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Gives your home and its contents the possible protection for up to RM100,000 per year

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Gives your home and its contents the possible protection for up to RM100,000 per year

Overview

Get peace of mind by protecting your home and its contents

Key Features

Details

Benefits
COVERAGE
MAXIMUM Benefits (RM)
HOME CONTENTS
Home Contents Coverage Damage to or loss of home contents due to fire, typhoon, gas explosion, water damage, theft and accidental damage. Up to sum insured (subject to the following sub-limits)
The maximum coverage for:
Furniture or home appliances (e.g. leather sofa, hi-fi) 10,000 per item
Valuable property (e.g. jewellery, watch, fur) 2,000 per item
(up to 20,000 in total per event)
Interior decoration / renovation (e.g. built-in closet, newly-installed flooring) 20,000 per event
Alternative Accommodation Home is damaged and rendered uninhabitable due to accidents 300 per day
(up to 10,000 in total per event)
Temporary Removal Damage to or loss of home contents while being temporarily removed from home for renovation, maintenance, cleaning, etc. 50,000 per event
Domestic Servant's Property Damage to or loss of domestic servant's clothing and personal effects 2,000 per event
Temporary Storage of Furniture Damage to or loss of home contents while being stored in a furniture depository up to 30 days 10,000 per event
Window / Door Replacement Damage to door or window due to theft 2,000 per event
Personal Accident Cover Accidental death at home as a result of fire or theft 100,000 per event
Household Removal Damage to or loss of home contents in the course of removal by professional removers 100,000 per event
Interior Decoration / Refurbishment Damage to or loss of contract work provided that renovation period does not exceed 2 months 2,000 per item
(up to 20,000 in total per event)
WORLDWIDE COVERAGE FOR PERSONAL BELONGINGS Damage to or loss of personal effects anywhere in the world 1,000 per item
(up to 3,000 in total per event)
Loss of Personal Documents 1,000 per event
Loss of Personal Money 1,500 per event
Unauthorised Use of Credit Card 2,500 per event
PERSONAL LIABILITY COVERAGE Any claim made against you for bodily injury or property damage resulting from negligence of you or your family members
Worldwide other than USA and Canada 2,000,000 per event
USA and Canada 1,000,000 per event
24-HOUR HOME EMERGENCY ASSISTANCE 24-hour Home Assistance Services Referral Service Only
To assist you in case of an emergency with just a phone call away: 1-300-880-863 Competitive and reasonable charges
Locksmith Minimum charge per visit is RM20, but if total repairs cost RM150 and above, the RM20 charge will be waived
Roof repairs Minimum charge per visit is RM20, but if total repairs cost RM150 and above, the RM20 charge will be waived
Plumbing repairs Minimum charge per visit is RM20, but if total repairs cost RM150 and above, the RM20 charge will be waived
Electrical and wiring repairs Minimum charge per visit is RM20, but if total repairs cost RM150 and above, the RM20 charge will be waived
Plumber Minimum charge per visit is RM20, but if total repairs cost RM150 and above, the RM20 charge will be waived
Electrician Minimum charge per visit is RM20, but if total repairs cost RM150 and above, the RM20 charge will be waived
Premium Table
Plan
Sum insured (RM)
Annual Premium (RM)
Inclusive of GST 6% & Stamp Duty
A 40,000 238.96
B 50,000 301.50
C 60,000 366.16
D 70,000 432.94
E 80,000 501.84
F 90,000 572.86
G 100,000 646.00
H Excess of RM100,000 Call MSIG Insurance (Malaysia) Bhd Excess of RM100,000 Call MSIG Insurance (Malaysia) Bhd

Major Exclusions

Disclaimer

The information provided on this page is not a contract of insurance. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the policy document. MSIG, being the underwriter of MSIG Insurance (Malaysia) Bhd, is fully responsible for the products and benefits offered by them, as well as any representation made. Standard Chartered Bank Malaysia Berhad is a distributor only. The Bank accepts no responsibility or liability for the plan or the products and services offered by MSIG Insurance (Malaysia) Bhd.