Facility can be utilized for education,marriage,medical expenses and personal needs and is based on Commodity Murabahah
as finance amount for your personal needs
Get full access to your account , transfer funds, make bill payments, mobile money transfers and airtime purchases via Online and Mobile Banking.
You receive free eStatements daily, weekly or monthly depending on your preference.
We’ll help you take control of your cash flow with our packaged cash management solutions to suit your business.
Financing available with range of repayment options from 1-7 years.
You can avail of Finance ranging from Rs 30,000 to Rs 4 Million depending on your eligibility, income and repayment capacity.
The Finance can be repaid over a period of 12 to 60 months.
A Fixed processing fee as per Saadiq SOC /MID will be charged. Processing fee will be deducted from the Finance amount at the time of disbursal.
Your Saadiq personal Finance will be disbursed within 15 working days post receipt of the all required documents.
No security, collateral or guarantors are required for obtaining a Saadiq Personal Finance.
EMI stands for Equal Monthly Instalments. This instalment comprises both principal and profit components i.e. Purchase price/Murabaha contract price.
You can pay the Saadiq Personal Finance by depositing Equal Monthly Instalments (EMI’s) in your prescribed account.
In case of early settlement of the facility the complete Murabaha contract price (principal + profit) will be due. It is the Bank’s sole discretion to give a rebate on the profit amount due from date of settlement till the maturity date of the financing.
Application Form, Last 3 salary slips, CNIC ,PKFS ,MID ,Purchase Agreement ,Agency Agreement.
Currently only SCB staff with exiting banking relationship will be eligible for Saadiq Personal Finance and income and limit criteria will be similar to existing Conventional Personal Loan criteria.
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