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eStatement is an electronic statement delivered to your email address. The Bank Account and Credit Card eStatement looks exactly like your printed statement. The Shopping Card, American Express Card and VISA Gold Card statement is slightly different from the printed statement and is in HTML format.

Online Banking is a simple, hassle-free and secure internet banking service available to Standard Chartered customers in Pakistan.

You can currently use IBFT to transfer only up to PKR 250,000 per day.

You can avail credit lines up to 6 times your gross income or a maximum of Rs.2Million depending on your eligibility and repayment capacity.

It is an every green line with yearly automatic renewals without any tenure.

A one-time Processing Fee of Rs. 1,500 will be charged
Annual Fee of Rs. 1,750 will be charged every year.

Easy Credit is a Credit Card combined with the convenience of a cheque book, which means that you can pay anyone through cheques.

The SCB Cashback Credit Card is the first Cashback card in Pakistan equipped with a rewards program that is specially designed to reduce the burden of your monthly expenses. No other credit card in Pakistan gives you instant cash rebate on your transactions. The SCB Cashback Credit Card offers you the best value for your money.

The SCB Titanium Credit Card is the first Cashback card in Pakistan equipped with a rewards program that is specially designed to reduce the burden of your monthly expenses. No other credit card in Pakistan gives you instant cash rebate on your transactions. The SCB Titanium Credit Card offers you the best value for your money.

Standard Chartered Saadiq Visa credit card is a Shariah – compliant Credit Card, that is interest free. The card operates on the ‘ujrah’ concept which is based on a fixed fee structure. Saadiq Visa Credit Card provides worldwide benefits with the convenience comparable to a conventional credit card.

Upon receiving your Saadiq VISA Platinum Credit Card, simply call our Customer Services at 111-722-723 from your contact numbers (Office / Residence) registered on our system and get it activated.

The SCB Saadiq Shariah Advisory Committee, an independent committee of qualified scholars of international repute, approves all Saadiq products offered by SCB. The Saadiq liability products are also approved by the Shariah committee. A Shariah ruling (Fatwa) confirming the same can be provided on request. Currently, the members of this committee are:

• Dr. Abdul Sattar Abu Ghuddah
  Current member of the Shariah Supervisory Boards for several Saadiq institutions in various parts of the world including Meezan Bank & Al Baraka Saadiq Bank in Pakistan. He holds a Ph.D. in Saadiq Law from Al Azhar University Cairo, Egypt. He is an active member of the Jeddah-based Saadiq Fiqh Academy and was a member of the Fatwa Board in the Ministry of Awqaf, Kuwait, from 1982 to 1990.
• Shaikh Nizam Yaqubi
  Current member of the Shariah Supervisory Boards for several Saadiq institutions in various parts of the world including the Middle East and Europe. Since 1976, Sheikh Yaquby has taught tafsir, hadith and fiqh in Bahrain. He is also the author of several articles and publications on Saadiq Finance and other sciences in English and Arabic. He was educated in the classical Shariah sciences in his native Bahrain and in Makkah. He is a graduate in Finance from McGill University, Montreal, Canada.
• Dr. Mohamed Ali Elgari
  Dr. Mohamed Ali Elgari holds a Ph.D. in economics from the University of California and is a professor of Islamic Economics and the director of the Centre for Research in Islamic Economics at King Abdul Aziz University in Saudi Arabia. Dr. Elgari is also an expert at the Islamic Jurisprudence Academy (OIC), Jeddah and has published several articles and books on Islamic Finance. He is a Shariah Advisor to several international and local financial institutions world-wide.
• Mufti Muhammad Abdul Mubeen
  Standard Chartered Saadiq products operations are supervised by our renowned and respected Shariah Advisor Mufti Muhammad Abdul Mubeen who regularly reviews and appraises the Saadiq products. Mufti Muhammad Abdul Mubeen has done his Takhassus fil Ifta from Jamiah Darul-uloom, Karachi and Shahadat ul Alamiyyah from Jamiat ul Uloom-il-Islamiyyah, Allamah Binnori Town, Karachi. Mufti Abdul Mubeen has also done his Master of Commercial Law from The University of Melbourne, Australia and LLB (Hons) in Shariah and Law from International Islamic University, Islamabad. He has taught different subjects of Shariah such as Usool ul Fiqh, Fiqh and comparative study of law system at different institutions in Pakistan and Australia. Mufti Abdul Mubeen has extensive experience in the field of Islamic finance and insurance.

Yes. If the fund is not capital guaranteed, the investor can have a capital gain or loss on his investments.

3-5 years. A short term investments generally result in erratic returns.

No.