Malaysia's First Personal Loan that Works Together With a Credit Card
CashOne offers you financial flexibility. Every time you make your monthly loan repayment, the paid principal amount will be converted into a credit card limit for you to spend. Now you can enjoy an abundance of shopping and dining rewards.
Share Your Loan Amount With Your Credit Card Limit
With CashOne, your monthly loan repayment will automatically be converted into your credit card limit.
Let's say Mr. Chan takes out a personal loan of MYR25,000 with CashOne, and 6 months later he has paid MYR15,000 worth of loan repayments to the bank. The paid amount will automatically be converted into his credit card limit, which means that Mr. Chan now has a MYR15,000 credit limit on his Standard Chartered Visa Platinum Credit Card and MYR10,000 outstanding on his loan.
The following week, Mr. Chan decides to top up his loan by MYR10,000 to pay for some home renovations. His credit card limit will then be automatically reduced to MYR5,000, leaving Mr. Chan with a new loan balance of MYR20,000.