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visa platinum my masthead
visa platinum my masthead
  1. Credit cards
  2. Visa Platinum

Visa Platinum

Apply online now to get RM400 cashback. Terms and Conditions apply.

Visa Platinum Credit Card Benefits1
  • for grocery spends

  • for dining, department store purchases, and overseas spend

  • bonus points monthly

1Terms and Conditions apply.

Visa Platinum Credit Card Benefits

10x Reward Points

Earn 10x reward points for grocery spends at Jaya Grocer, Village Grocer, Ben’s Independent Grocer (B.I.G.), Tesco, AEON Supermarket. Know more

5x Reward Points

Earn 5x reward points for your dining, department store purchases and overseas spend.

5,000 Bonus Points

Receive 5,000 bonus reward points monthly when you spend RM1,500 or more.

1x Reward Point

Earn 1x reward point for all other local spend.
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Multiply your rewards with your daily spend
5x Points Multiplier
For your dining, department store purchases and overseas spend.
1x Points Multiplier
For other local spend.
5,000 Bonus Points
When you spend RM1,500 or more.
Enter your average monthly spending in the calculator below and view your estimated earnings with 360° rewards points:
How much do you spend on Overseas?
RM
  • RM 0
  • RM 5000
How much do you spend on Dining?
RM
  • RM 0
  • RM 5000
How much do you spend on Department Stores?
RM
  • RM 0
  • RM 5000
How much do you spend on Other Items?
RM
  • RM 0
  • RM 5000

Note: This calculation is for illustrative purposes only

  • Your estimated earnings with 3600 rewards points:
  • Your average monthly spending:RM12,390
  • Total 3600 rewards points earned:12,000
  • +5,000
  • bonus points when you spend more than RM1,500

Here are some of the sample items you can use your points to redeem:

20,000 points and above

  • Travel essentials (such as travel pouch, luggage tag, travel lock)
  • Gift Card / Vouchers
  • Tupperware products

50,000 points and above

  • Bags (such as laptop bag, foldable travel bag , school bag)
  • Lock & Lock products
  • Home Electronics

150,000 points and above

  • Luggage Bags
  • Smart Phones
Items are subject to stock availability at the point of redemption.
Click here to view for most updated items and required points to redeem.

Application Eligibility

  • Principal Card Age: 21 – 65 years old
  • Supplementary Card Age: 18 – 65 years old
  • Principal Card Minimum Annual Income: RM36,000 p.a.
For Existing Standard Chartered Credit Cardholders

No documents are required.

However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

Documents Required

For New Customers
Salaried (Private) – Fixed income
  • Copy of NRIC (front and back) AND
  • 3 months payslips (3 months bank statement if required) OR
  • Latest EPF Statement (minimum 6 months) OR
  • Borang BE with LHDN Acknowledgement Receipt
Salaried (Private) – Commission earner
  • Copy of NRIC (front and back) AND
  • 6 months payslips/ commission statement OR
  • Latest EPF Statement (minimum 6 months) OR
  • Borang BE with LHDN Acknowledgment Receipt
Salaried (Government)
  • Copy of NRIC (front and back) AND
  • 3 months payslips and 3 months bank statement OR
  • Latest EPF Statement (minimum 6 months) OR
  • Borang BE with LHDN Acknowledgement Receipt
Salaried (Employment in Singapore) – Fixed and Commission Earner
  • Copy of NRIC (front and back) AND
  • 3 months payslips (3 months bank statement if required) OR
  • 6 months payslips/ commission statement OR
  • Latest income tax notice of assessment or latest 6 months CPF Contribution history statement

Application Eligibility

  • Principal Card Age: 21 – 65 years old
  • Supplementary Card Age: 18 – 65 years old
  • Principal Card Minimum Annual Income: RM36,000 p.a.
For Existing Standard Chartered Credit Cardholders

No documents are required.

However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

Documents Required

For New Customers
Self Employed
  • Copy of NRIC (front and back) AND
  • SSM for Sole Proprietor/ Partnership / Private Limited Co. > 2 years AND
  • Borang B/BE with LHDN Acknowledgement Receipt

Interest Rates

15-18% p.a.

Annual Fees

RM120 (First 2 years annual fee waiver, subsequent years will be waived with minimum spend of RM12,000 per year* on principal card)

Supplementary Card: Free

Minimum Monthly Repayment

5% of the outstanding balance or a minimum of RM50, whichever is higher

Late Payment Charges

Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher. Late payments charges are capped at a maximum of RM100 per account

Click here to know more about the Credit card Tiered Interest Rates
* Annual spend is calculated as total retail spend in past 12 months statement prior to annual fee charge.

You can apply online at sc.com/my

You must be above 21 years old, and the minimum annual income requirement is RM36K.

You will earn 5x points for dining, department store purchases and overseas spend, plus 5K bonus points monthly when you spend RM1.5K or more.

This is a feature where you can consolidate all your credit card outstanding balances and enjoy a fixed low interest rate across a range of flexible repayment periods.

The annual fee is RM120 for a principal card (first 2 years annual fee is waived), and free for a supplementary card.

Simply log on to sc.com/my and use Click to Chat to speak to our Client Care agent.

It is enabled once card is activated.

Firstly, spend mainly on the categories that have a points multiplier, i.e. dining, department stores and overseas. Secondly, spend a minimum of RM1.5K monthly to get the 5K bonus points.

Click here for Privacy Statement (PDPA)
Click here for Client and Credit Card terms
Click here for Product Disclosure Sheet (PDS)

  1. Retail purchases excludes the following transactions:
  • Cash advances, cash withdrawals, charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late payment fees, disputed transactions or any other form of service or miscellaneous fees charged by us;
  • Balances products including but not limited to Balance Transfers, Balance Transfers Plus, Cheque On Call, Cheque On Call Plus, Flexi on Payment, Flexi on Payment Plus, Flexi On Balance, Flexi On Balance Plus, Easy Payment Scheme (EPS);
  • Government service tax and other taxes imposed by law;
  • Government related transactions which include but are not limited to payment of rates, charges, fines to Governmental, statutory and judicial bodies;
  • Charity and organizations related transactions which include but are not limited to payment and contributions to charitable, non-profitable, community or social service organizations;
  • Transactions under Merchant Category Code (MCC) 8999 “Professional Services” which include but are not limited to Jompay transactions, FPX transactions, DuitNow QR transactions and Paypal transactions;
  • Casino transactions (transactions with MCC of 7995/ 4829/ 6051).
  1. 5,000 Bonus Rewards Points are awarded when you spend a minimum of RM1,500 or more in retail purchases (local and international) in each monthly billing cycle.
  2. 360o Rewards Points earned are valid for a maximum of 3 years only.
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Features

Easy-Payment-Scheme

Convert your transactions into 0% easy payment scheme at selected merchants.

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Cheque-On-Call Plus

Get extra cash from your credit card at a low interest rate across a range of repayment periods, with the Standard Chartered Cheque-On-Call Plus.

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Balance Transfer Plus

Switch to a lower interest rate with the Standard Chartered Balance Transfer Plus.

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FlexiPay Plus

Convert your Standard Chartered credit card purchases into a low interest rate instalment plan with FlexiPay Plus.

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Automatic Balance Conversion

Break free and pay off your credit card outstanding balances with lower interest monthly instalments.

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Mobile Wallet

Change the way you pay with the widely-accepted Samsung Pay. An easier, faster and more secure way to pay.

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3D Secure Service

Enjoy peace of mind when you shop online with 3D secure – an online transaction security service facilitated by Visa and Mastercard*.

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Live The Good Life

Enjoy exciting offers and privileges at over 4,000 outlets in Malaysia and across Asia. Pamper yourself with a card that keeps on giving.

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