Visa Gold and Classic Card

Standard Chartered Credit Cards can be used at 24 million establishments across the globe in 210 countries including 10,000 in Pakistan displaying the Credit Cards logo.

You can withdraw cash up to 30% of your available credit limit at any Visa / MasterCard ATM across the globe. Cash can also be withdrawn 'Over-the-Counter' at financial institutions worldwide or at any of the Standard Chartered branches and all other Visa / MasterCard member banks in Pakistan.

Gift your family members, friends, employees or absolutely anyone, with exclusive Standard Chartered Visa / MasterCard Supplementary Cards and let them enjoy the privileges these Cards have to offer. You can have up to 5 Supplementary Cards made for anyone who is more than 18 years of age.

When you use your Credit Card abroad, the transaction amount will be converted from the transaction currency to US Dollars, based on the international exchange rate prevailing on that date. In order to assist Card members, all transactions will be converted into Pak Rupees for payment.

Quick and easy access to your credit details is just a phone call away! Just dial 111 002 002 and start making online transactions 24 hours a day, 7 days a week. Our online Customer Service Team is equally accessible via e-mail, so simply e-mail us at: ask.us@pk.standardchartered.com

Now you can receive your Credit Card statements through email anywhere in the world – absolutely free. And if you do not have an email address then till such time that you do, you will continue to receive your Credit Card statements by courier.

Make payments to places where cards are not accepted such as clubs, schools or utility bills. Just call our Customer Services and order a draft / Pay Order to be made. It will be delivered to you within 2 working days.

Standard Chartered gives you the option of paying the minimum amount, which would only be 5% of your outstanding balance or Rs 500 (which ever is greater) by the payment due date. Service charges are levied on the balance unpaid and balance amount is carried forward. The following month either pays the full amount or if you wish pay only the minimum amount due and revolve again.

You have the convenience of making minimum or 100% payment as specified on the monthly statement, through your Standard Chartered Bank account. If you wish to use this facility, please contact our Customer Services Staff at least 2 days before your statement date.

Transfer any other credit cards outstanding balance to Standard Chartered Credit Cards at an extremely low rate of 2.50% (per month on MasterCard) and 2.75% (per month on Visa card). Additionally every time you transfer your balance onto your Visa / MasterCard Credit Card you earn Treasure Points too. These points can be redeemed for exciting gifts that you will find in our Treasures Catalogue.

The most comprehensive rewards program for Visa Credit Card members packed with more style, variety and unbeatable value than ever before. For every Rs. 50 you spend on your Credit Card, earn 1 Reward Point. So the more you spend, the more points you gain. Then simply exchange the accumulated Rewards Points from a range of exciting gifts present in our Rewards Catalogue.

Isn't it comforting to know that if you lose your Card you would have nothing to worry about? You are covered for all fraudulent charges made on your Credit Card as soon as it has been reported lost to Standard Chartered. So make sure you report the loss immediately upon discovery.

In the unfortunate event of an illness, injury or death Standard Chartered will always be there to cover your payments. The entire outstanding amount on your Standard Chartered Credit Card will be waived without causing any inconvenience to your near and dear ones. These waivers also include any Supplementary Credit Card transactions made on your Credit Card.

You have a comprehensive cover of up to Rs. 3.5 million on your Standard Chartered Visa / MasterCard (Classic) and Rs. 7 million on Standard Chartered Visa / MasterCard (Gold) in case of an accident while travelling around the globe on any common carrier. The transaction however, must be made on a Standard Chartered Credit Card if the above is to apply.

While travelling outside Pakistan, you are covered up to Rs. 10,000 on flight delays (exceeding 6 hours) for restaurant meals, refreshments, etc. and Rs. 10,000 on baggage delays. Also in the case of lost baggage in transit, you are covered for up to Rs. 20,000 (exclusive of the amount by the airline). All amounts are reimbursed on placing your claim provided the ticket was bought on your Standard Chartered Visa Card.