Welcome to Premium Banking. Because you deserve different.

Premium Service and Rewards

Pk insurance masthead version desktop
Pk insurance masthead version desktop

Protect and Secure

We offer a variety of protection and saving plans to take care of your diverse financial needs. Bringing you Regular Premium and Single Premium insurance/takaful products and investment portfolios to help you plan with every life stage.

Premium Solutions

We offer you a range of insurance and financing solutions.

  • Maintain minimum average balance of PKR 500,000 and above
  • Have a minimum outstanding Saadiq Home Finance of PKR 10,000,000 or more
  • Ensure monthly salary of PKR 200,000 or more credited to your account directly by your employer (For employee banking payroll relationships only)

Premium Banking is a banking relationship offered by Standard Chartered Bank (Pakistan) Ltd where the Bank extends certain privileges, offers and products to its members, which may be modified from time to time. A full list of all such privileges, offers and products can be obtained from any branch of Standard Chartered Bank (Pakistan) Ltd.
  • To be eligible for Premium Banking, you must meet one of the following criteria:
    1. AUM: Maintain a quarterly average Assets Under Management of PKR 500,000 – PKR 2,999,999 (or equivalent in other FCY) or any such AUM fixed by the Bank from time to time. The relationship which will be considered for this purpose includes any one or combination of the following products from the Bank: Savings Accounts, Term Deposits, Current Accounts, Assets Under Management of Investments and Bancassurance made through the Bank.
    2. Home Finance: Home Finance Facility of PKR 10 Million to PKR 20 Million (outstanding).
    3. Payroll: Individuals having an active payroll account with monthly salary disbursement of PKR 200,000-PKR 500,000 (valid till 12 MOB post which the clients have to be qualified by AUM and Home Finance). Bank reserves the right to change the qualification criteria from time to time.
  • Renewal of Premium banking membership
    1. Premium Banking Membership shall be valid for one year from the date of joining and is subject to renewal every year at the Bank’s sole discretion based on the eligibility criteria as mentioned above.
  • Cancellation of Premium Banking Membership
    1. Premium Clients may terminate their Premium Banking Membership by giving the Bank 7 working days written notice.
    2. Upon termination of Premium Banking Membership, all Premium Banking services extended to you (including the Platinum Debit card) may be discontinued.
    3. All Premium Banking privileges shall be terminated forthwith upon the death or bankruptcy of Premium Clients.
    4. Premium Banking Membership is extended to Clients at the Bank’s sole discretion and the Bank may revoke the membership at any time, without obligation to give Clients any notice or reasons.
    5. If the Client is not maintaining the required minimum quarterly average balance, the Bank may revoke the membership at any time, without obligation to give Clients any notice or reasons.
Standard Chartered Premium Banking. Because you deserve more Standard Chartered Premium Banking. Because you deserve more.


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