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Important Information


  1. This Allianz Home Protect Promotion (“Promotion”) is jointly organised by Allianz Global Corporate & Specialty SE Singapore Branch (“Allianz”) and Standard Chartered Bank (Singapore) Limited (“SCBSL”). This Promotion is valid from 1 February 2019 to 13 February 2019, both dates inclusive (“Promotion Period”). The Allianz Home Protect Policy is underwritten by Allianz and distributed by SCBSL.
  2. By participating in this Promotion, you hereby agreed to be bound by these Promotion Terms.

Promotional Discount

  1. During the Promotional Period, if you successfully purchase an Allianz Home Protect Policy (”Policy”) through SCBSL’s website, you will be entitled to a 20% discount off your first year’s premium (“Promotional Discount”).

Promotional Gift

  1. During the Promotion Period, if you successfully purchase an Allianz Home Protect Annual Policy, you will be entitled to a Kirona Scent Diffuser Model: Mystic Paradise Mist worth S$ 120(“Gift”).
  2. To be entitled to the discount, you will need to enter the promotion code <HMGIFT>
  3. The Gift is available in two colours (Black and White), subject to availability at the point of redemption, while stocks last.
  4. In order for you to be entitled to the Gift, the Policy purchased has to be issued under the same policyholder name and identification number (NRIC / FIN).
  5. Only the main policyholder will be entitled to the Gift, and is entitled to one Gift regardless of the number of Policies taken up.
  6. For the avoidance of doubt, the Gift is only available to customers who purchase an Allianz Home Protect Annual Policy. The Promotional Discount is available to all Allianz Home Protect Policies.

Gift and Redemption

  1. All updates regarding Gift redemption will be communicated to you by Allianz by post or email, via the mailing address or email provided by you during your application. Please inform Allianz through the Allianz Customer Service Hotline (“1800 222 1818”) should there be any changes in your mailing address, email or other personal particulars provided during your application.
  2. A redemption letter for the Gift will be issued to the main policyholder within two (2) months from your date of purchase during the Promotion Period. The Gift must be redeemed in accordance with the instructions stated in the redemption letter. A redemption letter that has expired or lost will not be replaced.
  3. The Gift and redemption letter are not transferable or exchangeable for cash, credit or any other item in part or in whole.
  4. The Gift must be redeemed by the expiry date at the redemption location indicated on the redemption letter.
  5. At the point of Gift redemption, your policy should be active. If you cancel your policy at any time before the expiry date indicated on the redemption letter, Allianz reserves the right to deduct the value of the Gift from the premium refund (if applicable) in accordance to the policy terms and conditions, if any.
  6. When you redeem the Gift, the store representative may require you to present your identification document such as Singapore National Identity Card / Passport / Employment Pass / Dependent Pass / Student Pass or any other identification document for the purpose of verifying your identity against the redemption letter. If you do not consent to such disclosure, you will not be able to redeem the Gift and it will be forfeited.
  7. By purchasing the Allianz Home Protect Annual Policy during the Promotion Period for the qualification of the Gift, you consent to the collection, use and disclosure of your personal data to Allianz’s third party service provider for the purpose of Gift redemption only.
  8. Neither Allianz nor SCBSL will guarantee the availability of the Gift on the day of redemption.
  9. Allianz may at its sole discretion at any time and without prior notice substitute or replace the Gift with any other gift of equal or similar value.
  10. Neither Allianz nor SCBSL is the supplier of the Gift.  Neither Allianz nor SCBSL is obliged to assist or act on your behalf in communicating with the supplier of the Gift for any reason.  You accept the Gift as it is and subject to any terms and conditions that the supplier of the Gift may impose. Any Gift that is not redeemed within the prescribed period stated on the Gift redemption letter will be forfeited.
  11. Allianz and SCBSL make no representation or warranty whatsoever as to the quality or fitness for purpose or any other implied terms or conditions with respect to the Gift.  Neither Allianz nor SCBSL will be liable for any injury, loss or damage whatsoever arising in connection with the Gift.

General Terms

  1. This Promotion is applicable to new applications only during the Promotion Period and is not valid with other promotions, discounts, offers, vouchers, rebates or privileges.
  2. A person who is not a party to these Promotion Terms has no right under the Contracts (Rights of Third Parties) Act (Cap.53B) to enforce any of these Promotion Terms.
  3. Allianz and SCBSL may at any time, without any prior notice or liability to you, vary the Promotion Terms or withdraw or discontinue this Promotion at any time. The decision of Allianz and SCBSL on all matters relating to this Promotion, including determining your eligibility to participate, shall be at their absolute discretion and will be final and binding.
  4. In the event of any inconsistency between these Promotion Terms and any brochures, marketing or promotional materials relating to this Promotion, these Promotion Terms shall prevail.
  5. These Promotion Terms shall be governed by and construed in accordance with the laws of Singapore. The courts of Singapore shall have exclusive jurisdiction over any disputes arising from these Promotion Terms, including the validity and enforceability thereof.
  6. This document is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this document are products of and underwritten by Allianz and they are not products of, nor are they underwritten by SCBSL.
  7. SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, the Bank is acting in alliance with the insurer and not as an agent for customers.  This document is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.
  8. This Policy is protected under the Policy Owner Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Allianz or visit the GIA or SDIC websites (gia.org.sg or www.sdic.org.sg).
  1. All information is correct at time of print