CashOne | Apply Personal Loan Online – Standard Chartered Malaysia

You are in

FOR INDIVIDUAL

FOR BUSINESS

This link brings you to a 3rd Party Website, over which Standard Chartered Bank Malaysia Berhad has no control ("3rd Party Website"). Use of the 3rd Party Website will be entirely at your own risk, and subject to the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security.

Standard Chartered Bank Malaysia Berhad makes no warranties, representations or undertakings about and does not endorse, recommend or approve the contents of the 3rd Party Website.

In addition to the terms stated in Standard Chartered Bank Malaysia Berhad's Important Legal Notices, Standard Chartered Bank Malaysia Berhad shall have no responsibility or liability in connection with the content of or the consequences of accessing the 3rd Party Website, including any virus arising from or system failure associated with the 3rd Party Website.

Proceed

Standard Chartered CashOne – a personal loan that comes with a credit card

Apply Now Apply Now

A personal loan that works harder for you

Have the flexibility to spend more on your credit card every time you pay your monthly instalment.

Flat rate is provided only for your ease of comparison. Your monthly CashOne instalment is a fixed sum.

However, we determine the proportion of the instalment which relates to the payment of the principal amount and the interest amount for each instalment using monthly rest and reducing balance method.

We do this by calculating the amount of interest payable each month using the effective interest rate on the outstanding principal amount. Financing rate offered may differ depending on eligibility.

Other terms and conditions apply.

Competitive Rates

Enjoy attractive and affordable interest rates from as low as 7.50% flat rate p.a.*
Additional Information
Only existing to Bank customers are eligible for extended tenures of up to 84 months.

New to Bank customers may apply for tenures of up to 60 months.

Flexible Repayment Tenure

Choose loan tenures from 12 to 84 months to suit your financial needs.
Additional information
100% Disbursement

100% Disbursement with low monthly instalments. No hidden fees and charges.
Let’s say Mr.Chan takes out a personal loan of RM25,000 with CashOne, and a year later he has paid off RM5,000 to principal amount.

The paid principal amount will automatically be converted into his credit limit, which means that Mr.Chan now has a RM5,000 credit limit on his Standard Chartered Visa Platinum credit card and RM20,000 outstanding principal on his loan.

Free up your credit card limit

Every time you make your monthly loan repayment, the paid principal amount will be converted into a credit card limit for you to spend.
Additional information

Age

21 – 60 years old (up to 65 years for Self-employed)
Minimum Annual Income

RM36,000 p.a.

Nationality

Malaysian / Malaysia PR holders who are residing in Malaysia
Credit History

Holding any bank’s Credit Card / Personal Loan / Car Loan / Home Loan for more than 24 months.

Salaried segment

Employees Provident Fund (EPF) statement from Standard Chartered Bank handheld device
Payslip

Payslip must be accompanied by an EPF handheld statement

Self employed (Subject to 100% site visit verification)

Borang B/ BE with Lembaga Hasil Dalam Negeri (LHDN) acknowledgement or
6 months company bank statement, and Suruhanjaya Syarikat Malaysia validity of 60 days
Selected side income documents

Commission income

Disclaimer

Standard Chartered CashOne – a personal loan that comes with a credit card

A personal loan that works harder for you

Competitive Rates

Flexible Repayment Tenure

100% Disbursement

Free up your credit card limit

Minimum Eligibility Criteria

Documents

Salaried segment

Self employed (Subject to 100% site visit verification)

Additional Information