Your information will not be saved /stored in bank’s system until it is completed and submitted. For seamless experience please access the Roshan Digital Account application form on Google Chrome.


Account Features

money no minimum balance

No minimum average balance requirement.

money annual fee waiver

Minimum initial deposit is not needed for this account.

form easy application

Offered in Conventional and Islamic variants.

building bank

Account can be operated singly or jointly.

card payment

Half yearly profit payout for Saving Account

money other cash

Can be funded through remittances only via banking channel.

form invoices

Allows full repatriation and convertibility.

investment online

These account can be used for investment in Government securities (as allowed by the State Bank of Pakistan) and term deposits, receipt of investment proceeds and profits, foreign remittance of investment proceeds, profits, and settlement amounts.

card mastercard

SCB Credit Card also available for our Roshan Digital Accountholders  (Conventional / Saadiq Lien cards).

building home

“Non-Resident Pakistanis (NRP) residing in Saudi Arabia, UAE, Qatar, Malaysia, Singapore, and Bahrain can avail Saadiq Home Finance facility by simply applying through our digital form.To apply, click here. *Terms & conditions and regulatory guidelines will apply

car insurance

Non-Resident Pakistanis (NRP) residing in Saudi Arabia, UAE, Bahrain, Qatar and Malaysia can avail Shariah compliant Roshan Apni Car facility by simply applying through our digital banking platform. Applications having Co-applicants residing only in Karachi, Lahore and Islamabad / Rawalpindi will be considered eligible.

  • To apply, log in to your digital banking and submit the Roshan Apni Car application form through I-Banking.
  • *Terms & conditions and regulatory guidelines will apply

money fund transfer

Investment instruments offered by the State Bank of Pakistan for non-resident Pakistanis and Pakistanis with wealth declared abroad. These certificates offer attractive returns to customers over a variety of tenor and currencies.

  • Click here to apply now.
  • Click here to learn more.

Standard Chartered

Roshan Digital Accounts can be opened and maintained by individual non-resident Pakistani clients and resident Pakistani clients with wealth declared abroad.

Documents required

  • Valid Identity Document (CNIC/ SNIC/ NICOP/POC etc)
  • Valid passport
  • Proof of NRP status (POC/ Visa entry/ exit stamps, etc)
  • Proof of profession & source of funds
  • Signature
  • Live photo
  • Valid Overseas Pakistanis Foundation membership card (if applicable)

Please note: There are limitations around cross border activities that can be undertaken for the residents of some countries. As result we may not be able to offer Roshan Digital Account or investment in Naya Pakistan Certificates for residents of some countries.

Country guidance list for non-residents

Residents with declared assets abroad can apply for foreign currency Roshan Digital Account via Branches of Standard Chartered Bank Pakistan Limited.

Residents will have to visit the branch to open the foreign currency Roshan Digital Account, along with their latest wealth statement filed with FBR or a signed affidavit stating the value of their assets held abroad as declared in their latest wealth statement filed with FBR.

Inward Remittance into the Account
  • Account can only be fed by foreign remittances originating from the account holder themself through formal channels i.e., banks or money transfer companies.
Outward Remittance/ Repatriation from the Account
  • Funds can be remitted outside Pakistan to the account holder themselves via Online Banking/SC Mobile App or by sharing signed OTT form to your branch personnel
  • Click here to download OTT form.
  • Click here to download the sample OTT form for guidance
  • *Remittance Form works best on Internet Explorer. Customers can download and save a copy when accessing the form using other browsers. The bank recommends the use of Adobe Acrobat Reader version 8 and above in order to use this form or visit Adobe website for more information.
Note: Remittance and payments outside Pakistan to the extent of balance available in the account, without any prior approvals from the bank or State Bank.
  • In order to execute your remittance transactions processed seamlessly, the following is recommended: Remittance from abroad should be sent directly through SWIFT channel to SCB Pakistan as a first priority option.
  • In case of remitting bank is using any local correspondent arrangement, client is requested to instruct their bank clearly, to use RTGS channel for funds transfer by local correspondent to SCBPL.
  • Remittance transfers using iBeFT channel by correspondent bank, have restricted / limited client information, which results delay in credit of funds to meet regulatory expectations.

Call Us

Call our hotline for further information.

111 002 002

Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Contact Me

Locate Us

Visit the branch that is nearest to you.

Find a Branch

We thank you for your interest in the Roshan Digital Accounts (RDA) for Non-Resident Pakistanis. You are also requested to provide your feedback on overall user experience, suggestions and complaints (if any) for further improvement at sc-nrardigital@sc.com. You can also contact us on our Facebook page Standard Chartered Pakistan. Customers may also share their feedback and suggestions related to Roshan Digital Accounts to State Bank of Pakistan (SBP) at RDASupport@sbp.org.pk

Roshan Digital Account Account facilitates non-resident clients to invest in Pakistan.


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