1. This Standard Chartered Bank Life Insurance offer (“Promotion”) is available from 15^th October 2026 to 31^st December 2026, both dates inclusive (“Promotion Period”).
2. By participating in this Promotion, you agree to be bound by these terms and conditions (T&Cs).
3. The signed applications must be received and accepted by Zurich International Life between 15^th October 2026 to 31^st December 2026, and policies must be issued on or before 15 January 2027.
4. Only regular premium life insurance products are eligible for this Promotion (International Term Assurance, International Decreasing Term Assurance, Futura, and Global Choice). The Wealth Accumulation plan and Critical illness protection plans are excluded from this offer.
5. To be eligible for the offer, clients must meet the minimum monthly premium requirements outlined in the table below:

6. The redemption confirmation/ voucher will be sent to eligible clients on their registered email address with Standard Chartered Bank, UAE, by Zurich International Life Limited upon successful payment of the 3rd month’s premium or after 3 months for quarterly, half yearly or yearly modes of payment plans as per the below table*:

*These are provisional dates and could vary depending on when premium collection is successful.

7. This Offer is limited to one reward, as per listed above, whichever is applicable as per the required qualifying criteria.
8. The corresponding reward is not transferable or exchangeable for cash, credit, or any other items in part or whole.
9. The Bank does not offer or provide any warranties or accept any responsibility or liability concerning the reward given under this Offer.
10. The Bank and Zurich International Life are not responsible for any loss incurred by the client or any other person arising directly or indirectly from the reward.
11. Damas is not a participant or a sponsor of this program.