Sg masthead mortgageone
Sg masthead mortgageone
  1. Loans
  2. Home Loan

Everything you need, all the value you deserve.

Home Loan Benefits1
  • flexible repayments loan tenure options

  • experience with assistance from our Mortgage Specialists

  • for cashback needs

1Terms and Conditions apply.


Dedicated Mortgage Specialists

Our experienced specialists will be here to guide you through every step, making your home-buying experience, an easy one.

Property Valuation

Have a peace of mind to know that the value of your home is all deserved.

Legal Documentation

Choose from our panel of law firms to get the very best advice and perfection of your securities.

Fire Insurance

Hassle-free renewals can be arranged with us to ensure that your home is always insured and protected against fire damages.
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The Total Home Package

1. JustOne Current Account

– No minimum balance required for your loan repayment account.

2. SMS Alerts

– Stay updated and protect your account against fraudulent activity with our timely alerts.

3. Client Care Centre

– 24/7 access to a wealth of financial information and services.

4. Credit Card

– Annual fee waiver for the duration of your home loan when you apply for a Credit Card together with your home loan.

5. Special discount on processing fee

– Enjoy great savings on your loan processing fee if you are a Priority Banking member, or maintain an active salary account with us.

Application Eligibility

  • Brunei citizens, permanent resident or expatriates
  • Age: 21 to 60 years old
  • Valid employment contract and employment pass (for expatriates)

Documents Required

You will need:

  • Identity Card or Passport
  • Letter of confirmation of employment with salary details
  • Latest 3 months pay slips
  • Latest 3 months bank statements where salary is credited
  • Copy of Land Title Deed
  • Copy of House Plan with scaled measurements (if available)
  • Letter of Entitlement from employer for company subsidised home schemes (e.g. Brunei Shell Petroleum HOS)
  • Any other relevant documents will be informed by your assigned mortgage specialist

For Takeover Loans:

  • Certificate of Balance (if available)