Sending Remittance back home just got rewarding

A Variety of Places Where You Can Avail Your Reward Points

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Sohni Dharti Remittance Program

Under the Sohni Dharti Remittance Program, an initiative of State Bank of Pakistan, you will be rewarded in points, for the remittances you send to Pakistan, by downloading and registering on the app. These points can then be redeemed against the list of services being offered under this program.

Basic Features

  • Non-resident Pakistanis are eligible to register for the program.
  • Registration for program and tracking of reward points will be via the program App.
  • One beneficiary relationship allowed Points can be transferred to beneficiary.
  • Reward points are automatically calculated and rewarded.
    Self Award feature can be used to generate a request for points award, if not already awarded automatically.
  • 1 Loyalty point is equivalent to PKR 1.
  • Loyalty points are awarded as a % of the remittance transaction value based on the following loyalty categories, where all members will belong in the Green category by default at the start of the Fiscal year.
Annual Remittance Amount
Awarding Ratio (% of remittance amount)
Green Up to USD 10,000 1.00%
Gold Up to USD 30,000 1.25%
Platinum More than USD 30,000 1.50%

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