Benefits

Saadiq Personal Finance Features

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You can avail financing upto  PKR 4 million depending on your eligibility, income and repayment capacity.

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Standard Chartered offers flexible financing that suits your budget.

Our unsecured financing  is affordable, thanks to our competitive profit rates.

time flexible instalment

Our Saadiq personal Finance requires no security, no deposit and no guarantees.

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Get full access to your account, transfer funds, make bill payments, mobile money transfers and airtime purchases via Online and Mobile Banking.

Application Eligibility

  • You have to be at least 21 years of age if you are salaried or 25 years of age if you are self employed
  • Must have valid and active email ID
  • Have a valid Pakistan mobile number

Documents Required

  • CNIC
  • Income Proo

You can avail of Finance ranging from Rs 30,000 to Rs 4 Million depending on your eligibility, income and repayment capacity.

The Finance can be repaid over a period of 12 to 60 months.

A Fixed processing fee as per Saadiq SOC /MID will be charged. Processing fee will be deducted from the Finance amount at the time of disbursal.

Your Saadiq personal Finance will be disbursed within 15 working days post receipt of the all required documents.

No security, collateral or guarantors are required for obtaining a Saadiq Personal Finance.

EMI stands for Equal Monthly Instalments. This instalment comprises both principal and profit components i.e. Purchase price/Murabaha contract price.

You can pay the Saadiq Personal Finance by depositing Equal Monthly Instalments (EMI’s) in your prescribed account.

In case of early settlement of the facility the complete Murabaha contract price (principal + profit) will be due. It is the Bank’s sole discretion to give a rebate on the profit amount due from date of settlement till the maturity date of the financing.

Yes.

Application Form, Last 3 salary slips, CNIC ,PKFS ,MID ,Purchase Agreement ,Agency Agreement.

Call Us

Call our hotline for further information.

111 002 002

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Alternatively, please complete our contact form and we will be in touch as soon as possible.

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Locate Us

Visit the branch that is nearest to you.

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Saadiq Personal Finance Facility can be utilized for education,marriage,medical expenses and personal needs and is based on Commodity Murabahah.

Disclaimer

This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/pk and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/pk

 

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