Be entitled to a host of benefits that no other facility offers.
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Easy Credit is a revolving facility that provides you the convenience of cash up to your cash advance limit to meet your urgent financial needs. Easy Credit facility provides you with a cheque book, which means you can pay anyone through cheques.

Special Features

Lowest Mark-up Rate

Get the advantage of a highly competitive APR (Annualized Percentage Rate)

Employee Banking Clients Non- Employee Banking Clients
Pricing *30% APR 36% APR

*Promotional Rate of 21% is applicable till 31st January 2020

Financial charges are levied on the amount from the transaction date and will apply on the billing date.

Cash Advance

With your Standard Chartered Credit Card you do not need to carry cash any more. You can withdraw cash up to 90% of your cash advance limit on your Standard Chartered Easy Credit Credit Card at ATMs and financial institutions displaying Visa and Plus logo.

Cheque Book Convenience

With Easy Credit you receive an Easy Credit cheque book. You can issue Easy Credit cheques in Pakistan to your friends and family or to anyone you absolutely please.

ATM Convenience

Your Easy Credit also acts as an ATM Card. Withdraw cash up to your cash advance limit at ATMs worldwide.

Balance Transfer Facility

Transfer your other Credit Cards’ outstanding balances to your Easy Credit Account at highly competitive rates.

Aasan Instalment

Aasan Instalment allows you to avail instalment plans on your credit card and pay back in equal monthly instalments.

With Aasan Instalment:
  • Purchase your favourite products at 0% APR from our catalogue
  • Convert your credit card balance into an instalment plan with ease
  • Utilise your available credit limit in the form of cash and pay for it in instalments*

Avail Aasan Instalment by calling 111-002-002 and placing your order.

*Subject to Bank Policies

Chip Card Technology

At Standard Chartered Bank, we’re always looking for ways to improve overall banking experience and to provide you with a secure mechanism to conduct credit card transactions. A Chip Card adds an additional layer of sophisticated fraud protection through an embedded microchip that turns card member information into a unique code when used at a chip-enabled terminal that is difficult to duplicate or copy.

Global Acceptability

Your Standard Chartered Credit Card can be used at more than 50,000 establishments in Pakistan and millions of locations worldwide. This gives you the convenience, recognition and security wherever you are. With the Standard Chartered Credit Card, you can pay for shopping, meals, travel, entertainment; virtually anything that money can buy, Whether you spend in dollars or in any other currency, all your billings will be in Pak Rupees

Supplementary Cards

Give your loved ones Easy Credit and share countless advantages of Easy Credit with them. Supplementary Easy Credit member receive a Supplementary Easy Credit cheque book as well. Avail up to 5 Easy Credit Cards by applying on our website or visiting your nearest branch.

Mark-up Calculation

Mark-up on your Easy Credit will be levied on the amount utilized from the transaction date

Financial charges = Amount utilized x APR x number of days amount is utilized
365 days

Travel Accident Cover

As an international traveller, you are automatically covered for travel accidents up to 4 million Rupees, if you purchase your ticket through Easy Credit.

Zero Loss Liability

Easy Credit covers you for all fraudulent charges made on your Easy Credit Account. All you have to do is report the matter to us immediately on 111-002-002 and subsequently you are secured against loss and theft.

Foreign Transactions

When you use your Easy Credit Card outside Pakistan, the transaction amount will be converted from the transaction currency to US Dollars, based on the international exchange rate prevailing on that date. In order to assist card members, all transactions will be converted into Pak Rupees for payment.


    • What is Easy Credit ?
      Easy Credit is a revolving facility that provides you the convenience of cash up to your cash advance limit to meet your urgent financial needs. Easy Credit facility provides you with a cheque book, which means you can pay anyone through cheques.

    • Is there a cash withdrawal limit with my Credit Card?
      You can withdraw cash up to 90% of your credit limit. For example, if your credit limit is Rs. 100,000 then you can withdraw maximum Rs. 90,000

    • How is it better than any other credit facility?
      Easy Credit offers you a globally accepted Credit Card, a highly competitive APR and a cheque book facility.

    • Do I need to be a Standard Chartered Account Holder or Standard Chartered Card member to be eligible?
      No, you just need to meet the Easy Credit criteria.

Learn More »

Apply Online

Click here to sign up now.

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Call Us

Call our hotline for further information.

111 002 002

Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Contact Me »

Locate Us

Visit the branch that is nearest to you.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Compliants relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.