Additional benefits tagged to Cash Line Overdraft

secure private

Continue to earn interest on the underlying FD or WEDB throughout the tenor

added value high interest rates

Enjoy attractive rate of interest

form easy application

Easy documention processes

money other cash

Quarterly and/or Bullet payment can be made on or before expiry

Application Eligibility

  • Age: 18 to 65 years old
  • Resident: Bangladeshi

Documents required to avail the product

For both salaried/businessman customers the following are needed

  • Copy of Photo ID
  • Copy of e-tin
  • 1 copy photo
  • Proof of Source of Income, if age exceeds 59 and profession is mentioned as salaried or in cases where mentioned as retired/ housewife etc.
  • Current Account with Standard Chartered Bank is required to be opened for availing Cash Line Overdraft
  • Fixed Deposit or Wage Earner’s Development Bond with Standard Chartered Bank is required for availing Cash Line Overdraft

For Loan Amount up to Tk. 50 lac: 0.5% of the disbursed loan amount or Tk. 10,000 whichever is lower

For Loan Amount > Tk. 50 Lac: 0.3% of disbursed loan amount or Tk. 15,000 whichever is lower

Any outstanding amount and charges must be paid off by the expiry date. If the outstanding amount is not paid off within 45 days from expiry the FD/WEDB shall be encashed to settle the loan and any excess will be credited to your account.

  • Payment to Securities and Exchange houses
  • Payment to Money Exchange
  • Investment in Sanchaypatra
  • Investment into Term deposit
  • Payment to auto vendor
  • Payment to any investment companies
  • Repayment of any loan
  • Business Purposes


This information is neither an offer to sell, purchase or subscribe nor a solicitation of such an offer. This information is general and does not take into account a person’s individual circumstances, objectives or needs. Please visit any of our branches or contact your relationship manager to make an appointment.

Fast access to extra cash within your reach. Credit limit of up to 90% of FD and 75% of WEDB for a maximum tenor of up to 12 months, with flexibility of repayment.


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