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Drive with ease and peace of mind as we offer you and your car comprehensive protection underwritten by Sanlam General Insurance

motor insurance

Drive with ease and peace of mind as we offer you and your car comprehensive protection underwritten by Sanlam General Insurance

When you drive with confidence you can go places

We are here to support you on your Life’s journey. Enjoy miles of hassle-free driving comprehensive motor insurance underwritten by Sanlam

Key Features

Insurance by item:
Authorised repair / medical / towing charges / windscreen / vehicle entertinment system / vehicle aoccupant emergency medical expense
Forced ATM withdrawal after hijack up to KES 20,000
Alternative accomodation after an accident more than 30km from residence up to KES 10,000
Excess amounts:
Accidental Own damage and Partial Theft Excess – 2.5% of sum insured, minimum KES 15,000, maximum KES 100,000
Theft (with anti theft device) – 10% of value minimum KES 20,000
Theft (without anti-theft device) – 20% of value, minimum KeS 20,000
Theft (with tracking device or fleet management system) – 2.5% of value, minimum KES 20,000
Third Party Property Excess-Ksh 7,500
Young and/or Novice Driver-Additional Excess of  Ksh 5,000
Third Party Injury Excess-Nil
Loss of Use- Time Excess of 3 days
Limits of liability:
Description Limit
Third-party persons Unlimited
Third-party property damage KES 30 million
Passenger liability KES 10 million per person, KES 20 million per event
Geographical limit East Africa (excluding third-party liabilities outside Kenya)
Personal injury cover(Death Limit for Driver) KES 500,000
Loss of personal effects KES 20,000 (excluding mobile phone and cash)


Terms & Conditions


This solution is underwritten by Sanlam General Insurance Company Limited, who are liable for any loss arising out of the insurance products including payment of claims on this product. Insurance products are distributed through Standard Chartered Insurance Agency Limited, a wholly owned subsidiary of Standard Chartered Bank, and is regulated by the Insurance Regulatory Authority. Standard Chartered Bank Kenya Limited is regulated by the Central Bank of Kenya. Terms and conditions apply.