This link brings you to a 3rd Party Website, over which Standard Chartered Bank Malaysia Berhad has no control ("3rd Party Website"). Use of the 3rd Party Website will be entirely at your own risk, and subject to the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security.

Standard Chartered Bank Malaysia Berhad makes no warranties, representations or undertakings about and does not endorse, recommend or approve the contents of the 3rd Party Website.

In addition to the terms stated in Standard Chartered Bank Malaysia Berhad's Important Legal Notices, Standard Chartered Bank Malaysia Berhad shall have no responsibility or liability in connection with the content of or the consequences of accessing the 3rd Party Website, including any virus arising from or system failure associated with the 3rd Party Website.


Enjoy more savings while your business grows

Business JustOne

Enjoy more savings while your business grows

One-stop solution with more savings

Enjoy extra savings while your business grows, and be treated to amazing benefits with Business JustOne – complete with a current account, debit card and online banking services plus fee waiver1 for your monthly transactions.


Potential savings with Standard Chartered Business JustOne

How it works

With Business JustOne, you can enjoy more savings while your business grows. Business JustOne comes with:

• Business One account
• Business debit card
• Straight2Bank (S2B)

With minimum opening deposit of RM5,000, you can enjoy the following benefits with a flat monthly fee, or have them completely waived1 with an average monthly balance of RM100,000 and above.

• Overseas telegraphic transfer (OTT) via S2B
• RENTAS via S2B MEPS and HOUSe ATM withdrawals
• Payroll via S2B
• Interbank GIRO (IBG) fund transfer via S2B
• Business debit card annual fee

Average monthly balance
Flat monthly fee
Less than RM100,000 RM100
RM100,000 and above Waived1
Example of potential savings with Business JustOne

In the example below, if you maintain an average monthly balance of RM100,000 in your Business JustOne account, the normal transaction fees of RM1,270 will be waived1


Normal current account
Business JustOne
Transactions Frequency/Cost Amount
Cash withdrawal MEPS 10 X RM1 RM10 Waived1
Fund transfer via Straight2Bank OTT 25 X RM40 RM1,000
Payroll 80 x RM1 RM80
Total RM1,270 RM0

Eligible Business Types


  • Sole Proprietor and Partnership  
  • Sendirian Berhad
  • Solicitor’s Accounts  
  • Professional Practices
  • Trust Accounts


  • Clubs
  • Societies
  • Associations
  • Mosques
  • Temples
  • Churches
  • Religious Bodies

Terms and Conditions

  • Note:
    • The amount of your flat monthly fee is dependent on the average monthly balance of your BusinessOne Account as shown in the table below: Average Monthly Balance Flat Monthly Fee Lower than RM100,000 RM 100 RM100,000 and above Waived
       Average Monthly Balance  Flat Monthly Fee
       Lower than RM100,000  RM 100
       RM100,000 and above  Waived
    • Average monthly balance is the sum of daily balances in a month divided by the number of days in that month.
    • The flat monthly fee will be charged to your BusinessOne Account in the following month.
    • The flat monthly fee above is only applicable to transactions which are performed via: 1.  Straight2Bank (S2B) This includes Interbank GIRO fund transfer, overseas telegraphic transfer (OTT) and payroll. 2. MEPS and HOUSe ATMs
    • Transactions which are done manually over the counter or via fax transactions will still incur the standard transaction charges.
    • The Bank reserves the right to charge the standard transaction charges should the number of transactions exceed 200 per month.
    • All standard transaction charges are set out in our Tariff of Fees and Charges, which is available on our website.
    • BusinessOne Account
    • SME Business Debit Card
    • Straight2Bank (S2B)
Member PIDM

* Protected by PIDM up to RM 250,000 for each depositor

* Click here for PIDM’s DIS Brochure