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The Standard Chartered Exclusive SGD Time Deposit (September 2026) Promotion Terms and Conditions


  1. This Standard Chartered Exclusive SGD Time Deposit (September 2026) Promotion (“Promotion”) is available from 1 September 2026 to 30 September 2026 (both dates inclusive) (“Promotion Period”) to existing customers of Standard Chartered Bank (Singapore) Limited (the “Bank”), who are individuals. By participating in this Promotion, you agree to be bound by these terms.

Eligibility

  1. To qualify for this Promotion:
    1. you have received communication via any mode as determined by the Bank during the Promotion Period, notifying you of the Promotion and inviting you to participate in the Promotion, subject to these terms (“Promotion Invitation”). For the avoidance of doubt, the Promotion Invitation is non-transferable and only existing customers who have received a Promotion Invitation from the Bank are eligible for this Promotion.
    2. you must place a minimum sum of S$25,000 in a Singapore Dollar time deposit for a 6-month tenor (such tenure to be referred to as the “Eligible Tenure”), with the Bank during the Promotion Period. Such Singapore Dollar time deposit shall hereinafter be referred to as a “Time Deposit”; and
    3. your accounts with the Bank must be validly existing (i.e. must not be suspended, cancelled or terminated), in good standing, and conducted in a proper and satisfactory manner at all times, as determined by the Bank in its sole and absolute discretion.
  1. Subject to these terms, if you satisfy the eligible criteria stipulated in Clause 2, you will earn an exclusive interest, on the sum that you had placed in the Time Deposit, (such rate to be referred to “Exclusive Rate”) corresponding to the eligible tenure offered by the Bank. The Exclusive Rate is only applicable if the Time Deposit is held until maturity of the tenure. The Bank reserves the right to require the forfeiture of any amount or interest awarded, if you make any early withdrawal from the Time Deposit prior to maturity of the tenure.
  1. For the purposes of this Promotion, the Bank may refresh or change the tenure, Exclusive Rate, from time to time.

General

  1. Unless otherwise stated, this Promotion is not valid with other offers, discounts, rebates, vouchers, privileges or promotions.
  1. The Bank may vary, modify, add, delete or otherwise revise any of the terms and conditions governing the Promotion, including to vary the tenure, Exclusive Rate, or to terminate, withdraw, extend or suspend or shorten the Promotion at any time at the Bank’s sole discretion, with or without prior notice or reason (and the Bank shall not be obliged to disclose its reason). You agree and consent to be bound by any such variation.
  1. The Bank reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the Promotion, including the interest rate for the Time Deposit, your eligibility for the Promotion and/or the amount of interest that you are entitled to receive. The Bank’s determination of all matters relating to this Promotion shall be final, binding and conclusive and no correspondence will be entertained.
  1. These Standard Chartered Exclusive SGD Time Deposit (September 2026) Promotion are to be read in conjunction with the Bank’s Customer Terms, Priority Banking Services and Privileges International Terms and Conditions, Premium Banking Services and Privileges Terms and Conditions and Current/Cheque/Savings Account and Time Deposit Terms (collectively, “Standard Terms”). If there is any inconsistency between the Standard Terms and these terms, these terms shall prevail to the extent of such inconsistency.
  1. In the event of any inconsistency between these terms and conditions and any brochures, marketing or promotional materials relating to the Promotion, these terms and conditions shall, to the extent of such inconsistency, prevail.
  1. A person who is not a party to these terms and conditions has no right under the Contracts (Rights of Third Parties) Act 2001 to enforce any of these terms and conditions.
  1. These terms and conditions are governed by and shall be construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore.
  1. All information is accurate as at the date of publication.

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Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.