We offer a wide range of solutions to meet your needs

Standard Chartered Investment Services helps you decide where to invest your hard-earned income: a first for any bank in Pakistan. We've offered a diverse portfolio of investment options to our valued customers since 2004, helping you minimise your risk while maximising your returns.

We offer the following investment options:

  • Fixed Income: Certificate of Musharika (COM) being offered by Standard Chartered Modaraba and Certificate of Investment (COI) by Standard Chartered Leasing Limited.
  • GOP Debt Securities: Tresaury Bills and Pakistan Investment Bonds issued by the Government of Pakistan.
  • Mutual Funds: Standard Chartered Bank partners with leading asset management companies to distribute a suite of select funds.
  • Retail Term Finance Certificates: Retail Term Finance Certificates are corporate debt instruments issued by Pakistani companies made available for a limited time in a year.

Fixed Income Products

GOP Debt Securities

  • GOP Debt Securities

    This diversified investment opportunity offers potentially higher returns than traditional term deposits and savings accounts. We offer a range of tenures to fit investor appetite.

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Mutual Fund Products

  • UBL Savings & Income Fund (USIF)
    UBL Savings & Income Fund (USIF)

    UBL Savings & Income Fund (USIF) is an open-end Income Scheme that aims to provide capital preservation while offering stable returns by investing primarily in government securities and bank deposits in high-rated scheduled commercial banks.

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  • Pakistan Income Enhancement Fund (PIEF)
    Pakistan Income Enhancement Fund (PIEF)

    Pakistan Income Enhancement Fund (PIEF) is an aggressive Income Scheme that takes exposure primarily in debt and fixed income products. The fund also seeks to enhance return wherever possible, by taking a limited exposure in Ready/Future transactions and structured products both within and outside Pakistan.

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  • MCB Islamic Income Fund (MCB IIF)
    MCB Islamic Income Fund (MCB IIF)

    MCB Islamic Income Fund (MCB IIF) is a Shariah-compliant (Islamic) Income Scheme. The fund seeks to provide investors with a rate of return consistent with a broadly diversified portfolio of long-, medium-, and short-term, high quality Shariah-compliant fixed income instruments. Funds are only invested in Shariah-compliant avenues with a minimum A+ credit rating.

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  • United Stock Advantage Fund (USF)
    Al-Ameen Islamic Sovereign Fund (ASIF)

    Al-Ameen Islamic Sovereign Fund (AISF) [formerly UBL Islamic Sovereign Fund (UISF)] is a mutual fund investment scheme that invests primarily in Shariah complaint securities issued by the Government of Pakistan and other high rated Shariah-compliant debt and money market instruments to provide a competitive stream of Riba-free income on your investment.

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  • United Stock Advantage Fund (USF)
    Meezan Islamic Fund (MIF)

    Meezan Islamic Fund (MIF) is an open-end mutual fund that invests in a combination of income and growth stocks of Shariah compliant companies that have demonstrated a track record of profitability and stable dividend payout.

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Voluntary Pension Scheme

  • Meezan Tahaffuz Pension Fund (MTPF)
    Meezan Tahaffuz Pension Fund (MTPF)

    The Meezan Tahafuzz Pension Fund (MTPF) is the largest Shariah-compliant voluntary pension scheme that allows flexibility of contributions in terms of amount and frequency as well as the option to choose different investment strategies to meet your financial needs post retirement.

    More details »

Useful Information


Investments in mutual funds / investment products are subject to market risks. Past performance should not be taken as an indication or guarantee of future performance and no representation or warranty, express or implied, is made regarding future performance. Please read the Trust Deed and the Offering Document of a mutual fund carefully to understand the investment policy of a mutual fund and the risks involved. Standard Chartered Bank (Pakistan) Limited is not the issuer or the investment manager of any of the investment products. This literature constitutes a summary of products and while all reasonable care has been taken in preparing this document, no responsibility is taken by Standard Chartered Bank (Pakistan) Limited for any opinion expressed herein or for any liability for any consequences, financial or otherwise, arising from the subscription or acquisition of these products. Investors should make their own appraisal and consult their own financial, legal and other professional advisors prior to any subscriptions.

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