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You are not alone in your journey to recovery. PRUMedic Safe (this is an insurance product) takes care of your hospitalisation needs when you need it.

PRUMedic Safe takes care of your hospitalisation needs when you need it

You are not alone in your journey to recovery. PRUMedic Safe (this is an insurance product) takes care of your hospitalisation needs when you need it.

Safeguard against high medical costs

PRUMedic Safe provides basic medical coverage which reimburses your medical expenses if you are hospitalised and for related outpatient treatment up to age 70 next birthday (ANB). Enrolment is now made easy through direct online purchase.

Enrol for PRUMedic Safe in 3 simple steps


Click “Get a Quote” and fill in your details.


Select your preferred plan and complete your personal details.


Complete the payment process.

Your benefits at-a-glance


PLAN 150
PLAN 200
PLAN 250
PLAN 300
Hospital Daily Room and Board Benefit (120 days max per year) RM150 RM200 RM250 RM300
• Intensive Care Unit Benefit (30 days maximum per year)
• In-Hospital and Related Services Benefit
– Hospital Supplies and Services
– Surgical Fees Benefit
– Operating Theatre Fees Benefit
– Anaesthetist’s Fees Benefit
– In-Hospital Physician’s Visit Benefit (2 visits per day and 120 days maximum per year)
As charged,
subject to Reasonable and Customary Charges up to Overall Annual Limit
Emergency Treatment for Accidental Injury Benefit RM1,500 per year RM2,000 per year RM2,500 per year RM3,000 per year
• Pre-Hospitalisation Treatment Benefit
(within 30 days prior to Hospitalisation)
• Post-Hospitalisation Treatment Benefit
(within 90 days after Hospitalisation)
• Day Surgery Benefit
As charged,
subject to Reasonable and Customary Charges up to Overall Annual Limit
Deductible Med Saver 3001
Overall Annual Limit RM100,000 RM125,000 RM150,000 RM200,000
Notes: 1 Med Saver 300 is the amount that you must first pay out of the total Reasonable and Customary Charges of eligible benefits, which are Hospital and Surgical Benefits and Outpatient Treatment Benefits for any one disability. Med Saver 300 does not apply to Hospital Daily Room & Board Benefit. For overseas treatment, if you choose to have or if you have been referred to be treated outside Malaysia, the benefits for the treatment are limited to the Reasonable and Customary and Medically Necessary Charges for equivalent local treatment in Malaysia and subject to 90 days residence limit. Waiting period and exclusions apply. Please refer to the Product Summary for more information.
SUITABILITY PRUMedic Safe is suitable if you are looking for a pure protection medical insurance plan with an affordable premium.
PREMIUM AMOUNT The premium amount varies according to your ANB, occupation class and the medical plan selected. The premium payable for subsequent years are not fixed and will be adjusted according to your ANB at policy anniversary. Premiums are not guaranteed and may be revised at policy anniversary by giving you at least 30 days’ written notice.
ELIGIBILITY Malaysians ANB 19 to 45 who are residing in Malaysia.
POLICY TERM Renewable annually up to ANB 69.
PAYMENT METHOD Malaysian Debit/Credit Card (Visa/Mastercard).
PAYMENT FREQUENCY Yearly, Half-Yearly, Quarterly or Monthly


  1. This plan is underwritten by Prudential Assurance Malaysia Berhad, and distributed by Standard Chartered Bank Malaysia Berhad (“Bank”). The Bank accepts no responsibility or liability for the plan or the products and services offered by Prudential Assurance Malaysia Berhad.
  2. Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials.
  3. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad’s Product Summary, Product Disclosure Sheet and FAQ before purchasing a plan, and to refer to the terms and conditions in the Policy Wording for details of the features and benefits, exclusions and waiting periods under the policy.
  4. Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suits your personal circumstances in relation to your financial goals and risk appetite. To achieve that, you may use the Needs Analysis and Financial Budget Calculator that will help you conduct self-assessment on your financials and estimate how much coverage you need.

The benefit(s) payable under eligible certificate/policy is(are) protected by Perbadanan Insurans Deposit Malaysia (“PIDM”) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit http://www.pidm.gov.my)

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