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Protect you and your loved ones with a compensation in the event of accidents.

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Protect you and your loved ones with a compensation in the event of accidents.

Premier Personal Accident Insurance Plan

A 24-hour worldwide plan at very affordable premium that will help you pay your day-to-day expenses and the additional bills caused by an accident.

Key Features

Details

Benefits
Benefits
POLICYHOLDER
(RM)
SPOUSE
(RM)
CHILD
(RM)
1 Accidental Death 150,000 Not Covered Not Covered
2 Permanent Disablement
(Total and Partial)
Up to 150,000 Not Covered Not Covered
3 Medical Expenses Up to 2,000 Not Covered Not Covered
4 Bereavement Benefit 2,000 Not Covered Not Covered
5 Convalescence Allowance 5,000 Not Covered Not Covered
6 Personal Liability Up to 150,000 Not Covered Not Covered
7 Double Indemnity
Applicable for benefit 1&2
Up to 300,000 Not Covered Not Covered
8 Renewal Balance
Applicable for benefit 1,2
5% for 10 years Not Applicable Not Applicable
Family Cover
Benefits
POLICYHOLDER
(RM)
SPOUSE
(RM)
CHILD
(RM)
1 Accidental Death 150,000 150,000 150,000
2 Permanent Disablement
(Total and Partial)
Up to 150,000 Up to 150,000 Up to 150,000
3 Medical Expenses Up to 2,000 Up to 2,000 Not Covered
4 Bereavement Benefit 2,000 2,000 Not Covered
5 Convalescence Allowance 5,000 5,000 Not Covered
6 Personal Liability Up to 150,000 Up to 150,000 Not Covered
7 Double Indemnity
Applicable for benefit 1&2
Up to 300,000 Up to 300,000 Not Covered
8 Renewal Balance
Applicable for benefit 1,2
5% for 10 years 5% for 10 years 5% for 10 years
Premium Table
Single Cover
Family Cover
 Annual Premium

(including 6% GST & Stamp duty)

RM188.08 RM347.08
Major Exclusions
 Description
 1  War and related risks
2  Government Regulations or Acts or Authorities
3  Hazardous sports including parachuting, hang gliding, mountaineering, any kind of race (other than on foot or swimming) or trial of speed or reliability
4  Suicide, self-inflicted injury or illness
5  Pregnancy, childbirth, physical or mental defect or infirmity
6 AIDS, AIDS-related complex or sexually-transmitted diseases
7 Drug abuse unless the drug is taken in accordance with an unauthorised medical prescription (but not for the treatment of drug addiction)
8 Air travel except as a passenger in a fully licensed passenger carrying aircraft
9 Any crew, trade, technical or sporting activity in connection with an aircraft
10 Acts of Terrorism
Note: This list is non-exhaustive. Please refer to the policy contract for the full list of exclusions under this policy.

Important Notes

Disclaimer

The information provided on this page is not a contract of insurance. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the policy document. MSIG, being the underwriter of MSIG Insurance (Malaysia) Bhd, is fully responsible for the products and benefits offered by them, as well as any representation made. Standard Chartered Bank Malaysia Berhad is a distributor only. The Bank accepts no responsibility or liability for the plan or the products and services offered by MSIG Insurance (Malaysia) Bhd.