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Song Joong-ki holding Standard Chartered Cathay Mastercard, in blue shirts with a cool smile

Standard Chartered Cathay Mastercard®

Renew miles for free while enjoying up to 100,000 miles and Marco Polo Club membership for designated clients

Song Joong-ki holding Standard Chartered Cathay Mastercard - Private Priority, in dark suit with a cool smile

Unlock a world of enhanced banking experiences

Sign up banking plans and upgrade your Cathay Mastercard to enjoy 6-months 1.28% p.a. savings rate or up to 240,000 Miles on new funds¹⁰ ¹¹

The brand-new range of Standard Chartered Cathay Mastercard

As the only bank that lets you earn miles through its services, we have partnered with Cathay to bring you the brand-new Standard Chartered Cathay Mastercard. With three tiers that recognise different banking relationships with us, each with its own travel, lifestyle and banking privileges – new heights await you in every stage.

Song Joong-ki Oppa holding Standard Chartered Cathay Mastercard, giving out a finger heart

Simply want a travel and lifestyle Miles earning card?

Standard Chartered Cathay Mastercard (former Asia Miles Mastercard)^

  • Free renewal of miles6
  • Up to 60,000 welcome miles
  • First-year annual fee waiver
  • 40% redemption discount on The Ritz-Carlton Hong Kong staycation with exclusive Cathay privileges7
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Song Joong-ki Oppa posing with Standard Chartered Cathay Mastercard - Priority Banking

Want to enjoy more with more premium travel, lifestyle and banking privileges beyond Miles?

Standard Chartered Cathay Mastercard – Priority Banking

  • Free renewal of miles6
  • Up to 80,000 welcome miles
  • Limited Marco Polo Club Silver membership till 31 December 2023b
  • 40% redemption discount on The Ritz-Carlton Hong Kong staycation with exclusive Cathay privileges7
  • 4 non-sharable Cathay business lounge accessc
  • Priority check-in at the Premium Economy Class counters and priority boarding servicesc
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Song Joong-ki holding Standard Chartered Cathay Mastercard - Private Priority, in dark suit with a cool smile

Want to enjoy prestige travel and lifestyle privileges with your loved ones with Private Banking level banking services?

Standard Chartered Cathay Mastercard – Priority Private

  • Free renewal of miles6
  • Up to 100,000 welcome miles
  • Limited Marco Polo Club Gold membership till 31 December 2023e
  • 40% redemption discount on The Ritz-Carlton Hong Kong staycation with exclusive Cathay privileges7
  • 10 sharable Cathay business lounge accessf
  • Priority check-in at the Business Class counters and priority boarding servicesf
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Standard Chartered Cathay Mastercard

(former Asia Miles Mastercard)^

Welcome Offer: Up to 60,000 Miles1 + HKD500 CashBack

Credit Card Welcome offer
  • Free renewal of any unused miles earned before 1 January 20206 Learn more
  • Up to 60,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)
Spending within the first 2 months upon card issuance –
  • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
  • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
  • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 40,000 Miles
  • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 60,000 Miles
Credit Card Top-Up Offer
  • On top of the welcome offer, New Cardholders2 who have accumulated purchase transactions of HKD2,000 or above with AlipayHK or WeChat Pay HK or Octopus Automatic Add Value Service with the newly approved Standard Chartered Credit Card within the first 2 months from the date of card issuance can enjoy HKD500 CashBack.
‎‎‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎
Miles Earning Rewards
  • HKD3 = 1 Asia Mile for eligible spending on Cathay and HK Express5
  • HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories (HKD3 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD20,000 annual spending (i.e. HKD1,667 per month) ) Learn more
  • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
  • Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more
Marco Polo Club Privileges
  • Earn up to 100 Marco Polo Club club points4 for HKD500,000 Eligible Transactions3
‎‎‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎
Asia Miles Time Deposit Rewards**
  • From now till 30 June 2022, earn 150,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.
  • Asia Miles are credited to your registered Asia Miles account automatically within 3 months upon Asia Miles Time Deposit setup
  • Miles entitlement is calculated based on the tenor and principal amount on a pro-rata basis. The more you deposit, the more Asia Miles you earn!
  • For offer details, please refer to the offer terms and conditions. Learn more
‎‎‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎
Standard Chartered Cathay Mastercard (former Asia Miles Mastercard) - front view

Asia Miles Redemption Privileges

  • 40% redemption discount on The Ritz-Carlton Hong Kong Staycation Package7 Learn more
  • 10% miles discount on both dining bills at any Cathay partner restaurants and designated rewards Learn more

Annual Fee

  • Enjoy first-year annual fee waiver.  An annual fee of HKD2,000 will be chargeda.

Terms and Conditions apply.

Remarks:

a. All principal cardholders (“Cardholders”) of Standard Chartered Cathay Mastercard (“Card”) issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients. Cardholders are entitled to the above stated annual fee waiver so long as Cardholders meet the above stated criteria in the annual fee billing month.

Refund of annual fee: Unless stated otherwise in our banking agreement, if a credit card is terminated (whether by us, you or any supplementary cardholder), we do not refund any annual fee paid. This applies even if the credit card is terminated before the end of the year for which the annual fee is paid.

Standard Chartered Cathay Mastercard – Priority Banking

Welcome Offer: up to 80,000 Miles1 + HKD500 CashBack

Credit Card Welcome Offer
  • Free renewal of any unused miles earned before 1 January 20206 Learn more
  • Up to 80,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)
Spending within the first 2 months upon card issuance –
  • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
  • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
  • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 60,000 Miles
  • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 80,000 Miles
Credit Card Top-Up Offer
  • On top of the welcome offer, New Cardholders2 who have accumulated purchase transactions of HKD2,000 or above with AlipayHK or WeChat Pay HK or Octopus Automatic Add Value Service with the newly approved Standard Chartered Credit Card within the first 2 months from the date of card issuance can enjoy HKD500 CashBack.
‎‎‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎
Miles Earning Rewards
  • HKD3 = 1 Asia Mile for eligible spending on Cathay and HK Express5
  • HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories (HKD2 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD40,000 annual spending (i.e. HKD3,334 per month)) Learn more
  • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
  • Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more
‎‎‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎
Marco Polo Club Privileges
  • Limited Marco Polo Club Silver membership till 31 December 2023 with unlimited Cathay Pacific Business class lounge accessb Learn more
  • Earn up to 100 Marco Polo Club club points4 for HKD500,000 Eligible Transactions3
‎‎‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎
Cathay Travel Privilegesᶜ
  • Cathay Pacific Business Class Lounge Access 4 times per year
  • Check-in at the Premium Economy Class counters and enjoy the same priority boarding services for Premium Economy Class passengers
‏Priority Banking Welcome offer¹⁰
New banking clients8 can enjoy –
  • 6-month 1.28% p.a. bonus interest rate on HKD Sustainable Savings Account13
  • 0% subscription fee for the first HKD1,000,000 online fund investment14
Existing Banking Clients9 can enjoy 15,000 Asia Miles12 as Welcome Offer with every HKD500,000 new funds, up to 240,000 Mile ‏‏
‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎
Priority Banking Privileges
  • Dedicated Relationship Manager to support your wealth management needs
  • Onshore and offshore account opening
  • Global Recognition of Priority Banking status
  • Free international fund transfer
  • Learn more
‎‎‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎
Asia Miles Time Deposit Rewards**
  • From now till 30 June 2022, earn 150,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.
  • Asia Miles are credited to your registered Asia Miles account automatically within 3 months upon Asia Miles Time Deposit setup
  • Miles entitlement is calculated based on the tenor and principal amount on a pro-rata basis. The more you deposit, the more Asia Miles you earn!
  • For offer details, please refer to the offer terms and conditions. Learn more
‎‎‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎
Standard Chartered Cathay Mastercard - Priority Banking - front view

Asia Miles Redemption Privileges*

  • 40% redemption discount on The Ritz-Carlton Hong Kong Staycation Package7 Learn more
  • 10% miles discount on both dining bills at any Cathay partner restaurants and designated rewards Learn more

Annual Fee

  • Become a Priority Banking client and maintain at least HKD1,000,000 Average Daily Relationship Balance to enjoy annual fee waiver of HKD4,000d.

Terms and Conditions apply.

Remarks:

b. This reward is applicable to New Cardholders and existing clients of the Bank who have successfully applied for, and being issued with, a principal card of the Cathay Mastercard – Priority Banking by the Bank on or before 30 June 2022 (“Eligible Cardholders”).
A limited number of Marco Polo Club Silver memberships are available on a first-come, first-served basis. If the Eligible Cardholders are Marco Polo Club Silver members or above, they can gift their 12-month Marco Polo Club Silver Membership to a member of their Redemption Group respectively.
In addition to Cathay’s announcement about the elevated benefits of becoming a Cathay member with an extension of your membership status, plus all unused mid-tier benefits, until the end of 2022, there are now more ways to help your membership status further extending to 31 December 2023. You will be able to enjoy another year of status extension until 31 December 2023 if you fly with Cathay Pacific, spend and earn miles with your co-branded credit card, convert credit card points to miles, or earn via banking products from Cathay finance partners, or shop with Cathay within the specified period in 2022. Learn More
c. Only available when the tactical offer of Marco Polo Club Silver membership ends.
d. All principal cardholders (“Cardholders”) of Standard Chartered Cathay Mastercard – Priority Banking (“Card”) issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) will be charged first year annual fee on the third month from Card opening date. From second year and onwards, Cardholders will be charged annual fee one month from the anniversary of Card opening month. For example, if Cardholders successfully apply for the Card in July 2021, he/she will be charged the first year annual fee in October 2021, second year annual fee in August 2022, third year annual fee in August 2023 and so on. For details of the applicable annual fee, please refer to the Credit Card Key Facts Statement.
Cardholders can enjoy an annual fee waiver on their Cards if they are eligible Priority Banking clients and meet the relevant Average Daily Relationship Balance requirement as stipulated by the Bank from time to time (“relevant criteria”). Cardholders are entitled to the
annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. For subsequent years, Cardholders can enjoy the annual fee waiver so long as Cardholders meet the relevant criteria in the year prior to the next annual fee billing month. For the definition of Average Daily Relationship Balance, please refer to Service Charges Guide.

Refund of annual fee: Unless stated otherwise in our banking agreement, if a credit card is terminated (whether by us, you or any supplementary cardholder), we do not refund any annual fee paid. This applies even if the credit card is terminated before the end of the year for which the annual fee is paid.

Standard Chartered Cathay Mastercard – Priority Private

Welcome Offer: up to 100,000 Miles1 + HKD500 CashBack

Credit Card Welcome Offer
  • Free renewal of any unused miles earned before 1 January 20206 Learn more
  • Up to 100,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)
Spending within the first 2 months upon card issuance –
  • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
  • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
  • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 80,000 Miles
  • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 100,000 Miles
Credit Card Top-Up Offer
  • On top of the welcome offer, New Cardholders2 who have accumulated purchase transactions of HKD2,000 or above with AlipayHK or WeChat Pay HK or Octopus Automatic Add Value Service with the newly approved Standard Chartered Credit Card within the first 2 months from the date of card issuance can enjoy HKD500 CashBack.
‎‎‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎
Exclusive Privé Privileges
  • Exclusive Privé Privileges which includes Priority Private concierge, gourmet privileges, exclusive benefits with our global luxury hotel partners and Airport Limousine Programme Learn More
‎‎‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎
Miles Earning Rewards
  • HKD3 = 1 Asia Mile for eligible spending on to Cathay and HK Express5
  • HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories (HKD1 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD60,000 annual spending (i.e. HKD5,000 per month)) Learn more
  • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
  • Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more
‎‎‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎
Marco Polo Club Privileges
  • Limited Marco Polo Club Gold membership till 31 December 2023 with unlimited Cathay Pacific Business class lounge access with 1 gueste Learn more
  • Earn up to 100 Marco Polo Club club points4 for HKD500,000 Eligible Transactions3
‎‎‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎
Cathay Travel Privilegesf
  • Cathay Pacific Business Class Lounge Access 10 times per year, sharable to your travel companion or Redemption Group members
  • Check-in at the Business Class counters and enjoy the same priority boarding services for Business Class passengers upon card issuance anniversary
Priority Private Welcome offer¹¹
New banking clients8 can enjoy –
  • 6-month 1.28% p.a. bonus interest rate on HKD Sustainable Savings Account13
  • 0% subscription fee for the first HKD1,000,000 online fund investment14
Existing Banking Clients9 can enjoy 15,000 Asia Miles12 as Welcome Offer with every HKD500,000 new funds, up to 240,000 Miles ‏‏
‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎
Priority Private Privileges
  • Dedicated K11 ATELIER Priority Private Centre at Victoria Dockside
  • Exclusive investment solutions as a Professional Investor
  • Access to a team of Executive Investment Advisors, senior Insurance Specialists and Treasury Specialists
  • Exclusive wealth management seminars and webinars
  • Prestige Dining Experience and Private Events
  • Learn more
‎‎‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎
Asia Miles Time Deposit Rewards**
  • From now till 30 June 2022, earn 150,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.
  • Asia Miles are credited to your registered Asia Miles account automatically within 3 months upon Asia Miles Time Deposit setup
  • Miles entitlement is calculated based on the tenor and principal amount on a pro-rata basis. The more you deposit, the more Asia Miles you earn!
  • For offer details, please refer to the offer terms and conditions. Learn more
‎‎‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎
Standard Chartered Cathay Mastercard - Private Priority - front view

Asia Miles Redemption Privileges*

  • 40% redemption discount on The Ritz-Carlton Hong Kong Staycation Package7 Learn more
  • 10% miles discount on both dining bills at any Cathay partner restaurants and designated rewards Learn more

Annual Fee

  • Become a Priority Private client and maintain at least HKD8,000,000 Average Daily Relationship Balance to enjoy annual fee waiver of HKD8,000g

Terms and Conditions apply.

Remarks:

e. This reward is applicable to New Cardholders and existing clients of the Bank who have successfully applied for, and being issued with, a principal card of the Cathay Mastercard – Priority Private by the Bank on or before 30 June 2022. (“Eligible Cardholders”).
A limited number of Marco Polo Club Gold memberships are available on a first-come, first-served basis. If the Eligible Cardholders are Marco Polo Club Gold members or above, they can gift their 12-month Marco Polo Club Gold membership to a member of their Redemption Group respectively.
In addition to Cathay’s announcement about the elevated benefits of becoming a Cathay member with an extension of your membership status, plus all unused mid-tier benefits, until the end of 2022, there are now more ways to help your membership status further extending to 31 December 2023. You will be able to enjoy another year of status extension until 31 December 2023 if you fly with Cathay Pacific, spend and earn miles with your co-branded credit card, convert credit card points to miles, or earn via banking products from Cathay finance partners, or shop with Cathay within the specified period in 2022. Learn More
f. Only available when the tactical offer of Marco Polo Club Gold membership ends.
g. All principal cardholders (“Cardholders”) of Standard Chartered Cathay Mastercard – Priority Private (“Card”) issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) will be charged first year annual fee on the third month from Card opening date. From second year and onwards, Cardholders will be charged annual fee one month from the anniversary of Card opening month. For example, if Cardholders successfully apply for the Card in July 2021, he/she will be charged the first year annual fee in October 2021, second year annual fee in August 2022, third year annual fee in August 2023 and so on. For details of the applicable annual fee, please refer to the Credit Card Key Facts Statement.

Cardholders can enjoy an annual fee waiver on their Cards if they are eligible Priority Private clients and meet the relevant Average Daily Relationship Balance requirement as stipulated by the Bank from time to time (“relevant criteria”). Cardholders are entitled to the annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. For subsequent years, Cardholders can enjoy the annual fee waiver so long as Cardholders meet the relevant criteria in the year prior to the next annual fee billing month. For the definition of Average Daily Relationship Balance, please refer to Service Charges Guide.

Refund of annual fee: Unless stated otherwise in our banking agreement, if a credit card is terminated (whether by us, you or any supplementary cardholder), we do not refund any annual fee paid. This applies even if the credit card is terminated before the end of the year for which the annual fee is paid.

Song Joong-ki Oppa posing with Standard Chartered Cathay Mastercard

10% redemption discount for Hotel Stays, Car Rentals and Travel Experience Awards

10% discount on Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles

10% redemption discount for Dining Awards

Enjoy more ways to spend your Miles

You can now enjoy via various more exciting travel and lifestyle privileges dedicated for Standard Chartered Cathay Mastercard cardholders. Read More

Promotions & Services

360° Rewards

Earn up to 3,500 Asia Miles / 490 Asia Miles per month on designated banking products / services. (Applicable to Priority Banking / Premium Banking clients only)

Banking Referral Program
  • 60,000 Asia Miles or HKD6,000 cash rebates to the referrer for each successful referral to sign up for Priority Private.
  • 10,000 Asia Miles or HKD1,000 cash rebates to the referrer for each successful referral to sign up for Priority Banking.
Mastercard® Priceless™ Specials

Spanning travel, culinary, shopping, sports, entertainment, art and culture, enjoy privileges carefully sourced by Mastercard® from all over the world

Eligibility and Documents

Eligibility

  • Hong Kong resident aged 18 or above
  • Annual income of HKD96,000 or above
  • Existing Asia Miles Member

Documents

    • Your valid adult Hong Kong Identity Card
    • Your latest residential address proof showing your name
  • For regular income earners, please enclose your latest 1 month’s computer generated Payroll Slip or latest 1 month’s Bank Statements / Passbook showing your name, account number and salary entries
  • For irregular income earners, please enclose your latest 3 months’ computer generated Payroll Slip or latest 3 months’ Bank Statements / Passbook showing your name, account number and salary entries
  • For self-employed applicants, please enclose your Business Registration Certificate AND latest Profits Tax Demand Note

    Note: The bank reserves the rights of requiring more supportive documents for further review.

Eligibility for Banking Plan

Priority Banking

  • Minimum average daily Relationship Balance HKD1,000,000 or above; or
  • Minimum monthly salary HKD80,000 or above# (only applicable to New Banking Clients);or
  • Mortgage outstanding amount of HKD5,000,000 or above*

    # New payroll client is required to start using the auto-payroll services successfully with the Bank within 2 months from Priority Banking sign-up.
    * First 2 years quarterly maintenance fee of Priority Banking will be waived for mortgage clients (borrower or co-borrower).

Priority Private

  • Maintain an average Total Balance at HKD8 million or above

Remarks

Card

  • 1. The Asia Miles of this welcome offer include the Asia Miles earned from the prevailing Standard Chartered Cathay Mastercard/Standard Chartered Cathay Mastercard – Priority Banking/Standard Chartered Cathay Mastercard – Priority Private Rewards Scheme (“Rewards Scheme”) Terms and Conditions
  • 2. “New Cardholders” are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
  • 3.”Eligible Transactions” are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase.
  • 4. Earn 20 Marco Polo Club club points for every HKD100,000 eligible spending, up to 100 club points during the Promotion Period.
  • 5. Eligible Cathay purchases including flight ticket, shopping and Cathay Holiday; and HK Express flight ticket and duty free items
  • 6. Please click here for the Standard Chartered Cathay Mastercard Mileage Extension Offer Terms and Conditions.
  • 7. Staycation package is redeemed on a first-come-first-served basis. For details, please refer to lifestyle.asiamiles.com.

    * Terms and Conditions apply. Asia Miles Privileges are provided by Asia Miles Limited and respective merchants. The Bank is not responsible for any disputes arising from these offers. For details, please refer to Asia Miles website asiamiles.com.

    # Terms and Conditions apply. Mastercard® Priceless™ Specials offers are provided by Mastercard and respective merchants (Mastercard and Priceless are registered trademarks). The Bank is not responsible for any disputes arising from these offers. For details, please refer to Mastercard website mastercard.com.hk.

    ^ Standard Chartered Asia Miles Mastercard has been renamed as Standard Chartered Cathay Mastercard effective from 8 July 2021. You can continue to use the existing card before card replacement or renewal. There will be no change to the Terms and Conditions and fees and charges will remain unchanged. If you would like to upgrade your card, please visit https://www.sc.com/hk/cxcard-upgrade/ for more details.

Segment

  • 8. “New Banking Clients” refer to clients who did NOT, in the past 12 months from the date of the current sign up for Priority Private/Priority Banking, hold any product or service with or distributed by the Bank (including but not limited to deposit account, investment services and insurance products underwritten by the third party insurer) except Standard Chartered Credit Cards. “Standard Chartered Credit Cards” refer to Standard Chartered Credit Card, Standard Chartered Co-branded Card, MANHATTAN Credit Card and MANHATTAN Co-branded Card issued by the Bank, including supplementary cards, Standard Chartered Business Card and Standard Chartered Corporate Card.
  • 9. “Existing Banking Client” refers to a client who held any products or services with or distributed by the Bank (including but not limited to deposit account, investment services and insurance products underwritten by the third party insurer) in the past 12 months from the date of the current sign up for Priority Private/Priority Banking; and a client who only held Standard Chartered credit card(s) issued by the Bank in the past 12 months from the date of the current sign up for Priority Private/Priority Banking is not considered as an “Existing Client” for the purpose of the Offers.
  • 10. Welcome Privileges of Priority Banking are only applicable to clients who have not been Priority Private or Priority Banking clients in the past 12 months. Welcome Privileges of Priority Private are only applicable to clients who (i) have not been Priority Private or Priority Banking clients in the past 12 months or (ii) sign up for Priority Private on or before the last day of the next calendar month from the date of signing up for Priority Banking. The Promotion Period is from 24 February to 31 May 2022. Terms and conditions applies. For details, please refer to sc.com/hk/welcomeoffer
  • 11. Welcome Privileges of Priority Private are only applicable to clients who (i) have not been Priority Private or Priority Banking clients in the past 12 months or (ii) sign up for Priority Private on or before the last day of the next calendar month from the date of signing up for Priority Banking. The Promotion Period is from 24 February to 31 May 2022. Terms and conditions applies. For details, please refer to sc.com/hk/welcomeoffer
  • 12. Miles in this Offer will be credited to client’s Asia Miles membership accounts associated with his/her Cathay Mastercard – Priority Private / Cathay Mastercard – Priority Banking.
  • 13. For up to HKD8,000,000 deposit balance that exceeds the Sustainable Balance and the first HKD200,000 in the Sustainable Savings Account is referenced as Sustainable Balance.
  • 14. Offer lasts till 30 June 2022 and only applicable to subscription via Online Banking or SC Mobile.

Terms & Conditions

Card

  • For the terms and conditions of the Welcome Offer and Top-Up Offer, please click here.
  • Please click here for Standard Chartered Cathay Mastercard Rewards Scheme Terms and Conditions and Standard Chartered Cathay Mastercard Annual Fee Waiver Terms and Conditions
  • Please click here for Standard Chartered Cathay Mastercard – Priority Banking Rewards Scheme Terms and Conditions and Standard Chartered Cathay Mastercard – Priority Banking Annual Fee Waiver Terms and Conditions
  • Please click here for Standard Chartered Cathay Mastercard – Priority Private Rewards Scheme Terms and Conditions and Standard Chartered Cathay Mastercard – Priority Private Annual Fee Waiver Terms and Conditions
  • Please click here for Terms and Conditions for Standard Chartered Cathay Mastercard/Standard Chartered Cathay Mastercard – Priority Banking/Standard Chartered Cathay Mastercard – Priority Private Miles Offers for Cathay Pacific Airways and HK Express Transactions
  • Please click here for Terms and Conditions for Standard Chartered Cathay Mastercard / Standard Chartered Cathay Mastercard – Priority Banking / Standard Chartered Cathay Mastercard – Priority Private Spending Offer for Marco Polo Club club points

**Remarks and Terms & Conditions of Asia Miles Time Deposit Rewards
  •  Please click here for more details and Terms and Conditions for Asia Miles Time Deposit Rewards. In order to enjoy the Asia Miles Time Deposit Rewards (“AM TD Rewards”), you must have a valid Asia Miles membership account. Otherwise, you have to set up an Asia Miles membership account through Asia Miles Limited. You must successfully register a valid Asia Miles membership account in your own name and other details as required via Standard Chartered Online Banking (sc.com/hk/login), before month end of the relevant calendar month when opening the Asia Miles Time Deposit Account (“AM TD Account”).
  • The amount of Asia Miles as shown on the relevant promotion webpage and materials are quoted with reference to Asia Miles entitlement offered by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) on 1 April 2022 and are not guaranteed. The Bank reserves the right to make any adjustment to the amount of Asia Miles as shown on the relevant promotion webpage and materials from time to time at its sole absolute discretion. Relevant AM TD Rewards are applicable on the date when the AM TD Account is successfully set up with funds in the AM TD Account.
  • Clients will be entitled to both 0.01% p.a. interest rate and Asia Miles on the AM TD Account upon fulfilment of all relevant requirements in the relevant terms and conditions. Early uplift of the Asia Miles Time Deposit is subject to the Bank’s discretion, penalty and charges.
  • Asia Miles Limited will credit the Asia Miles that you are entitled to into your registered Asia Miles membership account within three months from the date of opening of the AM TD Account for AM TD Rewards.
  • The definitions of new funds, existing funds, Asia Miles entitlement calculation and minimum principal amount under AM TD Rewards are detailed in the relevant terms and conditions.

To borrow or not to borrow? Borrow only if you can repay!