How to Apply

Terms & Conditions

  • Referrers must be existing credit card clients of the bank.
  • The referee must be NTP (New-to-Product) or NTB (New-to-Bank).
  • Referrers cannot refer themselves.
  • The referral code will be the referrer’s CNIC number.
  • *The cashback reward will be given for a maximum of 3 successful referrals.
  • A referee that has been successfully onboarded and referred again by a client will not be considered a second time.
  • From the date of credit card approval, there will be a period of 30 days to fulfil the qualification criteria, activate the Platinum/ World card, and make at least 1 transaction.
    To avail the reward, your card must be activated and spend active.
  • Eligible clients will win up to 10% cashback on all their spend, capped at PKR 5,000 for each successful referral. The cashback will be calculated for first month’s spend starting from the date of approval of their referral.
  • Eligible clients will be informed via SMS regarding their cashback on system updated mobile number.
  • Successful referrals will only be given Mastercard Platinum or Mastercard World, subject to their Eligibility.
  • Debit and Credit card’s annual foreign spending limit is now restricted at USD 30,000. Please note that if the spending limit has been exceeded, your card will get suspended (for international transactions only) This is applicable from 8th Nov 2022.
  • This offer is valid from 1st September 2023 to 1st November 2023.
  • The Bank reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the Promotion, including your eligibility for any of the Prizes or the Lucky Draw. The Bank’s determination of all matters relating to this Promotion shall be final, conclusive, and binding and no appeal or objection or correspondence on any other grounds will be entertained (and the Bank shall not be obliged to disclose its reason for such determination).

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