Here’s how you can automate your savings:

Base Interest/Profit Rate (p.a)

0.10%

Base Interest/Profit Rate

Base interest/Profit rate is 0.10% p.a.

in-privilege-save

Save*

Bonus Interest/Hibah (p.a.)

1.50%

Save

Deposit RM3,000 in fresh funds into your Privilege Savings Account or Super Salary-i and earn 1.5% p.a. bonus interest/hibah.

How to automate your savings?

Open a Privilege Savings Account or Super Salary-i as your salary account or set-up Standing Instructions (SI) for monthly deposit.

*Privilege Savings Account and Super Salary-i are protected by PIDM up to RM250,000 for each depositor.

Note: The eligible bonus interest/hibah of 1.50% for Deposit category is for maximum monthly average balance of RM200,000 only.

in-privilege-spend

Spend

Bonus Interest (p.a)

1.00%

Spend

Spend RM1,000 on your credit card to earn 1.0% p.a. bonus interest.

How to automate your savings?

Set-up Standing Instructions (IS) for bill payments.

Note: The eligible Bonus Interest of 1.0% p.a. for spend category is for maximum monthly average balance of RM100,000 only. Eligible Customers must be Standard Chartered Bank Malaysia Berhad credit card.

in-privilege-invest

Invest or Insure#

Bonus Interest/Hibah (p.a.)

2.00%

Invest or Insure

Invest RM1,000 on regular investments or insurance/takaful to earn additional 2% p.a. bonus interest/hibah for up to 12 months only.

How to automate your savings?

Sign-up for a regular premium/contribution Bancassurance/Bankatakaful or Unit Trust/Islamic Unit Trust regular savings plan. You could also invest with SmartGoals or SmartDirect through SC Mobile Banking.

#For Takaful, ‘insure’ is read as ‘cover’

Note: For minimum monthly investment of regular premium/contribution of RM1,000 during the month, the maximum deposit balance eligible for Bonus Interest/Hibah of 2% p.a. is RM20,000. For minimum monthly investment of regular premium/contribution of RM6,000 during the month, the maximum deposit balance eligible for Bonus Interest/Hibah of 2% p.a. is RM100,000. Eligible Customers will be entitled for Wealth Bonus up to 12 months from the inception month of the first purchase of insurance/takaful policy or from the month of first transaction of regular savings plan. For Priority Banking clients, minimum monthly investment of regular premium/contribution is RM6,000 to enjoy bonus on wealth category.

Total

Total Interest/Returns (p.a.)

4.60%

Base Interest/Profit Rate

Base interest/Profit rate is 0.10% p.a.