mile for eligible HKD spending) and
  • Extra Miles: 2,667 Asia Miles
  • Therefore, Cardholders can earn up to a total of 4,000 Asia Miles, equivalent to HKD2 = 1 Asia Mile.
  • Cardholders can enjoy up to 2,667 extra Miles during each Promotion Period. Please refer to the terms and conditions for details.

Standard Chartered Cathay Mastercard – Priority Banking

Welcome Offer: up to 80,000 Miles1

Credit Card Welcome Offer

  • Up to 80,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)
Spending within the first 2 months upon card issuance –
  • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
  • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
  • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 60,000 Miles
  • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 80,000 Miles
Miles Earning Rewards
  • Up to HKD2 = 1 Asia Mile for eligible spending on Cathay and HK Express#
  • HKD3 = 1 Asia Mile for eligible spending on overseas category
  •  HKD4 = 1 Asia Mile for eligible spending on dining and hotels spending categories
  • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
  • Enjoy an exclusive rate of HKD4 = 2 Asia Miles at Cathay partner restaurants Learn more
  • Click here to learn more about our new spending rewards effective from 8 Jun 2024.
Cathay Membership Privileges
  • Earn up to 100 Status Points4 for HKD500,000 Eligible Transactions3

Cathay Travel Privileges

  • Cardholders with card issued on or after 1 July 2022 can enjoy 4 shareable Cathay Pacific Business Class lounge passes per credit card membership year, sharable to your travel companion or redemption group nomineeb; and 1) Priority check-in at Premium Economy class counters 2) Enjoy the same priority boarding line for Premium Economy class passengers
  • Valid cardholders with card issued before the aforementioned date will also entitle to above Cathay travel privileges every year after the first credit card membership year. Learn more
Priority Banking Welcome offer⁷
  • New Clients5 can enjoy up to 220,000 Miles9 and first 2-quarters maintenance fee waiver12  –
    • 40,000 Asia Miles for depositing the first HKD1,000,000 new funds
    • 30,000 Asia Miles for depositing every subsequent HKD1,000,000 new funds
  • Existing Clients6 can enjoy up to 105,000 Miles9 and first 4-quarters maintenance fee waiver12  –
    • 15,000 Asia Miles for depositing the first HKD500,000 new funds
    • 10,000 Asia Miles for depositing every subsequent HKD500,000 new funds
  • Learn more
Standard Chartered Cathay Mastercard - Priority Banking - front view

Annual Fee

  • Become a Priority Banking client and maintain at least HKD1,000,000 Average Daily Relationship Balance to enjoy annual fee waiver of HKD4,000c.

Terms and Conditions apply.

Remarks:

b. 4 sharable Cathay Pacific Business class lounge passes are to be used when Standard Chartered Cathay Mastercard – Priority Banking is valid. Sharable lounge passes are valid for the eligible cardholders, their travel companion or redemption group nominee to use before flights that are marketed or operated by Cathay Pacific. Learn more about the travel privileges and how to claim your lounge passes.
c. All principal cardholders (“Cardholders”) of Standard Chartered Cathay Mastercard – Priority Banking (“Card”) issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) will be charged first year annual fee on the third month from Card opening date. From second year and onwards, Cardholders will be charged annual fee on the anniversary of Card opening month. For example, if Cardholders successfully apply for the Card in July 2021, he/she will be charged the first year annual fee in October 2021, second year annual fee in July 2022, third year annual fee in July 2023 and so on. For details of the applicable annual fee, please refer to the Credit Card Key Facts Statement.
Cardholders can enjoy an annual fee waiver on their Cards if they are eligible Priority Banking clients and meet the relevant Average Daily Relationship Balance requirement as stipulated by the Bank from time to time (“relevant criteria”). Cardholders are entitled to the
annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. For subsequent years, Cardholders can enjoy the annual fee waiver so long as Cardholders meet the relevant criteria in the year prior to the next annual fee billing month. For the definition of Average Daily Relationship Balance, please refer to Service Charges Guide.

Refund of annual fee: Unless stated otherwise in our banking agreement, if a credit card is terminated (whether by us, you or any supplementary cardholder), we do not refund any annual fee paid. This applies even if the credit card is terminated before the end of the year for which the annual fee is paid.

# Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.

For HKD8,000 accumulated eligible spending made directly with Cathay and HK Express,  Cardholders can earn:

  • Basic Miles: up to 1,333 Asia Miles (HKD6 = 1 Asia Mile for eligible HKD spending) and
  • Extra Miles: 2,667 Asia Miles
  • Therefore, Cardholders can earn up to a total of 4,000 Asia Miles, equivalent to HKD2 = 1 Asia Mile.
  • Cardholders can enjoy up to 2,667 extra Miles during each Promotion Period. Please refer to the terms and conditions for details.

Standard Chartered Cathay Mastercard – Priority Private

Welcome Offer: up to 100,000 Miles1

Credit Card Welcome Offer

  • Up to 100,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)
Spending within the first 2 months upon card issuance –
  • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
  • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
  • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 80,000 Miles
  • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 100,000 Miles
Exclusive Privé Privileges
  • Exclusive Privé Privileges which includes Priority Private Global Concierge, gourmet privileges, exclusive benefits with our global luxury hotel partners and Airport Limousine Programme Learn More
Miles Earning Rewards
  • Up to HKD2 = 1 Asia Mile for eligible spending on Cathay and HK Express#
  • HKD2 = 1 Asia Mile for eligible spending on overseas category
  • HKD4 = 1 Asia Mile for eligible spending on dining and hotels spending categories
  • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
  • Enjoy an exclusive rate of HKD4 = 2 Asia Miles at Cathay partner restaurants Learn more
  • Click here to learn more about our new spending rewards effective from 8 Jun 2024.
Cathay Membership Privileges
  • Earn up to 100 Status Points4 for HKD500,000 Eligible Transactions3

Cathay Travel Privileges

  • Cardholders with card issued on or after 1 July 2022 can enjoy 2 shareable Cathay Pacific First Class lounge passes and 8 shareable Business Class lounge passes per credit card membership year starting from 1 November 2023, sharable to your travel companion or redemption group nomineed; and 1) Priority check-in at Business class counters 2) Enjoy the same priority boarding line for Business class passengers
  • Valid cardholders with card issued before the aforementioned date will also entitle to above Cathay travel privileges every year after the first credit card membership year. Learn more
Priority Private Welcome offer⁸
  • New clients5 can enjoy up to 688,880 Miles by depositing new funds of HKD8,000,000 or above‏‏
  • Existing Clients6 can enjoy up to 410,000 Miles by upgrading to Priority Private and growing their Total Balance to HKD8,000,000 or above
  • Learn more‏‏‎
Standard Chartered Cathay Mastercard - Private Priority - front view

Annual Fee

  • Become a Priority Private client and maintain at least HKD8,000,000 Average Daily Relationship Balance to enjoy annual fee waiver of HKD8,000e

Terms and Conditions apply.

Remarks:

d. 2 shareable Cathay Pacific First Class lounge passes and 8 shareable Business Class lounge passes are to be used when Standard Chartered Cathay Mastercard – Priority Private is valid. Sharable lounge passes are valid for the eligible cardholders, their travel companion or redemption group nominee to use before flights that are marketed or operated by Cathay Pacific. Learn more about the travel privileges and how to claim your lounge passes.
e. All principal cardholders (“Cardholders”) of Standard Chartered Cathay Mastercard – Priority Private (“Card”) issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) will be charged first year annual fee on the third month from Card opening date. From second year and onwards, Cardholders will be charged annual fee on the anniversary of Card opening month. For example, if Cardholders successfully apply for the Card in July 2021, he/she will be charged the first year annual fee in October 2021, second year annual fee in July 2022, third year annual fee in July 2023 and so on. For details of the applicable annual fee, please refer to the Credit Card Key Facts Statement.

Cardholders can enjoy an annual fee waiver on their Cards if they are eligible Priority Private clients and meet the relevant Average Daily Relationship Balance requirement as stipulated by the Bank from time to time (“relevant criteria”). Cardholders are entitled to the annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. For subsequent years, Cardholders can enjoy the annual fee waiver so long as Cardholders meet the relevant criteria in the year prior to the next annual fee billing month. For the definition of Average Daily Relationship Balance, please refer to Service Charges Guide.

Refund of annual fee: Unless stated otherwise in our banking agreement, if a credit card is terminated (whether by us, you or any supplementary cardholder), we do not refund any annual fee paid. This applies even if the credit card is terminated before the end of the year for which the annual fee is paid.

# Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.

For HKD8,000 accumulated eligible spending made directly with Cathay and HK Express, Cardholders can earn:

  • Basic Miles: up to 1,333 Asia Miles (HKD6 = 1 Asia Mile for eligible HKD spending) and
  • Extra Miles: 2,667 Asia Miles
  • Therefore, Cardholders can earn up to a total of 4,000 Asia Miles, equivalent to HKD2 = 1 Asia Mile.
  • Cardholders can enjoy up to 2,667 extra Miles during each Promotion Period. Please refer to the terms and conditions for details.

Earning Miles with Banking Products

Hot Offers

Up to extra 9,000 miles rewards for overseas spendings

【Time Limited Offer】From 23 October 2024 to 10 January 2025, enjoy extra HKD4 = 1 miles, up to 9,000 miles rewards by accumulating HKD36,000 equivalent or above eligible spendings (in any currency) with your Standard Chartered Cathay Mastercard and complete your registration within the Promotion Period! (Click here for Terms and Conditions)

 

Only eligible for the first 30,000 successfully registered cardholders. Registration will be closed when the quota is full.

Celebrating Flavours with Standard Chartered : Bliss with Every Bite in Fall Offer

  • From now on, Standard Chartered Cathay Mastercard® will be offering a series of exclusive dining offers. You can also double up your rewards of HKD4 = 1 mile on dining spendings.
  • Spend with your Standard Chartered Cathay Mastercard at selected restaurants# to enjoy a multitude of offers* — even Buy-One-Get-One-Free!
  • Wine, dine and get rewarded now! (Click here for Terms and Conditions)
  • *The Promotion Period of “Bliss with Every Bite in Fall Offer” is from 1 September 2024 to 30 November 2024, except for Brasserie on the Eighth which Promotion Period is from 16 September 2024 to 30 November 2024
  • #Please indicate to use the offer when making a reservation / before ordering.

Enjoy Cathay Pacific lounges

Apply Standard Chartered Cathay Mastercard® to enjoy up to 2 shareable Cathay Pacific First Class and 8 shareable Business Class lounge passes.

Unlock a priceless experience with Standard Chartered Cathay Mastercard

Elevate your lifestyle today with us! Immerse yourself in a world of exclusive rewards and privileges, indulging in the finer things while earning miles for your next adventure!

Terms and Conditions apply to all Experiences and Offers.

Earn as low as HKD1 = 1 Mile for worldwide hotel bookings at Expedia

From now on until 31 December 2024, earn as low as HKD1 = 1 Mile for pre-pay worldwide hotel bookings of HKD1,000 or above at dedicated website. Each holder of Standard Chartered Cathay Mastercard can earn a maximum of 10,000 extra miles to be credited into Cardholders’ Cathay membership accounts in March 2025.

Sizzling Summer Spending Reward

【Registration is full. Thank you for your support 】From 22 July until 15 September 2024, successfully register and accumulate eligible local and/or overseas transactions* of HKD16,000 equivalent or above with your Standard Chartered Cathay Mastercard within the Promotion Period to enjoy an extra 4,000 Asia Miles on top of any base mile rewards. (Click here for Terms and Conditions)

Only eligible for the first 30,000 successfully registered cardholders. Registration will be closed when the quota is full.

*Eligible Transactions: Retail purchases (local and overseas), online purchases or monthly billed amount posted of interest-free merchant instalment purchases

Cathay and HK Express Category Offer

Standard Chartered Cathay Mastercard cardholders can enjoy extra 2,667 miles for HKD8,000 accumulated eligible spending on transactions made directly with Cathay and HK Express, including Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items. With the basic miles reward, cardholders can enjoy up to HKD2 = 1 mile. (Click herefor Terms and Conditions)

Asia Miles Redemption Privileges*

  • 10% redemption discount for Hotel Stays, Car Rentals and Travel Experience Awards
  • 10% miles discount on both dining bills at any Cathay partner restaurants and designated rewards

More Asia Miles Privileges

  • 10% discount on Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles

Mastercard® Priceless™ Specials

Spanning travel, culinary, shopping, sports, entertainment, art and culture, enjoy privileges carefully sourced by Mastercard® from all over the world

Expedia

Enjoy up to extra 12% off hotel bookings

Agoda

Enjoy up to 12% additional discount on hotel bookings

Eligibility and Documents

Eligibility

  • Hong Kong resident aged 18 or above
  • Annual income of HKD96,000 or above
  • Existing Cathay Member

Documents

    • Your valid adult Hong Kong Identity Card
    • Your latest residential address proof showing your name
  • For regular income earners, please enclose your latest 1 month’s computer generated Payroll Slip or latest 1 month’s Bank Statements / Passbook showing your name, account number and salary entries
  • For irregular income earners, please enclose your latest 3 months’ computer generated Payroll Slip or latest 3 months’ Bank Statements / Passbook showing your name, account number and salary entries
  • For self-employed applicants, please enclose your Business Registration Certificate AND latest Profits Tax Demand Note

    Note: The bank reserves the rights of requiring more supportive documents for further review.

Eligibility for Banking Plan

Priority Banking

  • Minimum average daily Relationship Balance HKD1,000,000 or above; or
  • Minimum monthly salary HKD80,000 or above# (only applicable to New Banking Clients);or
  • Mortgage outstanding amount of HKD5,000,000 or above*

    # New payroll client is required to start using the auto-payroll services successfully with the Bank within 2 months from Priority Banking sign-up. New Clients can enjoy first 2-quarter maintenance fee waiver.  After the expiration of maintenance fee waiver offer, if the average daily Relationship Balance of the client within the quarter falls below HKD1,000,000, a maintenance fee of HKD900 will be charged for the quarter. For details, please click here.
    * First 2 years quarterly maintenance fee of Priority Banking will be waived for mortgage clients (borrower or co-borrower).

Priority Private

  • Maintain an average Total Balance at HKD8 million or above

Remarks

Card

  • 1. The Asia Miles of this welcome offer include the Asia Miles earned from the prevailing Standard Chartered Cathay Mastercard/Standard Chartered Cathay Mastercard – Priority Banking/Standard Chartered Cathay Mastercard – Priority Private Rewards Scheme (“Rewards Scheme”) Terms and Conditions
  • 2. “New Cardholders” are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
  • 3.”Eligible Transactions” are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase.
  • 4. Earn 20 Status Points points for every HKD100,000 eligible spending, up to 100 Status Points during the Promotion Period.
  • * Terms and Conditions apply. Asia Miles Privileges are provided by Asia Miles Limited and respective merchants. The Bank is not responsible for any disputes arising from these offers. For details, please refer to Asia Miles website asiamiles.com.

    ** Existing cardholders are applicants who currently hold or have cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card, except for the Standard Chartered Mastercard, issued by the Bank in the past 6 months from the date of approval of their current application for a principal card of the Standard Chartered Cathay Mastercard.

    # Terms and Conditions apply. Mastercard® Priceless™ Specials offers are provided by Mastercard and respective merchants (Mastercard and Priceless are registered trademarks). The Bank is not responsible for any disputes arising from these offers. For details, please refer to Mastercard website mastercard.com.hk.

    ^ Standard Chartered Asia Miles Mastercard has been renamed as Standard Chartered Cathay Mastercard effective from 8 July 2021. You can continue to use the existing card before card replacement or renewal. There will be no change to the Terms and Conditions and fees and charges will remain unchanged. If you would like to upgrade your card, please visit https://www.sc.com/hk/cxcard-upgrade/ for more details.

Segment

  • 5. “New Clients” refer to clients who did NOT, in the past 12 months from the date of the current sign up for Priority Private/Priority Banking, hold any product or service with or distributed by the Bank (including but not limited to deposit account (in the case of joint account, unless the new client is a primary account holder to the joint account, he/she will not be considered having held any product or service with or distribution by the Bank), investment services and insurance products underwritten by the third party insurer) except Standard Chartered Credit Cards. “Standard Chartered Credit Cards” refer to Standard Chartered Credit Card, Standard Chartered Co-branded Card, MANHATTAN Credit Card and MANHATTAN Co-branded Card issued by the Bank, including supplementary cards, Standard Chartered Business Card and Standard Chartered Corporate Card.
  • 6. “Existing Client” eligible for Welcome Privileges of Priority Banking refers to a client who, as of the last day of two months prior to the date of the current sign up for Priority Banking, (i) held any products or services with or distributed by the Bank (including but not limited to deposit account (in the case of joint account, unless the existing client is a primary account holder to the joint account, he/she will not be considered having held any product or service with or distribution by the Bank), investment services and insurance products underwritten by the third party insurer) except Standard Chartered Credit Cards, and (ii) maintained a positive Total Balance. “Existing Client” eligible for Welcome Privileges of Priority Private refers to a client who, as of 31 July 2024 , (i) held any products or services with or distributed by the Bank (including but not limited to deposit account (in the case of joint account, unless the existing client is a primary account holder to the joint account, he/she will not be considered having held any product or service with or distribution by the Bank), investment services and insurance products underwritten by the third party insurer) except Standard Chartered Credit Cards, and (ii) maintained a positive Total Balance.
  • 7. The Promotion Period is from 1 October to 31 December 2024. Terms and conditions applies. For details, please refer to sc.com/hk/welcomeoffer
  • 8. The Promotion Period is from 1 October to 31 December 2024. Terms and conditions applies. For details, please refer to sc.com/hk/priority-private
  • 9. Welcome Privileges of Priority Banking are only applicable to clients who have not been Priority Private or Priority Banking clients in the past 12 months. Welcome Privileges of Priority Private are only applicable to clients who (i) have not been Priority Private or Priority Banking clients in the past 12 months or (ii) sign up for Priority Private on or before the last day of the next calendar month from the date of signing up for Priority Banking.
  • 10. Miles in this Offer will be credited to Cathay membership accounts associated with his/her Cathay Mastercard – Priority Private / Cathay Mastercard – Priority Banking.
  • 11. For the avoidance of doubt, The Marco Polo Club / Asia Miles membership / Asia Miles loyalty programme / Asia Miles lifestyle award scheme stated herein are referring to the Cathay membership programme. For details please refer to Cathay Membership Programme Terms & Conditions.
  • 12. New Clients can enjoy first 2-quarter maintenance fee waiver. Existing Clients can enjoy first 4-quarter maintenance fee waiver. After the expiration of maintenance fee waiver offer, if the average daily Relationship Balance of the client within the quarter falls below HKD1,000,000, a maintenance fee of HKD900 will be charged for the quarter.

Terms & Conditions

Card

  • For the terms and conditions of the Welcome Offer, please click here.
  • Please click here for Standard Chartered Cathay Mastercard Rewards Scheme Terms and Conditions and Standard Chartered Cathay Mastercard Annual Fee Waiver Terms and Conditions
  • Please click here for Standard Chartered Cathay Mastercard – Priority Banking Rewards Scheme Terms and Conditions and Standard Chartered Cathay Mastercard – Priority Banking Annual Fee Waiver Terms and Conditions
  • Please click here for Standard Chartered Cathay Mastercard – Priority Private Rewards Scheme Terms and Conditions and Standard Chartered Cathay Mastercard – Priority Private Annual Fee Waiver Terms and Conditions
  • Please click here for Terms and Conditions for Standard Chartered Cathay Mastercard/Standard Chartered Cathay Mastercard – Priority Banking/Standard Chartered Cathay Mastercard – Priority Private Bonus Miles Offers for Cathay and HK Express Transactions
  • Please click here for Terms and Conditions for Standard Chartered Cathay Mastercard / Standard Chartered Cathay Mastercard – Priority Banking / Standard Chartered Cathay Mastercard – Priority Private Spending Offer for Cathay membership program Status Points

**Remarks and Terms & Conditions of Asia Miles Time Deposit Rewards
  •  Please click here for more details and Terms and Conditions for Asia Miles Time Deposit Rewards. In order to enjoy the Asia Miles Time Deposit Rewards (“AM TD Rewards”), you must have a valid Cathay membership account. Otherwise, you have to set up a Cathay membership account through Asia Miles Limited. You must successfully register a valid Cathay membership account in your own name and other details as required via Standard Chartered Online Banking (sc.com/hk/login), before month end of the relevant calendar month when opening the Asia Miles Time Deposit Account (“AM TD Account”).
  • The amount of Asia Miles as shown on the relevant promotion webpage and materials are quoted with reference to Asia Miles entitlement offered by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) on 3 April 2023 and are not guaranteed.
  • Clients will be entitled to both 0.01% p.a. interest rate and Asia Miles on the AM TD Account upon fulfilment of all relevant requirements in the relevant terms and conditions. Early uplift of the Asia Miles Time Deposit is subject to the Bank’s discretion, penalty and charges.
  • Asia Miles Limited will credit the Asia Miles that you are entitled to into your registered Cathay membership account within three months from the date of opening of the AM TD Account for AM TD Rewards.
  • The definitions of new funds, existing funds, Asia Miles entitlement calculation and minimum principal amount under AM TD Rewards are detailed in the relevant terms and conditions.
  • Asia Miles redemption are provided by Asia Miles Limited and respective merchants. The Bank is not responsible for any disputes arising from these offers. For details, please refer to Asia Miles website asiamiles.com.

To borrow or not to borrow? Borrow only if you can repay!