At Standard Chartered, we always strive to provide you with one-stop, comprehensive life insurance solutions that can fulfill your protection and financial needs at different stages of life, giving you and your family peace of mind for today and the future.

Details

Total Financial Planning

You are empowered to take advantage of comprehensive range of life insurance products and professional services designed to suit your progressing needs for retirement, savings, medical protection, and education, giving you and your family all-rounded protection with peace of mind.

Strong Strategic Alliance

You can benefit from our partnership with Prudential Hong Kong Limited("Prudential"). Combining the strengths of Standard Chartered and Prudential, you can rest assured to enjoy comprehensive insurance coverage and opportunities to plan your wealth potential.

Personalised One-Stop Solutions

Standard Chartered dedicated consultants and Prudential’s Financial Services Managers (“FSM”) are always available to help you analyze your needs, offering you personalized one-stop solutions that put your mind at ease.

10-day Claims Processing Pledge#

After you are successfully enrolled in any life insurance plan(s) underwritten by Prudential via Standard Chartered branchesΔ, you can enjoy the 10-day Claims Processing Pledge# that gives you added sense of financial security when unexpected events strike.

# The 10-day Claims Processing Pledge is only valid when all the required claims documents are received by Prudential and the claim is approved by Prudential. For details, please refer to the terms and conditions stated on the relevant promotional leaflet or contact our branch staff.

Important Notes for 10-Day Claims Processing Pledge:

  1. Date of submission refers to the date on which all the required claims documents (for details please refer to relevant claim forms) are received by the Life Claims Department of Prudential Hong Kong Limited("Prudential") at 25/F, One Exchange Square, Central, Hong Kong ("Principal Office") before 2pm. The next working day will be deemed to be the date of submission if the required claims documents are received at/after 2pm.
  2. For Hospital Reimbursement claims, the submission of original medical bills and receipts on the date of submission is required.
  3. For death claims: if only copies of document are submitted, original documents will have to be provided for verification upon collection of the cheque in settlement of the claim.
  4. The cheque from Prudential in settlement of a claim is expected to be available after 4p.m on the 10th working day after the date of submission ("expected date of availability").
  5. Please note that after a cheque becomes available, it takes time for the cheque to be delivered to the claimant by mail or by Insurance Consultants (as the case may be).
  6. The expected date of availability does not apply in cases which require further investigations or follow-up of pending requirements.
  7. The expected date of availability is based on Prudential's operation dates (Monday - Friday except public holidays).
  8. The expected date of availability may not be achievable under circumstances beyond Prudential's control. Where necessary and possible, claimants will be advised of the revised expected date of availability under such circumstances.
  9. The information is for reference only and is not applicable to claims in respect of policies sold over the telephone.

Δ Must be applied through Standard Chartered's designated sales staff or Prudential's Financial Services Managers located at any Standard Chartered branches.

Products

Comprehensive Range of Life Insurance Products

Teaming up with Prudential, we are dedicated to providing you with a comprehensive range of life insurance products underwritten by Prudential, from savings & protection, retirement planning, critical illness & medical care, to education fund to meet your differing financial and protection needs and maximize your wealth potential at different stages of life.

Savings & Protection
  • Evergreen Growth Saver
    View details »
  • PRUuniversal life wealth planner
    View details »
  • PRUlife Protector
  • Galaxy Lifelong Income Savings Plan
  • Yearly Income Plan
  • Delightful Life Assurance
Retirement Planning
Education Fund
Critical Illness Protection
Medical Care
  • PRUmyhealth prestige medical plan
  • PRUmedisave account
Senior Care
  • PRUmyretirement wealth income plan
    View details »
  • Golden Years PRUmedisave account
Term Assurance
  • PRUterm
  • Preferred PRUterm
  • 5-Year Renewable and Convertible Term
  • 5-Year Renewable and Convertible Term with Crisis Cover
  • Yearly Renewable & Convertible Term Plan
Lady Care
  • Lady LiveWell

Online Appointment

We understand that everyone has different protection and financial needs. Simply make an appointment with us online, and our representative will contact you shortly and invite you to visit to your nearest Standard Chartered branch at a time most convenient for you for a Financial Needs Analysis. Upon completion of it, you will receive a Complimentary Gift from us. Subject to relevant Terms and Conditions.

Make an appointment now »

Promotion

Successfully apply for designated life insurance product(s) underwritten by Prudential to enjoy fabulous promotional offers. For details please visit your nearest Standard Chartered branch.

Call Us

Prudential Customer Service Hotline
Dedicated for Standard Chartered*

2281 1188

Extended Service Hours^

Monday to Friday 9:00a.m. – 8:00p.m
Saturday 9:00a.m. – 3:00p.m.
Except public holidays.

Contact Us

Make an Online Appointment with us to further understand your needs and get a Complimentary Gift.

Contact Us »

Locate Us

Come in and see us. Use our Branch Locator to find your nearest Standard Chartered branch.

Find a Branch »



* The life insurance products are underwritten by Prudential; Standard Chartered is an insurance agent of Prudential. This hotline is provided, managed, and operated by Prudential and provides policyowners with easy access for information about their Prudential life insurance policies taken out through Standard Chartered, claims, and other designated services.
^ For enquiries after service hours (service hours: Monday – Friday 9:00a.m. – 8:00p.m.; Saturday 9:00a.m. – 3:00p.m. and except public holidays), policyowners are able to access designated services through the hotline's Interactive Voice Response System. Alternatively, policyowners can simply leave messages, and Prudential's Customer Service Officers will follow up on the next working day.

All of the offers and services are subject to terms, conditions, and important notes. For details, please refer to relevant promotional leaflets or contact our branch staff.

Terms and Conditions

Notes:
The life assurance plans are life insurance products and are not bank deposit. They are underwritten by Prudential and distributed by Standard Chartered Bank (Hong Kong) Limited ("Standard Chartered"). Some of these plans may have a savings element and are not an alternative to ordinary savings or time deposits. Part of the premium pays for the insurance and related costs.

If you are not happy with your policy, you have a right to cancel it within the cooling off period and obtain a refund of any premiums paid, less any withdrawals (if applicable), provided that no claim has been made under the policy. A written notice signed by you should be received directly by the Prudential’s Hong Kong Principal Office at 25th Floor, One Exchange Square, Central, Hong Kong within the cooling off period (that is, within 21 days after the delivery of the policy or issue of a notice (informing you or your representative about the availability of the policy and expiry date of the cooling off period), whichever is the earlier). After the expiration of the cooling off period, if you cancel the policy before the end of the term, the projected total cash value (if applicable) may be less than the total premium you have paid. You should check with Prudential if you have any doubt regarding your cooling off right.

Standard Chartered is an insurance agent of Prudential.

As the issuer of the life assurance plans, Prudential will be responsible for all protection and claims issues. Prudential is not an associate or subsidiary company of Standard Chartered. This webpage is not a contract of insurance and is intended to be a general summary for reference purpose only. Please refer to the policy for full terms and conditions. Standard Chartered does not accept any responsibilities regarding any statements provided by Prudential or any discrepancies or omissions in the contract of insurance nor shall Standard Chartered be held liable in any manner whatsoever in relation to your contract of insurance.

This webpage is intended to be valid in Hong Kong only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. Prudential and Standard Chartered do not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions. This webpage does not constitute a contract of insurance or an offer, invitations or recommendation to any person to enter into any contract of insurance or any transaction described therein or any similar transaction.

Whether to apply for insurance coverage is your own individual decision. For Prudential's life assurance plan policy provisions, details and risk disclosure please refer to relevant plan's product leaflet/offering document and specimen policy.

In respect of an eligible dispute arising between Standard Chartered and the client out of the selling process or processing of the related transaction, Standard Chartered is required to enter into a Financial Dispute Resolution Scheme process with the client; however any dispute over the contractual terms of the product should be resolved between directly Prudential and the client.

 

Important Note:
This Life Insurance Services may involve introducing investment-linked insurance plans to you. The investment decision is yours but you should not invest in such plans unless the intermediary who introduced them to you had explained to you that such plans are suitable for you having regard to your financial situation, investment experience and investment objectives.

Risk Disclosure Statement:

  • Investment involves risks. The investment returns under investment-linked insurance plans are calculated with reference to the fluctuation of performance of the underlying assets or underlying funds of the policy's investment choices. The investment returns are not guaranteed and it is possible for investor(s) to suffer loss of investment and premium paid.
  • Whether to apply for insurance coverage is your own individual decision. For Prudential's life assurance plan policy provision, details, important note and risk disclosure, please refer to relevant plan's product leaflet / product brochure and specimen policy.

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