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FX Welcome Offer

Enjoy HKD100 cash reward with accumulated transaction amount HKD 10,000 or above for any member who have not traded with the Bank before.

FX Cash Reward

Enjoy cash reward upon achieving the corresponding eligible accumulated transaction amount during the promotion period.

Eligible Accumulated Transaction Amount* (HKD equivalent)​

Cash Reward​

HKD20,000 – below HKD50,000​

HKD68​

HKD50,000 – below HKD100,000​

HKD88​

HKD100,000 – below HKD250,000​

HKD128​

HKD250,000 – below HKD1,000,000​

HKD228​

HKD1,000,000 – below HKD5,000,000​

HKD588​

HKD5,000,000 or above​

HKD1,688​

* Accumulated FX transaction amount from 1 January – 31 March 2026, excluding foreign exchange transactions of USD/HKD currency pair. Also only transactions performed in digital channels are counted as Eligible accumulated transactions.​
​
Terms and conditions apply

FX Membership Program for New and Selected Clients

Depending on the accumulated transaction amount, clients will be upgraded to the respective Membership Tier and entitled to the exclusive rewards of the Tier

You can enjoy 11% of spread discount savings for trading USD/HKD.

FX Membership

Swipe right to view the next tier

Membership eligibility1

Spread discount (USD/HKD)

Spread discount (Other non-USD currencies/HKD)

Blue

Membership eligibility1

HKD 10,000*

Spread discount (USD/HKD)

11%

Spread discount (Other non-USD currencies/HKD)

6%

Silver

Membership eligibility1

HKD 500,000*

Spread discount (USD/HKD)

22%

Spread discount (Other non-USD currencies/HKD)

13%

Gold

Membership eligibility1

HKD 2,000,000*

Spread discount (USD/HKD)

28%

Spread discount (Other non-USD currencies/HKD)

16%

Platinum

Membership eligibility1

HKD 30,000,000*

Spread discount (USD/HKD)

33%

Spread discount (Other non-USD currencies/HKD)

19%

  • Blue
  • Silver
  • Gold
  • Platinum

Foreign Exchange Membership Details​

* Accumulated FX transaction amount from 1 January – 30 June 2026​

1 The membership tiers are determined by reference to the total Accumulated Transaction Amount of all Eligible Foreign Exchange Transactions in every half year (i.e. from 1 January – 30 June or from 1 July – 31 December every year)​

2 More savings in spread for Priority Banking clients

Example 1:​

Tony is in blue tier as he has accumulated HKD10,000 within the half year period (1st Jan – 30th June OR 1st July – 31st December). Now he wants to exchange HKD to 2,000,000 JPY for his travelling.​

  • Spread discount: 6%​
  • JPY/HKD exchange rate before discount: 0.054432​
  • JPY/HKD exchange rate after discount: 0.054405​
  • Savings after exchange: HKD54​
  • Accumulated Transaction Amount after exchange: HKD118,810​
  • Membership Tier after exchange: Blue (remain)​

Example 2:​

Jenny is in silver tier as she has accumulated HKD1,500,000 within the half year period (1st Jan – 30th June OR 1st July – 31st December). Now she wants to exchange HKD to AUD100,000 for her children’s education.​

  • Spread discount: 13%​
  • AUD/HKD exchange rate before discount: 5.04​
  • AUD/HKD exchange rate after discount: 5.035​
  • Savings after exchange: HKD500​
  • Accumulated Transaction Amount after exchange: HKD2,003,500​
  • Membership Tier after exchange: Gold (upgraded)​

FX Membership Referral Program

By sharing your unique promotion code, both you (referrer) and your family and friends (referee) can enjoy rewards for FX membership referral.

Reward Details:

  • Referrer
    • Receive a HKD200 cash reward by successfully referring a Green Member who has conducted a single FX transaction of HKD4,000 equivalent or above during the promotional period. Enjoy up to HKD4,000 cash rewards in total (i.e. up to 20 referrals).
  • Referee
    • Enjoy extra preferential FX rate on top of member-exclusive rate by applying the Promo Code when conducting eligible FX transaction.
    • The Promo Code can be used more than once for a Green Member during promotion period and is not applicable to Blue / Silver / Gold / Platinum members.

Note : Please refer to the “Refer a Friend” page in the Online Foreign Exchange platform for more details.

Terms and conditions apply.

Without Promo Code
With Promo Code
Sell Currency HKD
Buy Currency USD
FX Rate 7.7802 (Board Rate) 7.7725 (Discount Rate)
Sell Amount (HKD) 500,000.00 500,000.00
Buy Amount (USD) 64,265.70 64,329.37
You can get more USD 63.67

I want to explore products & services for

Travelling
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24/7 access through SC Mobile or Online Banking to exchange 11 major currencies

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    Use mobile device (iOS App or Android App) to click the following button. Simply click “FX” on Invest tab.

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    Login Online Banking and select “Foreign Exchange” from the menu

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    Use mobile device (iOS App or Android App) to click the following button. Simply click “FX” on Invest tab.

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    Login Online Banking and select “Foreign Exchange” from the menu

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Pre-set your target exchange rate with instant in-app notifications, or use the limit order function to convert funds automatically when the target rate is reached

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    Via SC Mobile App

    Use mobile device (iOS App or Android App) to click the following button. Simply click “FX” on Invest tab.

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    Via Online Banking

    Login Online Banking and select “Foreign Exchange” from the menu

  • Act Now Act Now

    How to start trading? Log onto Foreign Exchange Platform now

    Fx popup desktop

    Via SC Mobile App

    Use mobile device (iOS App or Android App) to click the following button. Simply click “FX” on Invest tab.

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    Login Online Banking and select “Foreign Exchange” from the menu

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Spend or withdraw foreign currencies overseas with Multi-currency Mastercard Debit Card with no handling fee

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Daily house views from our Global Chief Investment Office (CIO)

Click here for daily update from our CIO across equities, bonds, FX forecasts and technical charts

People, Person, Graduation

Exchange the designated currency and set up FX time deposit to enjoy preferential interest rate for stable return. Click here for more details

Adult, Female, Person

Secure your FX target rate before making transfer with the pre-set target exchange rate function or use limit order function to convert funds automatically

  • Trade Now Trade Now

    How to start trading? Log onto Foreign Exchange Platform now

    Fx popup desktop

    Via SC Mobile App

    Use mobile device (iOS App or Android App) to click the following button. Simply click “FX” on Invest tab.

    Fx qr

    Via Online Banking

    Login Online Banking and select “Foreign Exchange” from the menu

  • Trade Now Trade Now

    How to start trading? Log onto Foreign Exchange Platform now

    Fx popup desktop

    Via SC Mobile App

    Use mobile device (iOS App or Android App) to click the following button. Simply click “FX” on Invest tab.

    Fx qr

    Via Online Banking

    Login Online Banking and select “Foreign Exchange” from the menu

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$0 service fee and same day remittance to 30+ locations

FX Rates and Offers

FX Rates

Stay on top of Standard Charterer’s foreign exchange rates

Check FX Support and Resistance Level

FX Membership Rewards

Learn about our FX Membership Program

Learn More

FX Trends

FX Market Hub

Grasp the latest FX movements on the go

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Your one-stop-shop hub for all market updates you need to know

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Standard Chartered Forex Trading Platform Key Features

24/7 Forex Trading Platform

Personalised Forex Watchlists

Limit Order and Price Alerts

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  • Hk fx watchlist step
  • Hk fx watchlist step

Personalised Forex Watchlists

Get a clear view of your preferred Forex portfolio trends, stay on top of market movements and seize forex trading opportunities with confidence.

Step 1

Go to “Watchlist” on the bottom menu, create/select a watchlist

Step 2

Click “Add currency pair” to add more currency pair or customise currency pair display sequence

Step 3

Add preferred FX currency pair into the watchlist for quick reference and confirm currency pair selection to create the list

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  • Hk fx limited order step
  • Hk fx limited order step

Limit Order and Price Alerts

Set your target FX exchange rate to receive notifications when the desired rate is reached. With the limit order feature, your funds will be automatically exchanged at the target rate—helping you capture the best rates effortlessly.

Step 1

Go to “Alerts” on the bottom menu, click “Add new alert”

Step 2

Select preferred currency pair to create new alert

Step 3

Input “Target rate” and set the “valid date” to confirm price alert

Learn more about the features of Foreign Exchange platform on SC Mobile

Explore more foreign exchange currencies related services

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Foreign Exchange Time Deposit

Earn high interest on up to 7 foreign currencies with flexible deposit tenors as short as 7 or 14 days.

Open FXTD account
Open FXTD account
Multi currency mastercard debit card

Multi-Currency Mastercard Debit Card

Enjoy conveniences of withdrawing and spending up to 11 major currencies in a single card, along with waived transaction fees.

Apply multi-currency debit card
Apply multi-currency debit card
Cross border and overseas remittance

Cross-Border and Overseas Remittance

Send money abroad to over 200 destinations, with same-day remittance to more than 30 locations.

Learn about remittance
Learn about remittance

Other related investment products

Securities Trading Services

Unlock multiple market investment opportunities and trade U.S., Hong Kong, and A-shares all with one single account.

Open account and trade now

Investment Fund Services

Leverage insights from Standard Chartered’s Chief Investment Office (CIO) to invest in a globally diversified portfolio of high-quality funds.

View popular funds

Bond Investment Services

Explore a variety of bonds and structured notes with stable returns to help diversify your investment portfolio risks.

View high quality bonds

Equity Linked Investment Services

Combine multiple equity-linked portfolios for enhanced flexibility, making it easy to capture higher yield opportunities.

Explore structured products

Our forex exchange service is available 24/7, from Monday to Sunday. You can check real-time exchange rates and exchange currencies for investment, savings, and other purposes at any time.

Open an Integrated Deposits Account with Standard Chartered to start exchanging foreign currencies. You can log into the foreign exchange trading platform via Standard Chartered Online Banking or use SC Mobile. Simply tap on the ‘Invest’ button, select ‘Foreign Exchange,’ and choose your desired currency pairs for exchange.

Standard Chartered offers 11 currencies for trading: Hong Kong Dollar, US Dollar, Chinese Yuan, Australian Dollar, New Zealand Dollar, Canadian Dollar, Euro, British Pound, Japanese Yen, Singapore Dollar, and Swiss Franc. You can trade these currencies through a single forex account.

Enjoy the following features with Standard Chartered’s Forex exchange services:
– Comprehensive forex market data
– Real-time exchange rates
– Personalised foreign currency investment watchlists
– Forex limit orders and price alerts

As a Standard Chartered ‘Priority Banking’ or ‘Priority Private’ client, you can enjoy online foreign currency transfer fee waivers. Online remittances cover over 200 destinations worldwide, with same-day remittance to more than 30 locations.

For ‘Premium Banking’ and ‘Easy Banking’ clients, online foreign currency transfers incur a fee of only HKD50.

Risk Disclosure Statement

Foreign Exchange:

  • Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the customer converts deposit from the foreign currency to another currency (including Hong Kong Dollar).

RMB Deposit Service:

  • Renminbi (“RMB”) exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including Hong Kong dollars); and
  • RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time.. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

Note:

  • This webpage does not constitute any prediction of likely future price movements.
  • Investors should not make investment decisions based on this webpage alone.
  • This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.
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