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Overseas Spend/Month
Dining Spend/Month
Department Store Spend/Month
Other Items Spend/Month
360o Rewards Points

Note: This calculation is for illustrative purposes only.

Visa Platinum Credit Card Benefits1
  • for online spends

  • for dining, department store purchases, and overseas spend

  • bonus points monthly

1Terms and Conditions apply.

Visa Platinum Credit Card Benefits

10x Reward Points

Earn 10x reward points for online spends at Lazada, Shopee, Taobao, ZALORA, Boost, Grab and Fave. Know more

5x Reward Points

Earn 5x reward points for your dining, department store purchases and overseas spend.

5,000 Bonus Points

Receive 5,000 bonus reward points monthly when you spend RM1,500 or more.

1x Reward Point

Earn 1x reward point for all other local spend.
Multiply your rewards with your daily spend

Here’s how you can earn more 360º Rewards Points:

Spend Points earned Spend Points earned
Dining 40% 5x RM600 3,000 RM800 4,000
Department store 20% 5x RM300 1,500 RM400 2,000
Overseas 10% 5x RM150 750 RM200 1,000
Others (such as groceries, petrol, pharmacy) 30% 1x RM450 450 RM600 600
Total 100% RM1,500 5,700 RM2,000 7,600
Bonus points when you spend more than RM1,500 5,000 5,000
Total points earned for the month 10,700 12,600
Total 360o Rewards Points earned for 12 months
(Assuming a consistent monthly spend as illustrated above)
128,400 151,200
The table is for illustration purposes only
Items you can redeem

Here are some of the sample items you can use your points to redeem:

20,000 Points and Above Travel essentials (such as travel pouch, luggage tag, travel lock)
Gift Card/ Vouchers
Tupperware products
 50,000 Points and Above Bags (such as laptop bag, foldable travel bag, school bag)
Lock & Lock products
Home Electronics
 150,000 points and above Luggage Bag
Smart phones
Items are subject to stock availability at the point of redemption.
Click here to view for most updated items and required points to redeem
Principal Card : Age

21-65 years old

Supplementary Card : Age

18-65 years old

Principal Card : Minimum Annual Income

RM36,000 p.a.

Interest Rates

15-18% p.a.

Annual Fees

Waived for life

Minimum Monthly Repayment

5% of the outstanding balance or a minimum of RM50, whichever is higher

Late Payment Charges

Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher. Late payments charges are capped at a maximum of RM100 per account

Click here to know more about the Credit card Tiered Interest Rates

Click here for Privacy Statement (PDPA)
Click here for Client and Credit Card terms
Click here for Product Disclosure Sheet (PDS)


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