Benefits

Greater financing

We can finance as high as 70% of the property value, maximum finance amount of BDT 1.2 Crore.

Approved by Shariah Supervisory Committee

Approval of our independent Shariah Supervisory Committee helps you to comply with Islamic Banking principles while banking.

  • Fast processing & approval

    Simple & hassle-free application process and quick approval.

  • Flexible tenures

    Finance is offered upto 25 years to raise the ownership in the property.

Fees & Charges

Schedule of Charges. For information on Fees & Charges, please refer to Important Information at Home Page of Islamic Banking

Eligibility

Nationality

Bangladeshi

Age requirement

Minimum 25 years for main applicant

Mandatory documents for all
  • Copy of valid Photo ID (Passport / National ID / Driving License)
  • Passport size photograph
  • e-TIN Certificate (Certificate with O/S and customer sign)
Supporting Documents

Salaried

  • Original Letter of Introduction (LOI)
  • Cash Salaried: Last 3 months Cash Voucher

Businessman

  • Updated Trade License required with last 3years business experience proof
  • Partnership Deed /RJSC with form1
  • Certificate of Registration of Firm for limited company

Limited Liability Company

  • MOA/AOA, Schedule-X,X11,117 (if applicable)

Landlord

  • Property ownership Documents (for Landlords)- Title Deed/mutation/City corp holding tax/Gas bill/wasa bill
  • Valid Rental Deed/agreement with tenant /Rental receipts

Private /freehold land

  • Ownership Deed, Baia Deed
  • Development agreement/ Joint venture agreement with the land owner/developer
  • CS, RS Parcha, SA, Mutation Parcha
  • Approved Plan/ Layout plan and Approval letter by Rajuk

Government/ Leasehold land

  • Lease Deed/ ownership Deed , Baia deed
  • Development agreement/ Joint venture agreement with the land owner/developer
  • Mutation letter from Rajuk, National Housing Authority, Ministry of Works
  • Approved Plan/ Layout plan and Approval letter by Rajuk

*Please note that the Bank may ask for supporting documents if there is any additional need.

FAQ

How is this variable interest rate calculated

Variable rental rate is a type of pricing where the rental rate is revised at pre-determined intervals based on movement of a market benchmark till the end of the finance tenor. During disbursement, the Home Finance rental rate is linked to the average rate of 182-Day Government Treasury Bill. The Home Finance rental rate will be reviewed (i.e. decreased or increased) every 6-month from the date of disbursement, based on the movement of the average rate of 182-Day Treasury Bill.

During re-pricing, the new rental rate will be within the minimum and maximum rental rate range applicable for mortgage finance that is published in the Banks current rental rate matrix in line with Bangladesh Bank guidelines.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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