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  1. You agree to the terms and conditions of this Additional Credit Card and further reconfirm the personal details of all credit card documentation, including but not limited to the Application for Credit Card, Important Information Document and/or any other document executed by you at the time of the original credit card approval. You understand and unconditionally agree to the following terms and conditions:
  2. You acknowledge that the Additional Credit Card is another card with the same limit as the Existing Credit Card and understand that apart from the additional terms and conditions provided below, the Credit Card shall be subject to the terms and conditions agreed by you while availing the Existing Credit Card. Accordingly, you agree to be bound by the terms and conditions governing the Existing Credit Card for the Additional Credit Card as well. The said terms and conditions include but are not limited to the payment of interest, late payment of interest, fees and charges as prescribed in the Service & Price Guide, events of default, disclosure of information, severability, notices and the governing law.
  3. You undertake that the Bank’s statements and records shall be binding on you and shall constitute conclusive evidence of debt for all purposes.
  4. As part of the application form, you hereby confirm that you have already consented to the Bank for carrying out a bureau check. Additionally, you authorise us to disclose, obtain, verify and exchange any of the information you have given to us with any one that we may consider appropriate such as legal and regulatory authority or credit reference / rating agency or bureaus in line with the regulations or guidelines from the respective agencies or bureaus.
  5. All other information will be as per your existing credit card.
  6. The Bank reserves the right to alter these terms and conditions at any time on notification to you.
  7. Please note that, at the Bank’s discretion, credit card benefits you enjoy as a Standard Chartered Bank employee will no longer be available once your employment status changes with the Bank. These benefits include, but are not limited to, preferential annual fees, over limit fees, interest rates, etc.
  8. You confirm that you have read and understood the information mentioned in this declaration and all other relevant terms and conditions. You agree that this form, the terms and conditions it refers to, and any instructions given in here shall have the same admissibility and enforceability as it signed by you in the physical form and you agree not to challenge the validity, admissibility or enforceability only on the basis they are in electronic form.