Eligibility

    • Sole Proprietor / Partnerships / Private Limited Companies
    • Commercial / Industrial / Residential Properties in company name
    • Industrials property in individual name

    How to Apply

    • The customer can apply this facility through their respective sales executive.
  •     Documents Required
    • Sole Proprietorship
      • Registered business solely by an individual
      • Unlimited liability
      • Copy of Business Registration Form (Borang A & D)
      • Trading License
    • Partnership
      • Registered business owned by 2 or more individuals
      • Partners have unlimited liability
      • Copy of Business Registration Form (Borang A & D)
    • Private Limited Company (SDN BHD)
      • Minimum 2 directors, maximum 50 shareholders
      • Rules & regulations governed the company are embodies in Memorandum & Articles of Association (M&A)
      • M&A must empower company and directors to borrow
      • Joint & several guarantee of directors/shareholders (JSG) to be taken as directors/shareholders' liability is limited
      • Form 24 & Form 49
      • Memorandum & Article of Association

FAQs

  • What is the maximum tenure of the loan?
    The maximum tenure of the facility is up to 25 years.

  • What do I need to give as security?
    We can finance purchase of completed or under construction properties (Commercial Units, Industrial Units or residential units).

  • Can I fully prepay my loan?
    Full prepayment in the first 5 years of the loan will incur a charge of 3% on the approved amount. You will need to provide us with 1 month written notice.

  • Can I part prepay my loan?
    You will need to provide us with 1 month's written notice.

  • What is the interest rate on the facility?
    We offer attractive interest rates on the facility depending on loan amount, credit assessment and other parameters. Further details will be provided by our sales officer.

  • I have an unencumbered property. Can obtain a Business Property Loan by mortgaging this property?
    Yes. You can apply for a Business Property loan to unlock cash from the unencumbered completed property.

Call Us

Call our hotline for further information.

1300 888 111

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Alternatively, please complete our contact form and we will be in touch as soon as possible.

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Disclaimer

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