Easy repayment options and competitive interest rates.
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Whether you need cash to design your dream home, give your children the best education, make your daughter's wedding the talk of town, or take that dream vacation with your loved ones; we help you make this possible with a Standard Chartered Personal Loans.

Featuring exciting schemes, easy repayment options and competitive interest rates, the Standard Chartered Personal Loan is a hassle free way to fulfil your financial needs.

Special Features

Key features of the Standard Chartered Personal Loan:

  • Loans available with range of repayment options from 1-5 years
  • Borrow up to PKR 2 mn
  • Competitive interest rates
  • No security, collateral or guarantors required
  • Easy documentation and quick processing
  • Top up facility on existing Personal Loans with Standard Chartered


    Documents Required
    • Copy of Valid CNIC
    • Salary Slip


  Gross Salary < 50k Gross Salary >= 50k
Employee Banking* 29% - 36% p.a 27% - 33% p.a
Non Employee Banking 31% - 36% p.a 29% - 36% p.a

* Customers who receive their salary in their Standard Chartered account

Instalment Calculation:

To calculate your payment instalments on a Personal Loan, simply multiply the amount you want to borrow by the relevant number below:

  Repayment Period in Years
Instalment Factors 1 2 3 4 5
Mark-up Rate 27% 0.09602 0.05438 0.04083 0.03428 0.03054
29% 0.097 0.0554 0.04191 0.03543 0.03174
31% 0.09798 0.05643 0.043 0.03659 0.03297
32% 0.09847 0.05695 0.04355 0.03718 0.03359
33% 0.09897 0.05747 0.04411 0.03777 0.03422
36% 0.10046 0.05905 0.0458 0.03958 0.03613


    • What are the minimum and maximum loan amounts?
      You can avail of loans ranging from PKR 30,000 to PKR 2 mn depending on your eligibility, income and repayment capacity.

    • What are the loan tenure options?
      The loan can be repaid over a period of 12 to 60 months.

    • How much time will it take for my loan to be approved?
      Your loan will be disbursed within 10 working days post receipt of the all required documents.

    • Are there any additional charges?
      A processing fee will be charged on the loan amount as follows:

      • Up to 100k - 1500
      • 100k - 250k - 2500
      • 250k+ - 1% of loan amount
      • The requisite documentation charges is payable upfront. This fee will be deducted from the Loan amount at the time of disbursal.

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