Shariah Board

Standard Chartered Bank (Pakistan) Limited has appointed an independent Shariah Board as per State Bank of Pakistan’s guidelines, to oversee the procedures and processes of the bank’s Islamic operations ensuring that they are in line with Shariah guidelines.

The details of Shariah Board Members are as follow:

Sheikh Nizam Yaquby (Chairperson of the Shariah Board)

Sheikh Nizam Yaquby currently holds highly respected positions on the Shariah Supervisory Boards for many Islamic institutions in various parts of the world, including the Middle East and Europe. He is also the author of several articles and publications on Islamic finance and other sciences, in English and Arabic. Since 1976, he has taught tafsir, hadith and fiqh in Bahrain.

He was educated in the Classical Shariah sciences in his native Bahrain and in Makkah. He received his Bachelor's Degree in Economics and Comparative Religion from McGill University, Montreal, Canada.

Mufti Muhammad Abdul Mubeen (Member Shariah Board)

Mufti Muhammad Abdul Mubeen has extensive experience in the field of Islamic finance, insurance and teaching. He also heads the Shariah Department for Group Islamic Banking function of Standard Chartered Bank.

He has done his Takhassus fil Ifta from Jamiah Darul-uloom, Karachi and Shahadat ul Alamiyyah from Jamiat ul Uloom-il-Islamiyyah, Allamah Binnori Town, Karachi. He has also done his Master of Commercial Law from The University of Melbourne, Australia and LLB (Hons) Shariah & Law from International Islamic University, Islamabad.

Mufti Irshad Ahmad Aijaz (Member Shariah Board)

Mufti Irshad Ahmad Aijaz holds advisory positions at a number of institutions and regularly delivers lectures on Islamic Economics and Finance at different forums and educational institutions, including NIBAF (SBP) and CIE (a division of Jamia Darul Uloom, Karachi).

He holds Shadat-ul-Aalamia from Jamiatul Uloom Islamiyyah, Binnori Town, Karachi and Takhassus fi al-Iftaa from Jamia Darul Uloom, Karachi in addition to an MBA from Iqra University, Karachi.

Mufti Khawaja Noor ul Hassan - Resident Shariah Board Member

Mufti Khawaja Noor ul Hassan has over 10 years of professional and extensive experience, in Islamic Banking, including Shariah Governance & Compliance, Shariah compliant Product Development, Credit Appraisal & Administration with prestigious institutions such as Faysal Bank, Meezan Bank, & Albaraka Bank Pakistan (formerly Emirates Global Islamic Bank). In addition to above, Mufti Hassan has over 03 years’ experience, working as Assistant Company Secretary for a number of public & private Limited companies.

Mufti Noor possesses both contemporary as well as religious academic qualifications. He has obtained the Shahadat-ul-Aalamia and Takhassus fil Ifta (Specialization in Islamic Jurisprudence and Fatwa) from Jamia Farooqia & Jamia Darul Uloom, Taleem ul Quran, Karachi. Additionally, he holds a Bachelors’ Degree in Law (LLb), a Masters Degree in Islamic Studies and a Masters degree in Islamic History from University of Karachi & Federal Urdu University respectively.

Contact Details of Shariah Compliance Department (SCD):

Farhan Kazi
Head - Shariah Compliance
Standard Chartered Bank (Pakistan) Limited
PO Box No. 4896
Head Office & Main Branch
I.I. Chundrigar Road
Karachi 74000 - Pakistan
Tel (021) 32450000
UAN (021) 111 002 00

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Compliants relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


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