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Take Charge of Your Protection and Long-Term Savings Needs with Just a Single Plan

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AIA Guaranteed Protect Plus (III)

Take Charge of Your Protection and Long-Term Savings Needs with Just a Single Plan

What is AIA Guaranteed Protect Plus (III)?

A whole life, one-stop solution that allows you to be in charge of your protection and savings needs.

1The coverage for Death and Total and Permanent disability will cease at age 100 and age 70 respectively.
2Refer to the respective Early Critical Protector Life (III) and Critical Protector Life (III) product summaries for the list of covered critical illnesses, special conditions, and other details including de nitions and applicable exclusions.
3Coverage for Special Conditions (1 claim per condition only, up to 5 claims per policy will cease at age 85. The payout is either an additional 20% of basic coverage amount or S$25,000 whichever is lower).

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Key Risks and Important Notes

Below are the Key Risks associated with this plan.
  1. This plan is subject to medical and financial underwriting based on the aggregated insured amount of GPP (III) Accumulator and GPP (III) Booster. Depending on the underwriting decision, the Insurance Provider may choose to reject the purchase or ask that I pay a higher premium.
  2. The benefits under this policy are made up of guaranteed and non-guaranteed benefits. The guaranteed benefits will be paid regardless of the future performance of the participating fund managed by the Insurance Provider. Non-guaranteed benefits are in the form of bonuses. Bonuses are not guaranteed and are adjusted depending on the experience of the participating fund managed by the Insurance Provider. Past performance is not an indication of future performance.
  3. Premium rates for Early Critical Protector Life (ECPL) and/or Critical Protector Life (CPL) cover (if i have chosen to add riders to the policy) are not guaranteed and may be adjusted based on future experience and any changes or amendment to the laws and regulations of Brunei Darussalam. Insurance Provider reserves the right to revise the premium rates by giving you a written notice a month prior to any adjustments.
  4. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to me may be zero or less than the total premiums paid. This policy will only acquire surrender value after continuous premium payment for 3 years. I should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so.
  5. This policy that I am purchasing is a life insurance plan. It is not a savings account or fixed deposit, nor is it associated with any bank account or fixed deposit. This document does not constitute as a contract of insurance and reference should be made to the respective policy documents for the exact terms and conditions applicable to this life insurance policy.AIA Guaranteed Protect Plus (III)

Terms and Conditions

Disclaimer

The contents of this webpage do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are products of and underwritten by AIA Singapore Private Limited (Brunei Branch) – Reg No. RC20004468 and not Standard Chartered Bank (Brunei) – Reg No. RFC00000061. Standard Chartered Bank (Brunei) shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, the Bank is acting in alliance with the insurer and not as an agent for customers.

Standard Chartered Bank is incorporated in England with limited liability by Royal Charter 1853 Reference Number ZC18. Standard Chartered Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. This webpage has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment or insurance objectives, financial situation or particular needs of any person. You should seek advice from a licensed Relationship Manager and Wealth Consultant on the suitability of the product for you, taking into account these factors before making a commitment to purchase any product. In the event that you choose not to seek advice from a licensed Relationship Manager and Wealth Consultant, you should carefully consider whether this product is suitable for you.