Please fill in details to validate IBAN Number

    International Banking Account Number

    • The State Bank of Pakistan (SBP) has decided to introduce and implement International Bank Account Number (IBAN) number in Pakistan.
    • IBAN is an international standard for structuring account numbers. It is globally used in transaction processing especially in cross border remittances.
    • The IBAN will be operationally used both for international and domestic financial transactions post 30th June, 2013.
    • Please ensure to advise your IBAN to your Counter Parties abroad for timely remittance related transactions.
    • Use the IBAN Calculator in order to find your IBAN number.
    • Use the IBAN Validator to verify your IBAN number.

    In compliance with Central Bank Circular ‘PSD Cir Let No 2 of 2012 IBAN Implementation Guidelines’, we are pleased to inform you that Standard Chartered Bank has successfully applied the International Bank Account Number (IBAN) to all your Standard Chartered Bank accounts.

    International Bank Account Number (IBAN) is an international standard for identifying bank accounts (excluding credit cards). The main purpose of IBAN is to facilitate the automatic processing of money transfers, to improve the speed and accuracy of your payment transactions.

    The Central Bank regulation for transactional use of IBAN takes effect on 1st July, 2013, whereby all banks in Pakistan are required to accept and process payment instructions with IBAN. Consequently, you will be required to provide an IBAN for all instructions for value date on or after 1st July, 2013 when making payment from or receiving payments to your account.

    All SCB customers are requested to ensure that the IBAN for their account is communicated to all parties from whom a remittance or funds transfer to your account is expected.

    For more information on IBAN:

    • If you have any questions or require further information please call our 24 hour phone banking centre at 111-002-002, visit or contact your Relationship Manager for assistance.

    Thank you for banking with Standard Chartered Bank (Pakistan) Limited.

    For more information, please refer to our Frequently Asked Questions.

    IBAN stands for International Bank Account Number. An IBAN is not a new account number, but simply a new format for an existing bank account number that will be recognized internationally.

    The IBAN facilitates the communication and processing of payment transactions. The IBAN is an international standard for identifying bank accounts (excluding credit cards). The main purpose of IBAN is to facilitate the automatic processing of money transfers, to improve the speed and accuracy of your payment transactions.

    An IBAN contains information relating to the country, bank and branch of the beneficiary as well as the account number itself.

    Based on the above the IBAN for Pakistan will be 24 characters:

    • Country code identifies the country in which the IBAN was issued and where the IBAN account is held
    • Check number enables a banking institution to complete an integrity check of the IBAN. It will vary from one IBAN to another
    • Bank code identifies the IBAN account holder’s bank
    • Account number identifies the account into which funds should be transferred.
    PK 71 SCBL 0000001303338401
    Country Code Check Digit Bank Code Account Number
    2 Letters 2 Digits 4 Letters 16 Digits
    International Envelope Basic Bank Account Number (BBAN)
    24 Character International Bank Account Number
    • First two digits will be Country Code
    • Next two digits will be check digits
    • Next four digits will be Bank Code (SWIFT BIC Code)
    • Last 16 digits will be customer’s account number

    Your Existing Account Number is: 01303338401 *
    Your IBAN Number is: PK71SCBL0000001303338401 *

    * Above example is for Standard Chartered Bank Account Holders

    The main benefit of IBAN is to provide you with quicker processing of your funds transfer, especially cross border transactions. Since banks are required to check the accuracy of the IBAN at the point of initiating a fund transfer, they can only make the funds transfer which carries the correct IBAN for remitting funds to any IBAN compliant country.

    All bank customers, who receive or make fund transfers through Pakistan, will require an IBAN. If you have multiple bank accounts, you will require an IBAN for each one.

    You can start using IBAN for your local and international fund transfers from 1 July 2013.

    The main benefit of IBAN to the customer is the assurance of making a payment to the correct account without delay.

    We will send you the equivalent IBAN for every account you hold with us by 31 January 2012. You will also see your equivalent ΙΒΑΝ on your bank statement after January 31, 2012. You can also retrieve your IBAN from our bank’s website at

    IBAN can be used for the following local and international payments after June 30, 2013:

    • Making a fund transfer (through a bank) to an account at a bank in Pakistan;
    • Making a payment (through a bank) to an account in a country that has adopted IBAN;
    • Receiving a fund transfer (through a bank) from an account at a bank in Pakistan;
    • Receiving a fund transfer (through a bank) from an account in a country that has adopted IBAN; and
    • Receiving a fund transfer (through a bank) from an account in a country that has not adopted IBAN.

    An IBAN can always be distinguished from a normal customer account number by the following:

    • Two letters at the beginning of the IBAN, which refer to the country code where the account resides; and
    • The length of the IBAN is 24 characters.

    No, your existing account number(s) will continue to be valid. IBAN is not a new account number. It simply represents the existing account number in a recognizable ISO standard format. The adoption of IBAN in Pakistan does not require changing or replacing the existing account numbers.

    No, the IBAN must be used for sending and receiving local and international funds transfer .

    You will not be able to see your IBAN on Online Banking. However, you will be able to see your IBAN on your statements and balance reports.

    Presently, there is no additional charge for using IBAN other than our normal transaction processing fees.

    The SBP decided to implement IBAN to increase efficiency / accuracy of customer payment transactions without any delay.

    SCB customers can use IBAN for their interbank, domestic and cross-border electronic payments after June 30, 2013.

    Banks will not process and will reject such transfers if they do not contain a valid IBAN account number after June 30, 2013 for remitting funds to IBAN compliant countries.

    You can visit the website link and input your valid SCB Pakistan account number to generate your IBAN number.


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