Everything you need, all the value you deserve.

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Sg masthead mortgageone

Everything you need, all the value you deserve.

Home Loan

Everything you need, all the value you deserve.


The Total Home Package

1. JustOne Current Account

– No minimum balance required for your loan repayment account.

2. SMS Alerts

– Stay updated and protect your account against fraudulent activity with our timely alerts.

3. Client Care Centre

– 24/7 access to a wealth of financial information and services.

4. Credit Card

– Annual fee waiver for the duration of your home loan when you apply for a Credit Card together with your home loan.

5. Special discount on processing fee

– Enjoy great savings on your loan processing fee if you are a Priority Banking member, or maintain an active salary account with us.

Eligibility & Documents


  • Brunei citizens, permanent resident or expatriates
  • Age: 21 to 60 years old
  • Valid employment contract and employment pass (for expatriates)

Documents Required

  • You will need:
    • Identity Card or Passport
    • Letter of confirmation of employment with salary details
    • Latest 3 months pay slips
    • Latest 3 months bank statements where salary is credited
    • Copy of Land Title Deed
    • Copy of House Plan with scaled measurements (if available)
    • Letter of Entitlement from employer for company subsidised home schemes (e.g. Brunei Shell Petroleum HOS)
    • Any other relevant documents will be informed by your assigned mortgage specialist
  • For Takeover Loans:
    • Certificate of Balance (if available)

Useful Information