1. The plans available under the PRUSmart Insure are underwritten by Prudential Assurance Malaysia Berhad (“PAMB”) 198301012262 (107655-U), and distributed by Standard Chartered Bank Malaysia Berhad (“Bank”) 198401003274. The Bank accepts no responsibility or liability for the plans or the products and services offered by PAMB.
2. PAMB is a licensed insurance company and is regulated by Bank Negara Malaysia. PAMB is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials.
3. This content contains only a brief description of the products and is not exhaustive. You are advised to refer to the respective available product pages, and to refer to the Product Summary, Product Disclosure sheet and FAQ before purchasing a plan, and to refer to the terms and conditions in the Policy Wording for details of the features and benefits, exclusions and waiting periods under the policy.
4. You should assess the affordability and suitability of the product that best suits your needs. To achieve that, you may use the Needs Analysis and Financial Budget Calculator that will help you conduct self-assessment on your financials and estimate how much coverage you need.
Prudential Assurance Malaysia Berhad (PAMB) is a member of Perbadanan Insurans Deposit Malaysia (PIDM). As a member of PIDM, some of the benefits insured under the insurance policies offered by PAMB are protected against loss of part or all of the insurance benefits by PIDM, in the unlikely event of an insurer member failure. For further details of the protection limits and the scope of coverage, please obtain a PIDM information brochure from PAMB or visit the PIDM website (www.pidm.gov.my) or call the PIDM toll free line (1-800-88-1266)