Swift Finance is an efficient, accessible and convenient way of meeting all your short-term liquidity needs. With this, you don't have to liquidate your long-term savings and investments set aside to meet your future financial goals.
Special Features
Take advantage of the salient features available with Swift Finance:
Financing up to 90% of your collateral amount
Most competitive rates in the market
Mark up is charged only on the amount utilised and for the number of days utilised
Get your financing amount disbursed into your account in 7 working days*
* Subject to submission of complete documentation and necessary approvals
We offer you the most competitive rates in the market. So you earn substantial returns on your investments and avail Swift Finance Facility to balance out your cash needs.
With your Swift Finance Account, you do not have to restrict yourself to make or withdraw cash from SCBPL Branches only. Now you can withdraw funds from any of our 150+ ATM machines across Pakistan. You can also use your VISA Debit Card to make purchases directly from your Swift Finance Account. Now you don't need to carry large cash as your VISA Card is accepted by more than 27 million outlets in 160 countries worldwide wherever VISA is accepted.
Our free Online Banking service enables you to manage your Swift Finance account 24 hours a day, 7 days a week.
Branch Banking: Standard Chartered has one of the largest networks of online branches in all major cities in Pakistan. Our branch counters are open from
9:00 am to 5:30 pm (Monday to Thursday)
9:00 am to 6:00 pm (Friday)
9:00 am to 1:30 pm (Saturday – applicable for Saturday Open Branches only)
You can deposit and withdraw cash using our Cash Deposit / ATM machines 24 hours a day, 7 days a week.
With our Phone Banking services, you can avail the following services directly from your Swift Finance Account
Balance Inquiry
Transactional Details
Pay Order / Demand Draft Request
Cheque Book Request
Collaterals
To avail the facility, we simply mark lien on your preferred collateral so you may avail Swift Finance facility. The collaterals against which you can avail the financing are mentioned below:
Local/Foreign Currency Term Deposit
Local/ Foreign Currency Savings Account
Government Securities (SSC/DSC)
The approval of facility is subject to terms and conditions & discretion of the Bank’s management.
Illustration
Below is the demonstration of how much you can save through SWIFT Finance. Through SWIFT Finance, you can save more than 50% on your annual markup
Compared to Credit Cards
Compared to Unsecured Credit
A
Mark up Rate*
39%
30%
B
Markup based on PKR 100,000 loan
39,000
30,000
C
Mark up based on PKR 100,000 SWIFT Finance*
15,550
15,550
D
Savings through SWIFT Finance (B-C)
23,450
14,450
*Mark-up rates are for demonstration purposes only and may vary based on prevailing KIBOR and spread
With exciting schemes, easy repayment options and competitive interest rates, Standard Chartered Personal Loan is a hassle free experience to fulfil your needs.
Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.
Disclaimer
Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.
This is to inform that by clicking on the hyperlink, you will be leaving standardchartered.com.pk and entering a website operated by other parties:
Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.
The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.
Thank you for visiting www.standardchartered.com.pk
This is to inform that by clicking on the hyperlink, you will be leaving standardchartered.com.pk and entering a website operated by other parties:
Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.
The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.
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