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islamic banking Banking that stays true to your values

Our Saadiq Islamic banking services are both innovative and fully Shariah-compliant

Businessmen talking about beliefs and innovation

Why Choose Us? Leading the way in Islamic banking

Where belief meets innovation

Inspired by the Arabic word for 'truthful', Saadiq is our global Islamic banking network, spanning Asia, Africa, and the Middle East. With our dedicated Islamic banking team working alongside a renowned advisory committee of scholars  – as well as local Shariah supervisory committees for Pakistan and Malaysia – we combine deep Shariah expertise with strong business acumen.

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A relationship you can trust

We put your beliefs and values first. With outstanding benefits, world-class customer service and relationship management, we offer perfectly tailored solutions for you and your business.

We have a strong global network and have developed a wide range of best-practice Islamic financial services across many different countries. Our broad suite of fully Shariah-compliant products are designed to meet all your banking needs, in the market where you live and work.

OUR SHARIAH ADVISORS Putting Shariah at the heart of your banking world

Sheikh Nizam Yaquby

Sheikh Nizam Yaquby was educated in the classical Shariah sciences in his native Bahrain and in Makkah. He received his Bachelors in Economics and Comparative Religion from McGill University, Montreal, Canada. Since 1976, Sheikh Yaquby has taught Tafsir, Hadith and Fiqh in Bahrain. He is a Shariah Advisor to several international and local financial institutions worldwide. He is also the author of several articles and publications on Islamic Finance.

Dr Mohamed Ali Elgari

Dr Mohamed Ali Elgari holds a PhD in Economics from the University of California. He is also a Professor of Islamic Economics and the Director of the Centre for Research in Islamic Economics at King Abdul Aziz University in Saudi Arabia. Dr Elgari is also an expert at the Islamic Jurisprudence Academy (OIC), Jeddah and has published several articles and books on Islamic Finance. He is a Shariah advisor to several international and local financial institutions worldwide.

Dr Aznan Hasan

Dr Aznan Hasan holds a PhD in Islamic Law from the University of Wales, Lampeter, United Kingdom. He received his degree in Shariah from the University of Al-Azhar and a Masters degree in Shariah from Darul Ulum, Cairo University. He is an Associate Professor in Shariah at the Institute of Islamic Banking and Finance, International Islamic University Malaysia. He is currently the President of the Association of Shariah Advisors in Islamic Finance (ASAS). He serves as a Shariah Advisor and Shariah Consultant to several international and local financial institutions, government bodies and corporations.

Islamic Banking for Individuals It’s good to have a bank that respects your beliefs

Our solutions are tailored to meet your financial needs, because we recognise what’s important to you.

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Personal Banking

Our range of Shariah-compliant personal banking products include current and savings accounts, credit cards, personal finance, auto finance and home finance. And our internet and mobile banking platforms makes banking even more convenient.

Priority Banking

Our Islamic wealth management solutions are specifically designed for you. You can pick from a host of products, including deposits, investment plans, financing and credit cards, that match your lifestyle and aspirations.

Private Banking

We can help you and your family manage your wealth and make the most of investment opportunities across our markets in Asia, Africa and the Middle East, without compromising your beliefs.

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Islamic banking for companies Helping your business succeed the Islamic way

Whether you’re expanding your business internationally or looking for short-term financing to fund working capital, we can put together the right solutions for you.

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Financial markets

Our leading investment, liquidity and risk management solutions are all based on Islamic structures. And our onshore presence across Asia, Africa and the Middle East means we can give you access to many different currency markets.

Transaction banking

We offer a full suite of Shariah-compliant cash management and trading solutions. Our online platform gives you access to cash statements, trade reports and more – wherever in the world you do business.

Corporate finance

From our dedicated Islamic origination and structuring team based in Dubai, to our strong capital-raising ability in emerging markets, we're experts in Sukuk and delivering Islamic structured transactions. We're also recognised as a market leader in Islamic capital markets.

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Insights What's happening in Islamic Banking?

Five reasons why Malaysia’s Islamic banking sector is taking off

Malaysia’s approach to Islamic finance has seen the sector go from strength to strength

Trade beyond borders | 27 Apr 2018

Islamic finance: going global

The market for Sharia-compliant finance is changing, and it’s attracting global attention

Expand your business | 11 Feb 2016

Investing in the Middle East – why we should

Private equity investments in the Middle East have become more challenging, but there are reasons for optimism

Trade beyond borders | 20 May 2015

The rise and rise of sukuk

Current market conditions suggest a bright outlook for Islamic finance and sukuk

Expand your business | 12 Aug 2013

Learn more about our Saadiq services

Speak to your local team to learn more about how our Shariah-compliant services can help you.