You are in

Premium Wealth Solutions

Premium Wealth Solutions

Wealth Solutions

Regular Premium and Single Premium insurance/takaful products and investment portfolios to help reach your financial goals. For more information on insurance products, please visit

Premium Investment Portfolio

Premium Investment Portfolio will help balance your investment risk to reward ratio.To learn more about the Premium Investment Portfolios, please visit

A full product suite available with optimal pricing. More details can be found in our Schedule of Charges

Premium Saadiq

Premium Saadiq

Saadiq Home Financing

Home finance to help you get your dream house at preferential pricing. To learn more about Saadiq Home Financing, please visit

Saadiq Accounts

When you deposit your funds in Standard Chartered Saadiq accounts, you can be sure that your funds will only be used in a Shariah compliant manner. We offer a flexible range of bank accounts for you to carry out your daily banking needs. Choose from the Saadiq current and savings product suite. Standard Chartered Saadiq offers Term Deposit account that offers competitive profits on your investments without compromising your beliefs.

Premium Financing Solutions

Premium Financing Solutions

Visa Platinum Debit Card

Visa Platinum Debit Card accepted at millions of outlets worldwide that provides you with easy access to your funds. You will receive enhanced withdrawal limits and get unmatched transactional limits. With your Platinum Debit Card, you can go shopping or shop online without having to worry about cash that comes along with exciting discounts across Pakistan. You can also withdraw foreign currency from international ATMs when you travel abroad.* *Fees and charges apply.

Emirates Standard Chartered Credit Cards

First of its kind co-brand credit card available in Platinum and Infinite variants, you can earn and redeem Skywards Miles for reward flights, luxury hotel stays and lifestyle activities on your everyday spend. To learn more about the Emirates Standard Chartered Credit Cards, please visit

Saadiq Visa Credit Card

We are pleased to introduce Saadiq VISA Credit Cards – Pakistan’s first Shariah compliant Credit Card, which combines the international acceptability of VISA with worldwide reliability and excellent service.

Exclusive Offers

Visa Platinum discounts, worldwide privileges and special travel-related deals

Exclusive Offers

Enjoy exclusive dining and lifestyle privileges

You can avail up to 50% discounts from more than 150 alliance partners at your favourite restaurants and shopping outlets across the world on your Platinum Debit Card. Make the most of our wonderful discounts at home and abroad. To learn more about the exclusive discounts, please visit

Fee waivers and discounts

On banking services, exclusive offers on credit cards, personal loans, home financing etc.*

*Subject to terms and conditions

24 Hours Client Services

In case of any query or issue related to your accounts, cards or loans, you can call Client Centre at 111 002 002 and get a faster service

Premium Digital Banking

Premium Digital Banking

Convenient Digital Banking

Manage your money anytime, anywhere with our award-winning digital banking services. Move money easily with our full suite of payment services –everything you need to make life easier.

Standard Chartered Mobile Banking allows you to manage your accounts anywhere, any time through your mobile device, enabled with Touch login available on Android and iPhone, making mobile banking faster with a single touch. Simply sign-up for our online banking on our website: Or, download SC Mobile App on your smart phone.

You can also log into your account using facial authentication feature exclusive to iPhone X & above versions.

Zero monthly charge for SMS alerts and waivers on IBFT charge per transaction.

Our Products

  • Maintain minimum average balance of PKR 500,000 and above
  • Have a minimum outstanding Saadiq Home Finance of PKR 10,000,000 or more
  • Ensure monthly salary of PKR 200,000 or more credited to your account directly by your employer (For employee banking payroll relationships only)

Premium Banking is a banking relationship offered by Standard Chartered Bank (Pakistan) Ltd where the Bank extends certain privileges, offers and products to its members, which may be modified from time to time. A full list of all such privileges, offers and products can be obtained from any branch of Standard Chartered Bank (Pakistan) Ltd.
  • To be eligible for Premium Banking, you must meet one of the following criteria:
    1. AUM: Maintain a quarterly average Assets Under Management of PKR 500,000 – PKR 2,999,999 (or equivalent in other FCY) or any such AUM fixed by the Bank from time to time. The relationship which will be considered for this purpose includes any one or combination of the following products from the Bank: Savings Accounts, Term Deposits, Current Accounts, Assets Under Management of Investments and Bancassurance made through the Bank.
    2. Home Finance: Home Finance Facility of PKR 10 Million to PKR 20 Million (outstanding).
    3. Payroll: Individuals having an active payroll account with monthly salary disbursement of PKR 200,000-PKR 500,000 (valid till 12 MOB post which the clients have to be qualified by AUM and Home Finance). Bank reserves the right to change the qualification criteria from time to time.
  • Renewal of Premium banking membership
    1. Premium Banking Membership shall be valid for one year from the date of joining and is subject to renewal every year at the Bank’s sole discretion based on the eligibility criteria as mentioned above.
  • Cancellation of Premium Banking Membership
    1. Premium Clients may terminate their Premium Banking Membership by giving the Bank 7 working days written notice.
    2. Upon termination of Premium Banking Membership, all Premium Banking services extended to you (including the Platinum Debit card) may be discontinued.
    3. All Premium Banking privileges shall be terminated forthwith upon the death or bankruptcy of Premium Clients.
    4. Premium Banking Membership is extended to Clients at the Bank’s sole discretion and the Bank may revoke the membership at any time, without obligation to give Clients any notice or reasons.
    5. If the Client is not maintaining the required minimum quarterly average balance, the Bank may revoke the membership at any time, without obligation to give Clients any notice or reasons.


This is to inform that by clicking on the hyperlink, you will be leaving and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting