Details

Welcome to Premium banking.

You look at life differently. At Standard Chartered Premium Banking, we do too. Which is why we offer simple and convenient banking, helping you save more and rewarding you more along the way.

Features

Help you save

Save and invest effortlessly with expert advice from our Premium Executives, and reach your financial goals faster with digital tools, market insights and more.

Exclusive Wealth Solutions

Exclusive Wealth Solutions

Regular Premium and Single Premium insurance/takaful products and investment portfolios to help reach your financial goals. For more information on insurance products, please visit www.sc.com/pk/insure/

Premium Investment Portfolio

Premium Investment Portfolio

Premium Investment Portfolio will help balance your investment risk to reward ratio.To learn more about the Premium Investment Portfolios, please visit www.sc.com/pk/invest/

A full product suite available with optimal pricing. More details can be found in our Schedule of Charges available on our website at https://www.sc.com/pk/help-centre/download-centre.html

Saadiq Home Financing

Saadiq Home Financing

Home finance to help you get your dream house at preferential pricing. To learn more about Saadiq Home Financing, please visit https://www.sc.com/pk/saadiq/

Saadiq Accounts

Saadiq Accounts

When you deposit your funds in Standard Chartered Saadiq accounts, you can be sure that your funds will only be used in a Shariah compliant manner. We offer a flexible range of bank accounts for you to carry out your daily banking needs. Choose from the Saadiq current and savings product suite. Standard Chartered Saadiq offers Term Deposit account that offers competitive profits on your investments without compromising your beliefs.

Reward you more

Be rewarded for your entire banking relationship with us. Earn more rewards and enjoy attractive redemption offers and savings on all your spending.

Visa Platinum Debit Card

Visa Platinum Debit Card

Visa Platinum Debit Card accepted at millions of outlets worldwide that provides you with easy access to your funds. You will receive enhanced withdrawal limits and get unmatched transactional limits. With your Platinum Debit Card, you can go shopping or shop online without having to worry about cash that comes along with exciting discounts across Pakistan. You can also withdraw foreign currency from international ATMs when you travel abroad.*

*Fees and charges apply.

Exclusive offers

Exclusive offers

Visa Platinum discounts, worldwide privileges and special travel-related deals

Enjoy exclusive dining and lifestyle privileges

Enjoy exclusive dining and lifestyle privileges

You can avail up to 50% discounts from more than 150 alliance partners at your favourite restaurants and shopping outlets across the world on your Platinum Debit Card. Make the most of our wonderful discounts at home and abroad. To learn more about the exclusive discounts, please visit www.sc.com/pk/thegoodlife/

Emirates Standard Chartered Credit Cards

Emirates Standard Chartered Credit Cards

First of its kind co-brand credit card available in Platinum and Infinite variants, you can earn and redeem Skywards Miles for reward flights, luxury hotel stays and lifestyle activities on your everyday spend. To learn more about the Emirates Standard Chartered Credit Cards, please visit www.sc.com/pk/credit-cards/

Saadiq VISA Credit Card

Saadiq VISA Credit Card

We are pleased to introduce Saadiq VISA Credit Cards - Pakistan’s first Shariah compliant Credit Card, which combines the international acceptability of VISA with worldwide reliability and excellent service.

Fee waivers and discounts

Fee waivers and discounts

On banking services, exclusive offers on credit cards, personal loans, home financing etc.*

*Subject to terms and conditions

Seamless high quality everyday banking

Seamless high quality everyday banking

If you are thinking about savings, investment or your children’s education, our specialists can help you with a plan that is personal, proactive and caters to your specific needs.

24 Hours Client Services

24 Hours Client Services

In case of any query or issue related to your accounts, cards or loans, you can call Client Centre at 111 002 002 and get a faster service

Convenient Digital Banking

Convenient Digital Banking

Manage your money anytime, anywhere with our award-winning digital banking services. Move money easily with our full suite of payment services –everything you need to make life easier.

Standard Chartered Mobile Banking allows you to manage your accounts anywhere, any time through your mobile device, enabled with Touch login available on Android and iPhone, making mobile banking faster with a single touch. Simply sign-up for our online banking on our website: www.sc.com/pk/. Or, download SC Mobile App on your smart phone.

You can also log into your account using facial authentication feature exclusive to iPhone X & above versions.

Zero monthly charge for SMS alerts and waivers on IBFT charge per transaction.

Eligibility

  • Maintain minimum average balance of Rs 500,000 and above
  • Have a minimum outstanding Saadiq Home Finance of Rs 10,000,000 or more
  • Ensure monthly salary of Rs 200,000 or more credited to your account directly by your employer (For employee banking payroll relationships only)

Terms and Conditions

Terms and Conditions

Premium Banking Membership

Premium Banking is a banking relationship offered by Standard Chartered Bank (Pakistan) Ltd where the Bank extends certain privileges, offers and products to its members, which may be modified from time to time. A full list of all such privileges, offers and products can be obtained from any branch of Standard Chartered Bank (Pakistan) Ltd.

To be eligible for Premium Banking, you must meet one of the following criteria:

  • AUM: Maintain a quarterly average Assets Under Management of PKR 500,000 – PKR 2,999,999 (or equivalent in other FCY) or any such AUM fixed by the Bank from time to time. The relationship which will be considered for this purpose includes any one or combination of the following products from the Bank: Savings Accounts, Term Deposits, Current Accounts, Assets Under Management of Investments and Bancassurance made through the Bank.
  • Home Finance: Home Finance Facility of PKR 10 Million to PKR 20 Million (outstanding).
  • Payroll: Individuals having an active payroll account with monthly salary disbursement of PKR 200,000-PKR 500,000 (valid till 12 MOB post which the clients have to be qualified by AUM and Home Finance). Bank reserves the right to change the qualification criteria from time to time.

Renewal of Premium banking membership

  • Premium Banking Membership shall be valid for one year from the date of joining and is subject to renewal every year at the Bank’s sole discretion based on the eligibility criteria as mentioned above.

Cancellation of Premium Banking Membership

  • Premium Clients may terminate their Premium Banking Membership by giving the Bank 7 working days written notice.
  • Upon termination of Premium Banking Membership, all Premium Banking services extended to you (including the Platinum Debit card) may be discontinued.
  • All Premium Banking privileges shall be terminated forthwith upon the death or bankruptcy of Premium Clients.
  • Premium Banking Membership is extended to Clients at the Bank’s sole discretion and the Bank may revoke the membership at any time, without obligation to give Clients any notice or reasons.
  • If the Client is not maintaining the required minimum quarterly average balance, the Bank may revoke the membership at any time, without obligation to give Clients any notice or reasons.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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