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General insurance plans protect you against losses arising from various non-life events. For example, damage, theft, fire, natural disasters, or other emergencies.
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Broad coverage options to account for uncertainties.
Comprehensive health insurance coverage without compromising medical care.
Stress-free holidays with a comprehensive travel insurance.
Health insurance provides people with much needed financial backup at times of medical emergencies. Health risks and uncertainties are a part of life. One of the ways to be financially prepared against uncertain health risks is by buying health insurance. Health insurance provides coverage at the time of hospitalization in case of medical need. It can reimburse the insured for expenses incurred from illness or injury or pay the care provider directly.
In-Patient Hospitalization Expenses:
Emergency Accidental Out-Patient Treatment
Out-patient treatment due to accidental emergency is covered within 24 hours of an accident up to sub limit mentioned in the Schedule of Benefit
The policy also pays for important and expensive specialized tests during hospitalizations, such as MR1, CT Scan, and Thallium Scan
Emergency Ambulance Expense
This policy also pay emergency ambulance charges as mentioned in the Schedule of benefit from the place of accident to hospital
Credit facility is available for the treatment in the network panel hospital. No cash payment is required.
|Description of Benefits||Plan A||Plan B||Plan C|
|Annual Hospitalization Limit-Per person||PKR 400,000||PKR 300,000||PKR 200,000|
|Annual Premium Cost||PKR 10,000||PKR 8,000||PKR 6,000|
|Daily Room & Board Limit||Plan A: PKR 10,000
Plan B: PKR 6,000
Plan C: PKR 3,000
|Emergency Accidental out-patient treatment||PKR 5,000 per emergency|
|Specialized Investigations And Day Care Procedure:
Day Care Surgeries, Dialysis, MRI, CT-Scan, Thallium Scan, Angiography, Cataract (including IOL) & Endoscopy. Treatment for fractures & Lacerated wound, emergency dental treatment due to accidental injuries (within 48 hours for pain relief only), Emergency Road Ambulance Services
|Pre and Post Hospitalization Coverage:
Hospitalization Charges 30 days prior to hospitalization
Post Hospitalization Charges 30 days after discharge
(Reimbursed at 60% of the incurred cost as per nearest applicable network hospital)
Getting the right travel insurance is one of the most important things to do before any travel. Travel insurance policies are designed to provide cover for many eventualities, including medical expenses, trips being cut short or cancelled, and loss or theft of possessions.
|Accidental Death & Permanent Disability||$ 15,000||$ 10,000|
|Medical Expenses & Hospitalization Abroad||$ 50,000||$ 10,000|
|Transport or Repatriation incase of illness & injury||$ 50,000||$ 15,000|
|Emergency Dental Care||$ 750||$ 500|
|Repatriation of family member traveling with the insured||$ 3,000||$ 1,500|
|Repatriation of mortal remains||$ 5,000||$ 5,000|
|Return of dependent children||$ 5,000||$ 5,000|
|Travel and stay over of one immediate family member||100/day for 10 days only||100/day for 10 days only|
|Emergency return home following death of close family member||$ 5,000||$ 5,000|
|Loss of passport||$ 250||$ 100|
|Trip cancellation||$ 500||$ 250|
|Delay Departure (8 hours)||$ 500||$ 250|
|Loss of checked-in baggage||$ 500||$ 250|
|Compensation for delay in the arrival of luggage||$ 250||$ 100|
|International Assistance for medical emergencies||Included||Included|
|Urgent emergency pharmaceutical expenses (non-pre-existing conditions)||Included||Included|
|Follow-up outpatient treatment for medical emergencies during trip*||Included (maximum up to 30 days after discharge)||Included (maximum up to 30 days after discharge)|
The contents of this webpage are for general information only and not not constitute an offer, recommendation or solicitation of an offer to enter into a transaction or adopt any hedging, trading or investment strategy, nor does it constitute any prediction of likely future movements in rates or prices or any representation that any such future movements will not exceed those shown in any illustration.
It has not been prepared for any particular person or class of persons and it has been prepared without regards to the specific investment objectives, financial situation or particular needs of any person. You should seek advice from a financial adviser on the suitability of the product for you, taking into account these factors before making a commitment to purchase the product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.
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