Credit Card Features

misc meal restaurant dining

Your Saadiq Platinum credit card entitles you to fabulous discounts at restaurants around the country.

travel privilege airport

Enjoy a pre-flight flavour in the Airport Lounge at Hazrat Shahjalal International Airport, Dhaka.

building office

Your Saadiq Platinum credit card entitles you to fabulous discounts at hotels around the country.

360 rewards

With Every BDT 50 of retail spend on your Saadiq Platinum credit card, earns 1 Reward Point.

added value fees and charges

The card operates on the concept called ‘Ujrah’ which is based on a fixed monthly fee structure making it simplier and convenient.

money overdraft facility

Pay by your Saadiq credit card and buy on instalment with no added cost for tenors upto 36 months.

Residency status

  • Applicant must be a Bangladeshi Resident


  • Minimum 19 years old

Mandatory Documents

  • Copy of NID and ETIN for Bangladeshi Nationals
  • Copy of Passport and Work Permit for Foreign Nationals
  • Income proof document

Note: Additional documents may be required. Bank staff will guide you on the documentation requirements during the application process.

Supporting Documents for Salaried Customers

  • Employment documents, eg. Appointment Letter/ Salary Certificate
  • Income documents, eg. 3 months’ bank Statement reflecting salary, Payslips in case of salary fluctuation, etc.

Supporting Documents for Businessman/ Self Employed

  • Business documents, eg. Trade license / Copy of MOA/ AOA/ Form X/ XII, board resolution, etc.
  • Income documents, eg.12 months’ transactional bank statement.

Our Saadiq Credit card is based on the concept of ‘Ujrah’. ‘Ujrah’is an Arabic word which means “fee”. As per definition it means financial charges for using services. So, in Saadiq credit card, we have a fixed maintenance fee for any outstanding amount. Maintenance fee charged for the following Services:

  • Maintenance of the Service Account
  • Continued usage of the Card
  • Benefits and privileges

It is a Shariah based card: Customers are not allowed to use Saadiq Card for non-halal / non-shariah Transactions (e.g. alcohol, gambling, pubs, bars, casinos).

Card can be used both locally and internationally through VISA network from Travel Quota limit.


This information is neither an offer to sell, purchase or subscribe nor a solicitation of such an offer. This information is general and does not take into account a person’s individual circumstances, objectives or needs. Please visit any of our branches or contact your relationship manager to make an appointment.

Saadiq Visa Platinum Credit Card. Enjoy absolute luxury and an unparalleled range of benefits with a credit card that understands your beliefs.


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