The Pakistan Standard Chartered Easy Credit combines the power of a Credit Card with the convenience of a Cheque book. Easy Credit provides you with the lowest financial charge and access to Standard Chartered services around the globe.
Apply NowEasy Credit is a revolving facility that provides you the convenience of cash up to your cash advance limit to meet your urgent financial needs. Easy Credit facility provides you with a cheque book, which means you can pay anyone through cheques.
Get the advantage of a highly competitive APR (Annualized Percentage Rate)
| Employee Banking Clients | Non- Employee Banking Clients | |
| Pricing | *30% APR | 36% APR |
*Promotional rate of 21% is applicable till 30th June 2019
Financial charges are levied on the amount from the transaction date and will apply on the billing date.
No need to carry cash anymore. Withdraw up to 90% of your cash advance limit with absolutely no cash advance fee.
With Easy Credit you receive an Easy Credit cheque book. You can issue Easy Credit cheques in Pakistan to your friends and family or to anyone you absolutely please.
Your Easy Credit also acts as an ATM Card. Withdraw cash up to your cash advance limit at ATMs worldwide.
Transfer your other Credit Cards’ outstanding balances to your Easy Credit Account at highly competitive rates.
Aasan Instalment allows you to avail instalment plans on your credit card and pay back in equal monthly instalments.
Avail Aasan Instalment by calling 111-002-002 and placing your order.
*Subject to Bank Policies
At Standard Chartered Bank, we’re always looking for ways to improve overall banking experience and to provide you with a secure mechanism to conduct credit card transactions. A Chip Card adds an additional layer of sophisticated fraud protection through an embedded microchip that turns card member information into a unique code when used at a chip-enabled terminal that is difficult to duplicate or copy.
You can use your Easy Credit Card globally and benefit from MasterCard’s global acceptability.
Give your loved ones Easy Credit and share countless advantages of Easy Credit with them. Supplementary Easy Credit member receive a Supplementary Easy Credit cheque book as well. Avail up to 5 Easy Credit Cards by applying on our website sc.com/pk or visiting your nearest branch.
Mark-up on your Easy Credit will be levied on the amount utilized from the transaction date
Financial charges = Amount utilized x APR x number of days amount is utilized
365 days
As an international traveller, you are automatically covered for travel accidents up to 1 million Rupees, if you purchase your ticket through Easy Credit.
Easy Credit covers you for all fraudulent charges made on your Easy Credit Account. All you have to do is report the matter to us immediately on 111-002-002 and subsequently you are secured against loss and theft.
When you use your Easy Credit Card outside Pakistan, the transaction amount will be converted from the transaction currency to US Dollars, based on the international exchange rate prevailing on that date. In order to assist card members, all transactions will be converted into Pak Rupees for payment.
What is Easy Credit ?
Easy Credit is a revolving facility that provides you the convenience of cash up to your cash advance limit to meet your urgent financial needs. Easy Credit facility provides you with a cheque book, which means you can pay anyone through cheques.
Is there a cash withdrawal limit with my Credit Card?
You can withdraw cash up to 90% of your credit limit. For example, if your credit limit is Rs. 100,000 then you can withdraw maximum Rs. 90,000
How is it better than any other credit facility?
Easy Credit offers you a globally accepted Credit Card, a highly competitive APR and a cheque book facility.
Do I need to be a Standard Chartered Account Holder or Standard Chartered Card member to be eligible?
No, you just need to meet the Easy Credit criteria.
Call our hotline for further information.
111 002 002
Alternatively, please complete our contact form and we will be in touch as soon as possible.
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More details »Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.
Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.
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This is to inform that by clicking on the hyperlink, you will be leaving standardchartered.com.pk and entering a website operated by other parties:
Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.
The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.
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