Flexible repayment

Have the option to pay as little as 8% of the amount due (subject to a minimum of BND40) or enjoy up to 50 days interest-free credit when you settle your bill in full.

Convenient payment methods

Pay your credit card bills through Online Banking, ATMs, Cash deposit machines, standing instruction or branches.

Online Banking

Enjoy round-the-clock access to your card account. You can view your recent transactions, check your available limit, pay your card bills and redeem your rewards anytime, anywhere.

SMS Banking

Find out your latest balance, payment due date, reward points balance and more via SMS.


Available as an app as well as a web-based platform at, this enables you to pay your bills and purchase PowerInstant and Easi top-ups with your credit card.

You also enjoy the following features:

  • The Good Life
  • 360 Rewards
  • 0% EasyPay
  • Secure Online Shopping
  • Promotions

Annual Fee

Basic: BND45
Supplementary: BND25

Interest Rate

If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 1.5% per month on the outstanding balance from the statement date.

BND800 - BND999 1x
BND1,000 - BND9,999 2x
BND10,000 and above Subject to the Bank's discretion


Minimum Annual Income

  • Brunei citizens and permanent residents:
    BND9,600 p.a
  • Foreigners:
    BND18,000 p.a

Required Documentation

  • Copy of I/C principal and supplementary card applicants (Passport, if non-Bruneian)
  • Copy of latest salary slip
  • Copy of latest savings passbook or bank statement where salary is remitted
  • Copy of employment letter or contract, if working on contract basis
  • Copy of past three months savings passbook or bank statement where salary is remitted
  • Copy of business registration certificate, if self-employed
  • 360 Rewards

    Earn Reward Points each time you use your Credit Card to redeem a wide range of dining, shopping, leisure and travel rewards, including air miles.

  • The Good Life

    Enjoy year round discounts and privileges at popular outlets in Brunei and beyond.

  • More Convenient

    Enjoy the convenience of Online and SMS Banking, plus added protection with our complimentary SMS Alerts service.

  • Peace of mind

    Shop online with peace of mind with our 3D Secure service.

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