Investments that suit your financial goals and risk appetite.

Details

With a variety of tenures and underlying references to choose from, Structured Investments are conditioned to different market environments so you can take advantage of market opportunities, while protecting your principal* at the same time.

FAQs

    • What is Structured Investment?

      A Structured Investment is an investment product that obtains its value by reference to the price or value of an underlying reference. Examples of underlying references include market indices, equities, interest rates, commodities, foreign exchange or a combination of the above.

    • Who are Structured Investments suitable for?

      Structured investors are suitable for investors who:

      • Want principal protection
      • Have a medium to long-term investment horizon
      • Have a view on the performance of the underlying reference

    • What should you be aware of when investing in a Structured Investment?

      There are a few factors to consider before you invest:

      • The investment tenure should suit your time horizon.
      • You should understand the underlying mechanics of the investment and compare its current market potential return with a Fixed Deposit of the same tenures.
      • Be aware of your cash needs and any penalties you may incur for early redemption or termination.

Terms and conditions apply. The Bank reserves the right to amend the facilities, and terms and conditions without notice.

*100% principal protection is applicable only if investment is held till maturity, and may vary according to each structure. Please check with our staff for principal protection of each specific structure.

(Eligibility for protection by Perbadanan Insurans Deposit Malaysia may vary according to each structure. Please check with our staff for insurability status of each specific structure.)

This product is made available only to individuals with (1) net personal assets exceeding RM3million or its equivalent in foreign currencies, (2) gross annual income exceeding RM300,000 p.a. or its equivalent in foreign currencies (3) total net joint assets with spouse exceeding RM3million or its equivalent in foreign currency excluding the value of their primary residence, (4) total joint gross annual income with spouse exceeding RM400,000 p.a. or its equivalent in foreign currencies; OR corporate/partnership that has total net assets exceeding RM10million or its equivalent in foreign currency as at the last day of that financial year.

WARNING:

THE RETURNS ON YOUR STRUCTURED PRODUCT INVESTMENT WILL BE AFFECTED BY THE PERFORMANCE OF THE UNDERLYING ASSEST/REFERENCE, AND THE RECOVERY OF YOUR PRINCIPAL INVESTMENT MAY BE JEOPARDISED IF YOU MAKE AN EARLY REDEMPTION. THIS STRUCTURED INVESTMENT IS ELIGIBLE FOR PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA.

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