Here’s how you can automate your savings:

Base Interest/ Profit Rate (p.a.)

0.05%

Base Interest/Profit Rate

Base interest/Profit rate is 0.05% p.a

in-privilege-save

Save*

Bonus Interest/Hibah (p.a.)

0.75%

Save

Deposit RM3,000 in fresh funds into your Privilege Savings Account or Super Salary-i and earn 0.75% p.a. bonus interest/hibah

How to automate your savings?

Open a Privilege Savings Account or Super Salary-i as your salary account or set up Standing Instructions (SI) for monthly deposit.

*Privilege Savings Account and Super Salary-i are protected by PIDM up to RM250,000 for each depositor.

Note: The eligible bonus interest/hibah of 0.75% p.a. for Deposit category is for maximum Monthly Average Balance (MAB) of RM100,000 only.

in-privilege-spend

Spend

Bonus Returns of up to (p.a.)

1.50%

Spend

Credit Card*

Spend RM1,000 on your credit card to earn 0.75% p.a. bonus interest.

Debit Card

Perform minimum 5 retail transactions on your debit card to earn 0.75% p.a. bonus interest/hibah.

How to automate your savings?

Set up standing Instructions for bill payments, automate transfers for e-wallet top-up.

*Credit Card is only applicable for Standard Chartered Bank Malaysia Berhad.



Note: The eligible bonus returns of up to 1.50% p.a. for the Spend category is for maximum Monthly Average Balance (MAB) of RM100,000 only. Eligible customer must be Standard Chartered Bank Malaysia Berhad credit and Standard Chartered Bank Malaysia Berhad/Standard Chartered Saadiq Berhad debit cardholders.
in-privilege-invest

Invest or Insure#

Bonus Interest/Hibah (p.a.)

2.00%

Invest or Insure

Invest a minimum of RM30,000 Unit Trust or insure/cover with a minimum of RM30,000 annual premium/contribution value during the month to earn additional 2.00% p.a. bonus interest/hibah for up to 3 months.

How to automate your savings?

Invest with SmartGoals or SmartDirect through SC Mobile Banking App.

#For Takaful, ‘insure’ is read as ‘cover’

Note: The eligible bonus interest/hibah of 2.00% p.a. for the Invest or Insure/Cover category is with a for maximum Monthly Average Balance (MAB) of RM100,000 only.

Total

Total Interest/Returns (p.a.)

4.30%

Base Interest/Profit Rate

Base interest/Profit rate is 0.05% p.a.