International Graduate Programme
As one of the world’s most international banks, one of the key differentiators of our International Graduate Programme is the opportunities we offer across our footprint of Asia, Africa and the Middle East. Right from the start of our programme we host our five week International Induction Programme in Shanghai to connect our global network of International Graduates with their peers from the 30+ countries we recruit for.
Our International Graduate Programme is comprised of six business streams, aligned to each of our business banking areas. Each stream is focused on a unique part of the Bank, allowing you to select a business area based on your interests. Our streamed programme is designed to help you develop specialist experience right from the start of your career.
After completing your first year as part of the International Graduate Programme you might take a role in one of our local, regional or global teams. You might choose an amazing position in your home country, or like 50% of our Graduates, your first role with the Bank may include an international move.
Choosing the right graduate opportunity can be tough, and the truth is there are no easy answers, but there are lots of great questions. Ask as many questions as possible to get details and clues to point you in the right direction and help you figure out what type of role, business and industry is right for you.
We've got some introductory information about each of our International Graduate Programme streams to get you started….
More about the programme
- Transaction Bankingshow/hide
Our Transaction Banking teams facilitate the flow of trade and investment, driving the global economy. Our teams help our clients to manage their working capital and obtain critical financing to keep the flow of goods and services moving, helping investors to access markets in Asia, Africa and the Middle East.
Our Transaction Banking business is comprised of Cash Management helping clients manage their cash flows offering account, collection, clearing and payment services, Securities Services tailoring banking solutions including custody services and funds services, Mobile Money and other innovative digital channels. As the world’s leading Trade Bank, we also help our clients navigate international trade by offering import, export, inventory, receivables and supply chain financing.
In your first year we will provide you with the broadest possible exposure to the Bank. Below are some of the projects and experiences you can expect as part of our Transaction Banking stream:
- Assist in developing sales strategy for clients and pitches for new products
- Learn about segments, industries and how client working capital cycles impact business
- Analyse research trends and current market conditions to contribute to launching new products to market
At the end of your one year programme, choosing a role within our Transaction Banking business is up to you. Below are some of the roles our IG Alumni have selected at the end of the IG Programme:
- Product Management Associate
- Sales Associate Global Corporates
- Associate Client Access
- Assistant Relationship Manager
- Trade Advisor
- RMB Product Manager
- Retail Clientsshow/hide
Our Retail Clients business is at the front line of the changing face of banking. Our teams serve the banking needs of more than 10 million Personal, Priority, International and Business clients. We offer innovative products and services to serve their borrowing, wealth management and transacting needs. As the world gets more connected, the banking industry is transforming and our Retail Clients teams are working to re-imagine banking, making it faster, easier and more personalised.
In 2016 we will launch a new Retail Clients stream as part of our International Graduate Programme. As a Retail Clients International Graduate we will provide you with the broadest possible exposure to the Bank. Below are some of the projects and experiences you can expect as part of our Retail Clients stream:
Contribute to the design and development of global customer acquisition programmes
Project manage strategy standardisation across channels, segments and regions
Run revenue forecasting and campaign analysis
Contribute to the development of Customer Value Propositions Initiate, coordinate, monitor and deliver digital projects
Develop, deploy and measure new marketing campaigns
- At the end of your one year programme, choosing a role within our Retail Clients business is up to you. Below are examples of roles that will be available for International Graduates who join the Bank in this stream:
Campaign Management Product Manager
Digitisation Marketing Manager
Alliances and Mobile Manager
Personal & Preferred Banking Sales Performance Manager
- Wealth Managementshow/hide
Our Wealth Management teams use a range of products and solutions to help our clients grow and protect their wealth, working as partners with asset management firms and insurance companies. Our Wealth Management services cater to the needs of a wide range of clients - spanning individuals to small business and corporate clients. We also have teams of Investments Advisors, Insurance Specialists and Treasury Specialists, who interact with clients and Relationship Managers who provide expert insights on global markets and specialist advice.
In your first year we will provide you with the broadest possible exposure to the Bank. Below are some of the projects and experiences you can expect as part of our Wealth Management stream:
- Monitor the global markets for patterns and insights to produce market reports for clients
- Shape the development and the way we present our wealth management products and services to clients
- Develop client behaviour analytics and formulate plans for new ways of engaging clients
At the end of your one year programme, choosing a role within our Wealth Management business is up to you. Here are some of the roles our IG Alumni have selected at the end of the formal programme:
Product Analyst Bancasurance
Product Analyst Management Investments
Analyst Investment Strategy and Advisory
Analyst Asset Allocation
Analyst Advisory Platform
- Commercial Bankingshow/hide
Our Commercial Banking teams provide solutions for companies during their most exciting phase, the critical growth transition from a small business to an entry level corporate. Our clients span everyone from entrepreneurs and local businesses, to mature or fast growing middle market companies. We help our clients grow and expand internationally, facilitating trade with their buyers and suppliers, managing their working capital and transactional needs, assisting them in managing volatility (currency, commodity prices, interest rates), as well as providing markets and corporate finance solutions when their needs become more complex.
In your first year we will provide you with the broadest possible exposure to the Bank, below are some of the projects and experiences you can expect as part of our Commercial Banking stream:
- Work directly with new clients to learn, analyse and identify opportunities to advance their busines
- Map, mine and implement cross sell opportunities to expand existing client relationships
- Partner with Relationship Managers to structure and diversify client transactions
At the end of your one year programme, choosing a role within our Commercial Banking business is up to you. Here are some of the roles our IG Alumni have selected at the end of the formal programme:
Portfolio Manager Medium Enterprise
Assistant Relationship Manager
Markets Products Specialist, Credit
Client Due Diligence Analyst
- Corporate & Institutional Banking and Corporate Financeshow/hide
Our Corporate & Institutional Banking business serves the banking needs of our global and large scale enterprise, financial institutions and government clients. Getting to know our biggest clients, their businesses and challenges is core to the work of these teams. These teams are responsible for providing global expertise and local support, and bring together the right people from across the Bank to craft the right solutions for our clients.
Corporate Finance helps clients build their businesses through financial and strategic advice. The teams offer a range of products including Mergers and Acquisitions, Leveraged Finance, Project and Export Finance, Structured Trade Finance, Principal Finance and Structured Finance.
This stream offers a first-year experience spanning both our Corporate & Institutional Banking and Corporate Finance businesses. In your first year we will provide you with the broadest possible exposure to the Bank. Below are some of the projects and experiences you can expect as part of our Corporate & Institutional Clients and Corporate Finance stream:
- Build financial models and provide the analysis and insight on the impacts of different capital structures
- Originate deals, prepare and pitch to clients
- Work on critical research and provide insights to deal teams on key markets, industries and clients
- Work with teams across the bank to manage credit approval processes, onboard clients and take responsibility for account planning
At the end of your one year programme, choosing a role within our Corporate & Institutional Banking or Corporate Finance businesses will be up to you. Here are some of the roles our IG Alumni have chosen at the end of the formal programme:
Analyst Oil & Gas Analyst
Analyst Mergers & Acquisitions
Analyst Metals & Mining
- Financial Marketsshow/hide
Our Financial Markets teams expertly deliver a variety of risk management, financing and investment solutions to our clients. Offering a full suite of fixed income, currencies, commodities and capital markets solutions, the Financial Markets business comprises Sales, Trading, Capital Markets, Asset and Liability Management, Structuring and Research.
In your first year we will provide the broadest possible exposure to the Bank, below are some of the projects and experiences you can expect as part of our Financial Markets stream:
- Analyse and create pitchbooks, confirming client deals and coordinating client events as part of our Sales teams
- Price, test, develop and roll-out new products as part of our Structuring teams
- Provide insights on balance sheet movements, report changes in liquidity profiles and track Trading desk funding profiles as part of our ALM teams
- Support senior desk members executing and inputting hedging trades and provide pricing to sales desks as part of our Trading Teams
At the end of your one year programme, choosing a role within our Financial Markets business will be up to you. Here are some of the roles our IG Alumni have chosen at the end of the formal programme:
Sales Associate Structurer
Liquidity Management Analyst
Associate, Investor Sales
What will my one year on the International Graduate Programme look like?
Each of our six streams follows the same development blueprint to ensure everyone who joins our International Graduate Programme maximises their learning. We will start you off with a local Country Induction followed by our International Induction Program (IIP) in Shanghai. This five week concentrated learning event consists of classroom sessions, case studies, positive psychology workshops and four weeks of tailored technical training split by business stream. We celebrate at the end of the five weeks with our infamous Gala Dinner.
Once you return from the Induction, you will first focus on your Business Infrastructure rotations, working for the Risk, Operations or Credit Analysis teams aligned to your stream. These rotations provide a foundational and functional knowledge of the business. The second half of your Programme is then dedicated to rotations in two Business teams focusing on Product or Client solutions for your chosen stream.
Apply to our International Graduate Programme and search to find the right Graduate opportunity for you.