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1 The amount of capital guaranteed is based on the total premium of the basic plan and it is on the condition that all premiums are fully paid.
1. The benefits under this policy are made up of guaranteed and non-guaranteed benefits. The guaranteed benefits will be paid regardless of the future performance of the participating fund managed by the Insurance Provider. Non-guaranteed bene ts are in the form of bonuses. Bonuses are not guaranteed and are adjusted depending on the experience of the participating fund managed by the Insurance Provider.
2. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable may be zero or less than the total premiums paid. I should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have few bene ts at the same cost.
3. This policy that I am purchasing is a life insurance plan. It is not a savings account or fixed deposit, nor is it associated with any bank account or fixed deposit. This document does not constitute as a contract of insurance and reference should be made to the respective policy documents for the exact terms and conditions applicable to this life insurance policy.
The contents of this webpage do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are products of and underwritten by AIA Singapore Private Limited (Brunei Branch) – Reg No. RC20004468 and not Standard Chartered Bank (Brunei) – Reg No. RFC00000061. Standard Chartered Bank (Brunei) shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, the Bank is acting in alliance with the insurer and not as an agent for customers.
Standard Chartered Bank is incorporated in England with limited liability by Royal Charter 1853 Reference Number ZC18. Standard Chartered Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.
This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. This webpage has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment or insurance objectives, financial situation or particular needs of any person. You should seek advice from a licensed Relationship Manager and Wealth Consultant on the suitability of the product for you, taking into account these factors before making a commitment to purchase any product. In the event that you choose not to seek advice from a licensed Relationship Manager and Wealth Consultant, you should carefully consider whether this product is suitable for you.