Be entitled to a host of benefits that no other facility offers.
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One of the most unique products, the Pakistan Standard Chartered Easy Credit combines the power of a Credit Card with the convenience of a Cheque book. As an Easy Credit card member you will be entitled to a host of benefits that no other facility offers. Easy Credit provides you with the lowest financial charge and access to Standard Chartered services around the globe. This means that Easy Credit is the best credit facility offering more and more across the country.

Special Features

Lowest Service Charges

Standard Chartered Easy Credit Card offers you global acceptability with a higher than usual credit limit and a highly competitive financial charge of only 3.0% per month. Financial charges are levied on the amount from the transaction date and will apply on the billing date.

Cheque Book Convenience

When you receive your Easy Credit Card you also receive an Easy Credit Cheque book. As an added convenience you can issue Easy Credit Cheques in Pakistan to your friends and family or to anyone you absolutely please. Furthermore, you can also issue Easy Credit Cheques at all places where Credit Card processing machines are not available.

ATM Convenience

Your Easy Credit Card can also to act as an ATM Card. It lets you withdraw cash at ATMs bearing the MasterCard or M-Net logo worldwide.

Global Acceptability

With Easy Credit Card's global acceptability – you have no fear of running out of cash anywhere in the world. You can use your Easy Credit Card globally and benefit from MasterCard's legendary global acceptability.

Supplementary Cards

Be it your friends, family or loved ones, you can have Supplementary Cards issued and have the power of Easy Credit extended to absolutely anyone. Supplementary Easy Credit Card members receive a Supplementary Easy Credit cheque book as well. So feel free to share the countless advantages of Standard Chartered Easy Credit with others.

BTF Ready

Easy Credit also offers you Balance Transfer Facility. You can now have other Credit Cards' outstanding balances transferred to your Easy Credit Card Account at a highly competitive financial charge of 2.5 % per month and then pay back at your convenience.

Travel Accident Cover

As an international traveller, you are automatically covered for travel accidents up to 1 million Rupees, if you purchase your ticket through Easy Credit.

Credit Cover

Easy Credit protects you from life's uncertainties with Credit Cover, be it prolonged illness or disability. If due to unforeseen circumstances, you are unable to pay your bill, you can just take advantage of the Easy Credit Credit Cover and have all outstanding payments covered.

Zero Loss Liability

It is for your comfort and security, that with Zero Loss Liability, Easy Credit covers you for all fraudulent charges made on your Easy Credit Account. All you have to do is report the matter to us immediately and subsequently you are secured against loss, theft and even bad luck.

Foreign Transactions

When you use your Easy Credit Card outside Pakistan, the transaction amount will be converted from the transaction currency to US Dollars, based on the international exchange rate prevailing on that date. In order to assist card members, all transactions will be converted into Pak Rupees for payment.


    • What is Easy Credit Card?
      Easy Credit is a Credit Card combined with the convenience of a cheque book, which means that you can pay anyone through cheques.

    • Is there a cash withdrawal limit with my Credit Card?
      You can withdraw cash up to 30% of your credit limit. For example, if your credit limit is Rs. 100,000 and your withdrawal limit is 30%, then your cash withdrawal limit will be Rs. 30,000.

    • How is it better than any other credit facility?
      Easy Credit offers you a globally accepted Credit Card, a highly competitive financial charge of 36% per annum and a cheque book facility. This means that Easy Credit is the best credit line facility available across the country.

    • Do I need to be a Standard Chartered Account Holder or Standard Chartered Card member to be eligible?
      No, you just need to meet the Easy Credit criteria.

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