Personal

Business

Visa Platinum Credit Card
  1. Credit cards
  2. Visa Platinum

Visa Platinum credit card

Visa Platinum Credit Card Benefits1

  • Earn more overseas
    8x Points

    on foreign currency spend

  • Earn more when you shop/dine
    5x Points

    on grocery & dining spend

  • Earn more online
    5,000

    Bonus Points monthly

  • Enjoy
    annual fee waiver

    for the first and second year

1Terms and Conditions apply.

Enjoy more benefits when you spend with us

Up to 8x Rewards Points

Earn 8x reward points on overseas spend and 5x reward points for dining and grocery spend.

5,000 Bonus Points

Receive 5,000 bonus reward points when you spend RM1,500 or more on online purchases in each monthly billing cycle.

1x Reward Point

Earn 1x reward point for all other local spend.

Annual fee waiver

Enjoy annual fee waiver for the first and second year.
Show more Show less

Check out what you can redeem with your Points

Click “Learn More” below to view the Rewards Catalogue

Redeem Gifts
my sc visa-platinum reward pintile
  1. Redeem items from gadgets to kitchen appliances, beauty, health and more
Redeem Vouchers
my sc visa-platinum reward pintile1
  1. Redeem vouchers from dining to grocery, online shopping and more
Redeem Air Miles
my sc visa-platinum reward pintile2
  1. Redeem Air Miles with as low as 10,000 Points

How to Redeem

Click here to learn how to redeem rewards via Online Banking or SC Mobile app

Application Eligibility

  • Principal Card Age: 21 – 65 years old
  • Supplementary Card Age: 18 – 65 years old
  • Principal Card Minimum Annual Income: RM96,000 p.a.
For Existing Standard Chartered Credit Cardholders

No documents are required.

However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

Documents Required

Salaried

(Private Sector/ Directors/ Employers drawing salary/ Staff of Standard Chartered / Subsidiaries)

  • Copy of NRIC (Front & Back) AND
  • Latest 2 years EPF statements (PDF copy downloaded from the KWSP i-Akaun website/mobile app) Click here

Note: Effective 13 May 2024, please ensure that “Account 3” is shown in your latest downloaded EPF statement

Salaried (Government Sector) / Self-Employed
  • Copy of NRIC (Front & Back) AND
  • Download your latest BORANG B/BE Form & Acknowledgement Summary Page Click here

Application Eligibility

  • Principal Card Age: 21 – 65 years old
  • Supplementary Card Age: 18 – 65 years old
  • Principal Card Minimum Annual Income: RM96,000 p.a.
For Existing Standard Chartered Credit Cardholders

No documents are required.

However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

Documents Required

For New Customers
Salaried

(Private Sector/ Directors/ Employers drawing salary/ Staff of Standard Chartered / Subsidiaries)

  • Copy of NRIC (Front & Back) AND
  • Commission Statement & Bank Statement
Salaried (Government Sector) / Self-Employed
  • Copy of NRIC (Front & Back) AND
  • Download your latest BORANG B/BE Form & Acknowledgement Summary Page Click here

Finance/interest charges

15-18% p.a.

Click here to know more about the Credit card Tiered Interest Rates

Annual Fees

Principal Card: RM250 (First 2 years annual fee waiver)

Supplementary Card: RM135

Service Tax

Principal Card : RM25

Supplementary Card : RM25

Minimum Monthly Repayment

5% of the outstanding balance or a minimum of RM50, whichever is higher

Late Payment Charges

Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher.

Late payments charges are capped at a maximum of RM100 per account

Cash Advance Fee

A fee of RM12.40 will be imposed for each transaction (applicable to all Credit Cards except for Smart Credit Card).

Overseas Transactions Fees

Overseas transactions (including merchants with an overseas payment gateway) are subjected to fees, charges and commission as determined by Visa International / MasterCard Worldwide. Transactions in a currency other than Ringgit Malaysia shall also be converted at the exchange rate determined by Visa International / MasterCard Worldwide / the Bank on the date the transaction is processed.

In addition, the Bank will charge a 1% administration fee on the amount transacted in foreign currency with any MasterCard Credit Card and/or Visa Credit Card.

Click here to know more about the Credit card Fees & Charges

You can apply online at sc.com/my

You must be above 21 years old, and the minimum annual income requirement is RM96K.

You will earn 8x points on overseas spend and 5x points on dining and grocery spend, plus 5,000 points monthly when you spend a minimum of RM1,500 on online purchases.

This is a feature where you can consolidate all your credit card outstanding balances and enjoy a fixed low interest rate across a range of flexible repayment periods.

The annual fee is RM120 for a principal card (first 2 years annual fee is waived), and free for a supplementary card.

Simply log on to sc.com/my and use Click to Chat to speak to our Client Care agent.

It is enabled once card is activated.

Firstly, spend mainly on the categories that have a points multiplier, i.e dining, grocery and overseas. Secondly, spend a minimum of RM1,500 monthly on online purchases to get 5,000 bonus points.

Click here for Privacy Statement (PDPA)
Click here for Client and Credit Card terms
Click here for Product Disclosure Sheet (PDS)

  1. Retail purchases excludes the following transactions:
  • Cash advances, cash withdrawals, charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late payment fees, disputed transactions or any other form of service or miscellaneous fees charged by us;
  • Balances products including but not limited to Balance Transfers, Balance Transfers Plus, Cheque On Call, Cheque On Call Plus, Flexi on Payment, Flexi on Payment Plus, Flexi On Balance, Flexi On Balance Plus, Easy Payment Scheme (EPS);
  • Government service tax and other taxes imposed by law;
  • Government related transactions which include but are not limited to payment of rates, charges, fines to Governmental, statutory and judicial bodies;
  • Charity and organizations related transactions which include but are not limited to payment and contributions to charitable, non-profitable, community or social service organizations;
  • Transactions under Merchant Category Code (MCC) 8999 “Professional Services” which include but are not limited to Jompay transactions, FPX transactions, DuitNow QR transactions and Paypal transactions;
  • Casino transactions (transactions with MCC of 7995/ 4829/ 6051).
  1. 5,000 Bonus Points are awarded when you spend a minimum of RM1,500 or more on online purchases (local and international) in each billing cycle.
  2. 360o Rewards Points earned are valid for a maximum of 3 years only.
BACK TO TOP