Easy Credit

Lowest Mark-up Rate

Get the advantage of a highly competitive APR (Annualized Percentage Rate)

Financial charges are levied on the amount from the transaction date and will apply on the billing date.

Cash Advance

No need to carry cash anymore. Withdraw up to 90% of your cash advance limit with absolutely no cash advance fee.

Cheque Book Convenience

With Easy Credit you receive an Easy Credit cheque book. You can issue Easy Credit cheques in Pakistan to your friends and family or to anyone you absolutely please.

ATM Convenience

Your Easy Credit also acts as an ATM Card. Withdraw cash up to your cash advance limit at ATMs worldwide.

Balance Transfer Facility

Transfer your other Credit Cards’ outstanding balances to your Easy Credit Account at highly competitive rates.

Aasan Instalment

Aasan Instalment allows you to avail instalment plans on your credit card and pay back in equal monthly instalments.

With Aasan Instalment:

• Purchase your favourite products at 0% APR from our catalogue on sc.com/pk
• Convert your credit card balance into an instalment plan with ease
• Utilise your available credit limit in the form of cash and pay for it in instalments^*

Avail Aasan Instalment by calling 111-002-002 and placing your order.

^*Subject to Bank Policies

Chip Card Technology

At Standard Chartered Bank, we’re always looking for ways to improve overall banking experience and to provide you with a secure mechanism to conduct credit card transactions. A Chip Card adds an additional layer of sophisticated fraud protection through an embedded microchip that turns card member information into a unique code when used at a chip-enabled terminal that is difficult to duplicate or copy.

Global Acceptability

You can use your Easy Credit Card globally and benefit from MasterCard’s global acceptability.

Supplementary Cards

Give your loved ones Easy Credit and share countless advantages of Easy Credit with them. Supplementary Easy Credit member receive a Supplementary Easy Credit cheque book as well. Avail up to 5 Easy Credit Cards by applying on our website sc.com/pk or visiting your nearest branch.

Mark-up Calculation

Mark-up on your Easy Credit will be levied on the amount utilized from the transaction date

Financial charges = Amount utilized x APR x number of days amount is utilized
360 days

Travel Accident Cover

As an international traveller, you are automatically covered for travel accidents up to 1 million Rupees, if you purchase your ticket through Easy Credit.

Zero Loss Liability

Easy Credit covers you for all fraudulent charges made on your Easy Credit Account. All you have to do is report the matter to us immediately on 111-002-002 and subsequently you are secured against loss and theft.

Foreign Transactions

When you use your Easy Credit Card outside Pakistan, the transaction amount will be converted from the transaction currency to US Dollars, based on the international exchange rate prevailing on that date. In order to assist card members, all transactions will be converted into Pak Rupees for payment.