Home Loan

Buy your dream home with easy financing solution featuring competitive interest rates and unrivalled level of service.

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Home Loan

Buy your dream home with easy financing solution featuring competitive interest rates and unrivalled level of service.

Competitive rates and fees

We offer competitive variable interest rate with just a one-time processing fee and no hidden charges. With our attractive & absolutely transparent variable rate, now you make great savings while you pay for your dream home.
Greater financing

Borrow up to 70% of property value with maximum loan amount up to BDT 2 crore
Fast processing and approval

Simple & hassle-free application process and quick approval
Flexible tenures

Flexible loan tenure up to 300 months
Top up loan facility

With property prices constantly appreciating, the value of property increases as well. Customer can avail a Top-up Loan from us for the appreciated amount.
Pre-approved projects

Selecting your dream home is now even easier with our list of approved projects from renowned developers of the country. Choose any of our approved projects and enjoy faster processing of home loan application.
Protect your loved ones

Protect your family and home with Mortgage Reducing Term Assurance (MRTA), a single premium life insurance coverage that covers the remaining balance of your home loan in the event of death or total permanent disability.
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Tailored to your needs

Standard Chartered Home Loan is available for ready or under construction apartment or house.

No prior relationship required

No prior account relationship required with Standard Chartered Bank to avail home loan.

Takeover (balance transfer) from other bank

Transfer your existing home loan at higher rate from other banks or financial institutions to Standard Chartered at a lower interest rate and at zero processing fee.

Partial or Early Settlement

With options available for early & partial settlement, Standard Chartered Home Loan gives you the flexibility that you always need.

Fees & Charges

Fees	Charges
Mortgage Processing Fee	Employee Banking @ 1% + VAT and stamp cost All Other Segments @ 1.5% + VAT and stamp cost
Partial Repayment Fee	2% of Settlement Amount + VAT
*VAT would be charged as applicable

Fees

Charges

Mortgage Processing Fee

Employee Banking @ 1% + VAT and stamp cost

All Other Segments @ 1.5% + VAT and stamp cost

Partial Repayment Fee

2% of Settlement Amount + VAT

*VAT would be charged as applicable

How do I apply for a Standard Chartered Home Loan?
You can apply by getting in touch with us by calling at our 24 hour contact centre number 09666777111 / 16233 (From Mobile Phone) or visit our Branches.
How is the variable interest rate calculated?
Variable interest rate is a type of pricing where the interest rate is revised at pre-determined intervals based on movement of a market benchmark rate till the end of the finance tenor. During disbursement, the Home Loan interest rate is linked to the average rate of 182-Day Government Treasury Bill. The Home Loan interest rate will be reviewed (i.e. decreased or increased) every 6-months from the date of disbursement, based on the movement of the average rate of 182-Day Government Treasury Bills.

During re-pricing, the new interest rate will be within the minimum and maximum interest rate range applicable for mortgage finance that is published in the bank’s interest rate matrix and also reported to Bangladesh Bank.
Who can be a co-borrower for the home loan?
Co-borrowers for the home loan can only be from your family i.e. spouse, father, mother and son only.

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Home Loan

Buy your dream home with easy financing solution featuring competitive interest rates and unrivalled level of service.

Home Loan

Competitive rates and fees

Greater financing

Fast processing and approval

Flexible tenures

Top up loan facility

Pre-approved projects

Protect your loved ones

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FAQs