Key Features

  • Better financial control
    Enjoy better cash flow management with fixed monthly repayment amount for the duration of your loan tenor.
  • Convenience
    Access your bank account anytime, anywhere with our Online Banking that lets you check outstanding loan balances, number of payments made, and even your last repayment date.
  • Peace of mind
    Your loan will be insured against any unfortunate events of Death, Total and Permanent Disability (TPD) and/or Terminal Illness and you have the option to choose either the Bank’s comprehensive life insurance by our preferred insurer or any other insurer of your choice. Be assured that the unforeseen is taken care of and the burden lifted off from your loved ones.


  • Identity card or passport (for expatriates)
  • Latest 3 months pay slips
  • Latest 3 months bank statements where salary is credited
  • Employment letter or contract
  • Additional documentation for:

Education Loan Letter of admission to educational institution
Quotation/invoice/receipt from educational institution
Home Improvement Loan Quotation / invoice from vendor
Approval letter from Government Housing Board

You might also be interested in

  • Personal Overdraft

    Gain fast access to cash to meet unforeseen expenses.

    more details»

  • Home Loan

    Our Home Loan offers everything you’ll possibly need to own the perfect home.

    more details»

  • General Instalment Loan

    Sometimes life calls for extra funding, whether for emergencies or to seize an opportunity. That's why we've made it easy for you to access cash quick.

  • Home Improvement Loan

    From extending the garage to expanding the space in your child's room, we will provide you the funding so you can focus on sprucing up your home.

  • Education Loan

    Your child's future is in your hands. Secure it by providing for them with the assistance of our Education Loan.

  • Consolidation Loan

    Consolidate multiple loans into one, and ease your financial commitments.

Back to Top

Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.