Please note: Your information will not be saved /stored in bank’s system until it is completed and submitted.
Investment in Naya Pakistan Certificates (NPC) will be available from September 10, 2020


Roshan Digital Account facilitates non-resident clients to invest in Pakistan. We aim to assist you by using our global network to invest in Pakistan, as per State Bank of Pakistan directive.


  • Current/Saving Account offered in USD, GBP, EUR, JPY, CNY & PKR denominations
  • Monthly profit payout for Saving Account.
  • Offered in Conventional and Islamic variants
  • Account can be operated singly or jointly
  • Internet Banking is offered
  • Allows full repatriation and convertibility
  • These account can be used for investment in Government securities (as allowed by the State Bank of Pakistan) and term deposits, receipt of investment proceeds and profits, foreign remittance of investment proceeds, profits, and settlement amounts.
  • Can be funded through remittances only via banking channel.
  • In case of dormancy, it can be made operative by fulfilling formalities at domestic as well as overseas branch, representative office or banking subsidiary of SCB.
  • No minimum balance requirement.


Roshan Digital Accounts can be opened and maintained by individual non-resident Pakistani clients and resident Pakistani clients with wealth declared abroad.

Please note: There are limitations around cross border activities that can be undertaken for the residents of some countries. As result we may not be able to offer Roshan Digital Account or investment in Naya Pakistan Certificates for residents of some countries.

Documents required (for non-residents):

  • Valid Identity Document (CNIC/ SNIC/ NICOP/POC etc)
  • Valid passport
  • Proof of NRP status (POC/ Visa entry/ exit stamps, etc)
  • Proof of profession & source of funds
  • Signature
  • Live photo
  • Valid Overseas Pakistanis Foundation membership card (if applicable)

Roshan Digital Account for Residents

Residents with declared assets abroad can apply for foreign currency Roshan Digital Account via Branches of Standard Chartered Bank Pakistan Limited.

Residents will have to visit the branch to open the foreign currency Roshan Digital Account, along with their latest wealth statement filed with FBR or a signed affidavit stating the value of their assets held abroad as declared in their latest wealth statement filed with FBR.


Schedule of Charges

Get in touch

Dear Customer,

We thank you for your interest in the Roshan Digital Accounts (RDA) for Non-Resident Pakistanis. You are also requested to provide your feedback on overall user experience, suggestions and complaints (if any) for further improvement at or call at 111 002 002. You can also contact us on our Facebook page Standard Chartered Pakistan. Customers may also share their feedback and suggestions related to Roshan Digital Accounts to State Bank of Pakistan (SBP) at

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