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Multiply your points and rewards easily from your monthly spend with the Standard Chartered Visa Platinum credit card

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Multiply your points and rewards easily from your monthly spend with the Standard Chartered Visa Platinum credit card

Easily turn your credit card spend into greater rewards

Get 5,000 bonus points monthly and 5x points for dining, purchases at department store and overseas spend.


Live The Good Life

Enjoy exciting offers and privileges at over 4,000 outlets in Malaysia and across Asia. Pamper yourself with a card that keeps on giving.

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Mobile wallet

Change the way you pay with the widely-accepted Samsung Pay. An easier, faster and more secure way to pay.

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FlexiPay Plus

Convert your Standard Chartered credit card purchases into a low interest rate instalment plan with FlexiPay Plus.

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Cheque-On-Call Plus

Get extra cash from your credit card at a low interest rate across a range of repayment periods, with the Standard Chartered Cheque-On-Call Plus.

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Balance Transfer Plus

Switch to a lower interest rate with the Standard Chartered Balance Transfer Plus.

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Multiply your rewards with your daily spend

Here’s how you can earn more 360º Rewards Points:

Spending category
Spend distribution
Points multiplier
Spend RM1,500 monthly
Spend RM2,000 monthly
Spend Points earned Spend Points earned
Dining 40% 5x RM600 3,000 RM800 4,000
Department store 20% 5x RM300 1,500 RM400 2,000
Overseas 10% 5x RM150 750 RM200 1,000
Others (such as groceries, petrol, pharmacy) 30% 1x RM450 450 RM600 600
Total 100% RM1,500 5,700 RM2,000 7,600
Bonus points when you spend more than RM1,500 5,000 5,000
Total points earned for the month   10,700 12,600
Total 360o Rewards Points earned for 12 months

(Assuming a consistent monthly spend as illustrated above)

128,400  151,200
Items you can redeem

Start redeeming your points and get rewarded effortlessly. For example:


 Amount Spent

 20,000 Points and Above

 Spend RM1,500 monthly for 2 months1

 Barry Smith Cash Carrier (Travel Pouch)

Hypergear Waterproof 5l Bag

Thermos 350ml Unique Drinking Mug

 50,000 Points and Above  Spend RM 1,500 Monthly for 5 months1  20" 4-wheel Barry Smith Luggage

Black & Decker Car Vacuum

Electrolux Coffee Maker

 150,000 points and above  Spend RM2,000 Monthly for 12 months1  Philips DVD Home Theatre

Samsung Galaxy Phones

Apple Products

1Assuming same spend distribution as illustrated above.

Click here to view for most updated items and required points to redeem

Standard Chartered Visa Platinum credit card fees and charges


Interest Rates 15-18% p.a.
Annual Fees Waived for life
Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50, whichever is higher
Late Payment Charges Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher. Late payments charges are capped at a maximum of RM100 per account
Click here to know more about the Credit card Tiered Interest Rates

The actual credit limit is subject to the Bank’s approval, and will be made known when you receive your card.

Visa Platinum Card Eligibilities

Principal Card and Supplementary  Card

  • Prinicpal Card : Age

    21-65 years old

  • Supplementary Card : Age

    18-65 years old

  • Principal Card : Minimum Annual Income

    RM24,000 p.a.

High-Net-Worth Individuals Eligibility

  • Total Net Personal Assets, or Total Net Joint Assets with his or her spouse

    Exceeds RM3 million or its equivalent in foreign currencies, excluding the value of the individual’s primary residence

  • Gross Annual Income

    Exceeding RM300,000 or its equivalent in foreign currencies per annum in the preceding 12 months.

  • Joint Account with his or her spouse

    Gross Annual Income of RM400,000 or its equivalent in foreign currencies per annum in the preceding 12 months

Introducing the Visa Platinum credit card

The Standard Chartered Visa Platinum credit card now rewards you with even more points

Terms and conditions