Year round shopping privileges

5% off electrical department**
(**With minimum spend BND50 in a single receipt)
Enjoy 10% off* all purchases above BND20, exclusive sale events and promotions at Hua Ho Manggis Mall, Sengkurong, Tanjong Bunut and Yayasan.
*Excluding supermarket and grocery items, electrical, computer, telephone and mobile phone recharge and prepaid cards, selected branded region control price and sale items.


A secure contactless technology that lets you breeze through your transactions.

0% Easypay Instalment

Year round processing fee waiver on purchases made at Hua Ho participating stores converted to a 6-months instalment plan. (On purchases above BND300 in a single receipt).

Flexible repayment

Have the option to pay as little as 8% of the amount due (subject to a minimum of BND40) or enjoy up to 50 days interest-free credit when you settle your bill in full.

Convenient payment methods

Pay your credit card bills through Online Banking, ATMs, Cash deposit machines, standing instruction or branches.

Online Banking

Enjoy round-the-clock access to your card account. You can view your recent transactions, check your available limit, pay your card bills and redeem your rewards anytime, anywhere.

SMS Banking

Find out your latest balance, payment due date, reward points balance and more via SMS.

Prepaid Top-Up Purchase

Purchase your EASI mobile top up, POWERKad or Progresif mobile top up with ease at with your credit card.

Bill Payment

Simply log in to your Online Banking and use your credit card to pay any of the following bills:

  • Department of Water Services
  • Department of Electrical Services
  • Telbru
  • DST
  • Kristal Astro

Annual Fee

Basic: BND120
Supplementary: BND80

Interest Rate

If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 1.5% per month on the outstanding balance from the statement date.


Minimum Annual Income

  • BND48,000 p.a

Required Documentation

  • Copy of I/C principal and supplementary card applicants (Passport, if non-Bruneian)
  • Copy of latest salary slip
  • Copy of latest savings passbook or bank statement where salary is remitted
  • Copy of employment letter or contract, if working on contract basis
  • Copy of bank statement of business, if self-employed (last 3 months)
  • Year round shopping privileges

    Enjoy 10% off all purchases above BND20, exclusive sale events and promotions at participating Hua Ho Department Stores.

  • 360 Rewards

    Earn Reward Points each time you use your Credit Card to redeem a wide range of dining, shopping, leisure and travel rewards, including air miles.

  • The Good Life

    Enjoy year round discounts and privileges at popular outlets in Brunei and beyond.

  • More convenient

    Enjoy the convenience of Online and SMS Banking, plus added protection with our complimentary SMS Alerts service.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.