A globally renowned brand that has world wide acceptance.
Apply Now

Special Features & Benefits

Global Acceptability

Standard Chartered Credit Cards can be used at 24 million establishments across the globe in 210 countries including 10,000 in Pakistan displaying the Credit Cards logo.

Cash Advance Facility

You can withdraw cash up to 30% of your available credit limit at any Visa / MasterCard ATM across the globe. Cash can also be withdrawn 'Over-the-Counter' at financial institutions worldwide or at any of the Standard Chartered branches and all other Visa / MasterCard member banks in Pakistan.

Supplementary Cards

Gift your family members, friends, employees or absolutely anyone, with exclusive Standard Chartered Visa / MasterCard Supplementary Cards and let them enjoy the privileges these Cards have to offer. You can have up to 5 Supplementary Cards made for anyone who is more than 18 years of age.

Foreign Transactions

When you use your Credit Card abroad, the transaction amount will be converted from the transaction currency to US Dollars, based on the international exchange rate prevailing on that date. In order to assist Card members, all transactions will be converted into Pak Rupees for payment.

24hr Phone Banking

Quick and easy access to your credit details is just a phone call away! Just dial 111 002 002 and start making online transactions 24 hours a day, 7 days a week. Our online Customer Service Team is equally accessible via e-mail, so simply e-mail us at: ask.us@pk.standardchartered.com

eStatements

Now you can receive your Credit Card statements through email anywhere in the world – absolutely free. And if you do not have an email address then till such time that you do, you will continue to receive your Credit Card statements by courier.

Dial-a-Draft

Make payments to places where cards are not accepted such as clubs, schools or utility bills. Just call our Customer Services and order a draft / Pay Order to be made. It will be delivered to you within 2 working days.

Revolve Your Credit

Standard Chartered gives you the option of paying the minimum amount, which would only be 5% of your outstanding balance or Rs 500 (which ever is greater) by the payment due date. Service charges are levied on the balance unpaid and balance amount is carried forward. The following month either pays the full amount or if you wish pay only the minimum amount due and revolve again.

Auto Debit

You have the convenience of making minimum or 100% payment as specified on the monthly statement, through your Standard Chartered Bank account. If you wish to use this facility, please contact our Customer Services Staff at least 2 days before your statement date.

Balance Transfer Facility

Transfer any other credit cards outstanding balance to Standard Chartered Credit Cards at an extremely low rate of 2.50% (per month on MasterCard) and 2.75% (per month on Visa card). Additionally every time you transfer your balance onto your Visa / MasterCard Credit Card you earn Treasure Points too. These points can be redeemed for exciting gifts that you will find in our Treasures Catalogue.

Treasures

The most comprehensive rewards program for Visa / MasterCard Credit Card members packed with more style, variety and unbeatable value than ever before. For every Rs. 50 you spend on your Credit Card, earn 1 Treasure Point. So the more you spend, the more points you gain. Then simply exchange the accumulated Treasure Points from a range of exciting gifts present in our Treasures Catalogue.

Travel Privileges

You also have the opportunity to avail some of the best travel packages, offered from time to time by Akbar Group – one of the largest airline reservation networks, representing most prestigious international airlines.

CIP Lounge

As a Standard Chartered Gold Card member, you can enjoy complimentary lounging facilities at the Quaid-e-Azam International Airport Karachi, with privileges like free secretarial services, free buffet, 24-hour porter service and so much more.

Zero Loss Liability

Isn't it comforting to know that if you lose your Card you would have nothing to worry about? You are covered for all fraudulent charges made on your Credit Card as soon as it has been reported lost to Standard Chartered. So make sure you report the loss immediately upon discovery.

Credit Cover

In the unfortunate event of an illness, injury or death Standard Chartered will always be there to cover your payments. The entire outstanding amount on your Standard Chartered Credit Card will be waived without causing any inconvenience to your near and dear ones. These waivers also include any Supplementary Credit Card transactions made on your Credit Card.

Travel Accident Cover

You have a comprehensive cover of up to Rs. 3.5 million on your Standard Chartered Visa / MasterCard (Classic) and Rs. 7 million on Standard Chartered Visa / MasterCard (Gold) in case of an accident while travelling around the globe on any common carrier. The transaction however, must be made on a Standard Chartered Credit Card if the above is to apply.

Travel Inconvenience Cover

While travelling outside Pakistan, you are covered up to Rs. 10,000 on flight delays (exceeding 6 hours) for restaurant meals, refreshments, etc. and Rs. 10,000 on baggage delays. Also in the case of lost baggage in transit, you are covered for up to Rs. 20,000 (exclusive of the amount by the airline). All amounts are reimbursed on placing your claim provided the ticket was bought on your Standard Chartered Visa Card.

FAQs

    • How and where can I use my Standard Chartered Credit Card?
      Your Standard Chartered Credit Card can be used in Pakistan and as well as globally for any transaction at any merchant outlet accepting Visa and/or MasterCard Credit Cards.

    • Is there a cash withdrawal limit with my credit card?
      Cash withdrawal is limited to 30% of your available credit limit.

    • Will I be charged any cash withdrawal / cash advance fee?
      For cash withdrawals through ATM's or over the counter transactions, a nominal fee will be charged as per the Schedule of Charges.

    • Can I transfer the outstanding balance from another bank's Credit Card to my Standard Chartered Credit Card?
      Yes, you can transfer your other Credit Card's outstanding balance to your Standard Chartered Credit Card at a nominal financial charge of 3.25% per month (MasterCard) and 3.25% per month (Visa). When you transfer balances on to your Standard Chartered Credit Card, you will also earn Treasure points, which you can redeem for exciting gifts from our Treasures Catalogue.

Learn More »

Apply Online

Click here to sign up now.

Apply Now

Call Us

Call our hotline for further information.

111 002 002

Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Contact Me »

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

You might also be interested in

Visa Platinum Credit Card

The SCB Visa Platinum is more than just a credit card. It's a lifestyle, guaranteeing you an unparalleled level of service wherever life takes you.

More details »
MasterCard Titanium Credit Card

The Standard Chartered MasterCard Titanium Credit Card is a value-added and distinctive credit card, guaranteed to help you manage your expenses in the most cost effective manner.

More details »
Easy Credit Card

The Pakistan Standard Chartered Easy Credit (EC) provides you with the lowest financial charge and access to Standard Chartered services around the globe.

More details »
MasterCard Cashback Credit Card

This revolutionary card promises you the most attractive and transparent rewards program in Pakistan.

More details »

Haven't found what you were looking for?

Back to Top